410 Island Street, Morro Bay, California 93442, Morro Bay, 93442 - 3 bed, 3 bath
410 Island Street
Morro Bay, California 93442
Property Price
SUMMARY
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 410 Island Street Subject | $965,000* List Price | 3 | 3 | 1,825 | $529 | - |
A 2637 Laurel Avenue Sold | $970,000 | 3 | 3 | 1,600 | $606 | 0.7 mi |
B 2695 Hemlock Avenue Sold | $905,000 | 3 | 3 | 1,477 | $613 | 0.6 mi |
C 2675 Juniper Avenue Sold | $1,072,850 | 3 | 3 | 2,000 | $536 | 0.7 mi |
D 2556 Nutmeg Avenue Sold | $1,100,000 | 3 | 3 | 2,217 | $496 | 0.8 mi |
E 2631 Nutmeg Avenue Sold | $1,190,000 | 3 | 2 | 1,828 | $651 | 0.7 mi |
F 2761 Hemlock Avenue Sold | $1,150,000 | 4 | 2 | 2,129 | $540 | 0.5 mi |
G 390 Nassau Active | $925,000 List Price | 3 | 2 | 1,505 | $615 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is move-in ready and well-maintained, featuring quality materials like oak hardwood floors, granite countertops, and travertine finishes. Built in 2001, it shows pride of ownership with functional upgrades like ventilated skylights and vaulted ceilings. While the oak cabinetry and travertine reflect an older style, the overall condition and 'upgraded' status meet the criteria for a high-quality, functional home.
PROSSTRENGTHS & OPPORTUNITIES
- Favorable Financing
The property offers an assumable 3% VA loan, providing a significant financial incentive and lower monthly payments in a high-interest-rate market.
- Modern Open-Concept Design
The 1,825 sq ft interior features vaulted ceilings, oak hardwood floors, and multiple ventilated skylights, creating a bright and spacious living environment.
- Prime Coastal Location
Situated in North Morro Bay just minutes from the beach, the home benefits from a serene setting with a seasonal creek and natural tree-lined views.
CONSRISKS & DEFICIENCIES
- Limited Ocean Views
The ocean views are described as 'peek-a-boo,' which may not meet the expectations of buyers seeking expansive or unobstructed coastal vistas.
- Compact Lot Size
With a lot size of 3,270 square feet, the property offers limited outdoor yard space, which may be a drawback for those prioritizing gardening or large outdoor play areas.
About 410 Island Street
Welcome to this north Morro Bay home near the beach with a seasonal creek behind the property and peek-a-boo view of the ocean right in your living room. This upgraded spacious 1825 sq ft home showcases an open concept floorplan. The kitchen has oak hardwood floors, an island with a breakfast bar, granite countertops, travertine backsplash, oak cabinets, a walk-in pantry, and brightened with a ventilated skylight. This opens to the living room with vaulted ceilings, a gas fireplace with travertine tile and mantel, two additional ventilated skylights, and a bay window as a perfect eating area. Step out onto your back balcony through the sliding door to take in the views of trees, seasonal creek, and enjoy the amazing Morro Bay weather. Also on this main level is a guest bathroom and primary bedroom with ensuite. The primary bedroom has a walk-in closet and spacious ensuite with a double sink vanity and walk-in shower. On the bottom level you will find the 2 additional bedrooms, full bathroom, laundry closet, and access to the double car garage. The first bedroom has a walk-in closet and access to the backyard through a sliding door. Come and live the dream minutes from the beach in beautiful Morro Bay. Assumable 3% VA loan available!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2001
- Lot Size
- 3,270 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Morro Bay Unified Schools
Del Mar Elementary School
Grades K-5 • 0.2 mi
Los Osos Middle School
Grades 6-8 • 5.5 mi
Morro Bay High School
Grades 9-12 • 1.3 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 3.0 | 2.0 | 60% |
| Square foot | 1,825 | 1,484 | 70% |
| Lot Size | 3,270 | 4,000 | 39% |
| Price | $965.0K | $965.0K | 50% |
| Price per sq ft | $529 | $714 | 18% |
| Built year | 2001 | 1975 | 84% |
| HOA | $0 | $0 | 50% |
| Days on market | 78 | 164 | 11% |
Pricing History
Listed for Sale
Feb 26, 2026
$965,000
Initial Listing
Price Change
Dec 19, 2025
$985,000
Initial Listing
Sold
Aug 11, 2021
$879,000
Public Record
Sold
Aug 14, 2001
$100,000
Public Record
Sold
Apr 10, 2001
$314,000
Public Record
Sold
Jun 12, 2000
$70,000
Public Record