4096 E Luna Paseo 45, Ontario, California 91764, Ontario, 91764 - 3 bed, 4 bath
4096 E Luna Paseo 45
Ontario, California 91764
Property Price
SUMMARY
Analysis of 4096 E Luna Paseo 45, Ontario, California 91764 is currently available with a list price of $618,000. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Ontario Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
This property was built in 2023, making it virtually brand new. The images confirm a modern aesthetic throughout, with a contemporary kitchen featuring white shaker cabinets, light countertops, and stainless steel appliances. Bathrooms are also new with modern vanities, fixtures, and subway tile. Flooring consists of new wood-look planks and clean carpeting. All systems and finishes are new, meeting current quality standards with no signs of wear or deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Guaranteed Rental Income & Occupancy
Existing tenant with a lease through December 2026 provides immediate, stable cash flow of $3,200/month, making it a true turnkey investment.
- Modern, Low-Maintenance Construction
Built in 2023, the property is relatively new, minimizing immediate repair and maintenance expenses and offering modern appeal.
- Strategic Location for Renters
Situated in a prime rental area with convenient access to major retail (Target, Ontario Mills), dining, and supermarkets, ensuring strong tenant demand.
CONSRISKS & DEFICIENCIES
- Fixed Lease Term
The existing tenant lease through December 2026 limits immediate flexibility for owner-occupancy or adjusting rental rates to current market conditions.
- Townhouse Living Constraints
As a townhouse, it typically involves shared walls, potentially less private outdoor space, and adherence to HOA rules, which might not appeal to all buyers.
- Ongoing Association Fees
The monthly association fee of $278 adds a recurring cost to ownership, which can impact the net operating income for investors.
About 4096 E Luna Paseo 45
4096 E Luna Paseo #45, Ontario, CA 91764 – Excellent cash-flow investment in a gated “Iron Gate” community with low property tax and a tenant in place through December 2026. This 3-bedroom, 2.5-bathroom home (effectively 3 beds/3 baths) features a 2-car tandem garage, relatively new construction with minimal maintenance, and provides monthly rent of $3,200 for clear, reliable cash flow. Located in a prime rental area near Target, Ontario Mills Outlet, restaurants, and supermarkets, with convenient transportation and strong long-term rental demand. Perfect for investors seeking stable, turnkey income and long-term ROI.
Property Details
Public Facts
- Property Type
- Townhouse
- Year Built
- 2023
- Lot Size
- -
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 4 (4 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $278.0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 4.0 | 3.0 | 80% |
| Square foot | 1,390 | 1,435 | 40% |
| Lot Size | - | 1,313 | 20% |
| Price | $618.0K | $554.9K | 80% |
| Price per sq ft | $445 | $401 | 80% |
| Built year | 2023 | 1998 | 80% |
| HOA | $278.0 | $297 | 40% |
| Days on market | 37 | 142 | 20% |
Pricing History
Listed for Sale
Jan 29, 2026
$618,000
Initial Listing
Sold
Dec 27, 2022
$570,000
Public Record