406 Main Street, Roseville, CA 95678, Roseville, 95678 - 3 bed, 1 bath
406 Main Street
Roseville, CA 95678
Property Price
SUMMARY
Analysis of 406 Main Street, Roseville, CA 95678 reveals a Fairly Priced Property with a current list price of $649,900 aligned with the estimated $649,900 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Roseville Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 406 Main Street Subject | $649,900* List Price | 3 | 1 | 1,906 | $341 | - |
A 254 Alta Vista Avenue Sold | $530,000 | 3 | 2 | 1,736 | $305 | 0.5 mi |
B 122 Birch Street Sold | $770,000 | 5 | 3 | 2,084 | $369 | 0.2 mi |
C 829 Shearer Street Sold | $579,000 | 3 | 2 | 1,830 | $316 | 0.9 mi |
D 82 Bernice Avenue Sold | $545,000 | 3 | 2 | 1,760 | $310 | 0.7 mi |
E 424 Stanford Avenue Sold | $575,000 List Price | 4 | 2 | 1,603 | 0.3 mi | |
F 400 Pleasant St Active | $625,000 List Price | 3 | 3 | 2,163 | $289 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Despite being built in 1935, this property has undergone a beautiful and extensive renovation, likely within the last 5 years. Both the main house and the ADU feature modern LVP flooring, fresh paint, and updated light fixtures. The main house kitchen boasts new white shaker cabinets, modern gray countertops, and a full suite of stainless steel appliances. The main bathroom is also fully renovated with a new vanity, modern tiling, and a tub with a glass enclosure. The ADU kitchen and bathroom are also updated and very clean, though with slightly less high-end appliances in the kitchen and a more functional style in the bathroom. Overall, the property presents as virtually new with no deferred maintenance visible, meeting current quality standards.
PROSSTRENGTHS & OPPORTUNITIES
- Proven Income Generation
The property is a currently operating and 'in demand' Airbnb and Furnished Finder rental, offering immediate and substantial income potential with two distinct units.
- Versatile Multi-Unit Investment
Features two separate units (3-bedroom main house, 1-bedroom ADU over garage) on one lot, providing flexibility for owner-occupancy with rental income or a pure investment portfolio addition.
- Turnkey & Fully Furnished
Sold fully furnished, making it a ready-to-operate investment property without the immediate need for furnishing or setup costs.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 3, other record bedroom count = 2.
- Restricted Showing Access
Showings are severely limited, requiring an accepted offer and proof of funds due to current occupancy, which can deter potential buyers and complicate due diligence.
- Age of Property (1935 Build)
Despite updates, the 1935 construction year may imply potential for older infrastructure (plumbing, electrical, foundation) that could require future maintenance or upgrades not covered by cosmetic renovations.
About 406 Main Street
This is a rare opportunity to buy a beautifully updated, park view, in demand, working airbnb & furnished finder property that brings in a great income with 2 units on 1 lot. The main house is a 3 bedroom, 1 bathroom home that is about 1500 sqft and has a small basement/cellar/storage space. The unit over the garage is a 1 bedroom, 1 bathroom over the garage. Both units are being sold fully furnished and ready to be passed along to the right investor. It would be a good investment to anybody looking to live in one of the units and rent out the other and even the garage, for an investor looking to add to their portfolio or to park some money and generate great monthly revenue. Due to current occupancy, showings only available with an accepted offer with proof of funds.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1935
- Lot Size
- 7,004 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 1 (1 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Roseville Unified Schools
Bradford Woodbridge Fundamental Elementary School
Grades K-5 • 0.3 mi
Robert C. Cooley Middle School
Grades 6-8 • 3.7 mi
Roseville High School
Grades 9-12 • 0.8 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 1.0 | 2.0 | 18% |
| Square foot | 1,906 | 1,593 | 63% |
| Lot Size | 7,004 | 6,813 | 54% |
| Price | $649.9K | $540.0K | 75% |
| Price per sq ft | $341 | $340 | 50% |
| Built year | 1935 | 1986 | 13% |
| HOA | $0 | $0 | 50% |
| Days on market | 186 | 176 | 62% |
Pricing History
Listed for Sale
Sep 2, 2025
$649,900
Initial Listing
Sold
May 17, 2021
$498,000
Public Record
Sold
Jan 13, 2010
$180,000
Public Record
Sold
Jul 25, 2005
$420,000
Public Record
Sold
Sep 3, 2004
$150,000
Public Record