410 Island Street, Morro Bay, California 93442, Morro Bay, 93442 - 3 bed, 3 bath
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Morro Bay, California 93442
This Coastal Move-In Ready Home is listed at $965,000, representing a stable acquisition at its $965,000 Fair Market Value. Boasting a Condition Rating of 3, the 1,825 sq ft interior features a Granite Kitchen, Oak Hardwood Floors, and Vaulted Ceilings with ventilated skylights. The property offers a unique lifestyle with Peek-A-Boo Ocean Views and a serene Seasonal Creek backdrop. With access to Top-Rated Schools like Del Mar Elementary and an Assumable 3% VA Loan, this is a premier choice for Owner-Occupants or Growing Families seeking a turnkey seaside sanctuary.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 410 Island Street Subject | $965,000* List Price | 3 | 3 | 1,825 | $529 | - |
A 2637 Laurel Avenue Sold | $970,000 | 3 | 3 | 1,600 | $606 | 0.7 mi |
B 2695 Hemlock Avenue Sold | $905,000 | 3 | 3 | 1,477 | $613 | 0.6 mi |
C 2675 Juniper Avenue Sold | $1,072,850 | 3 | 3 | 2,000 | $536 | 0.7 mi |
D 2556 Nutmeg Avenue Sold | $1,100,000 | 3 | 3 | 2,217 | $496 | 0.8 mi |
E 2631 Nutmeg Avenue Sold | $1,190,000 | 3 | 2 | 1,828 | $651 | 0.7 mi |
F 2761 Hemlock Avenue Sold | $1,150,000 | 4 | 2 | 2,129 | $540 | 0.5 mi |
G 390 Nassau Active Under Contract | $894,000 List Price | 3 | 2 | 1,505 | $594 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
The property is move-in ready and well-maintained, featuring quality materials like oak hardwood floors, granite countertops, and travertine finishes. Built in 2001, it shows pride of ownership with functional upgrades like ventilated skylights and vaulted ceilings. While the oak cabinetry and travertine reflect an older style, the overall condition and 'upgraded' status meet the criteria for a high-quality, functional home.
The property offers an assumable 3% VA loan, providing a significant financial incentive and lower monthly payments in a high-interest-rate market.
The 1,825 sq ft interior features vaulted ceilings, oak hardwood floors, and multiple ventilated skylights, creating a bright and spacious living environment.
Situated in North Morro Bay just minutes from the beach, the home benefits from a serene setting with a seasonal creek and natural tree-lined views.
The ocean views are described as 'peek-a-boo,' which may not meet the expectations of buyers seeking expansive or unobstructed coastal vistas.
With a lot size of 3,270 square feet, the property offers limited outdoor yard space, which may be a drawback for those prioritizing gardening or large outdoor play areas.
Welcome to this north Morro Bay home near the beach with a seasonal creek behind the property and peek-a-boo view of the ocean right in your living room. This upgraded spacious 1825 sq ft home showcases an open concept floorplan. The kitchen has oak hardwood floors, an island with a breakfast bar, granite countertops, travertine backsplash, oak cabinets, a walk-in pantry, and brightened with a ventilated skylight. This opens to the living room with vaulted ceilings, a gas fireplace with travertine tile and mantel, two additional ventilated skylights, and a bay window as a perfect eating area. Step out onto your back balcony through the sliding door to take in the views of trees, seasonal creek, and enjoy the amazing Morro Bay weather. Also on this main level is a guest bathroom and primary bedroom with ensuite. The primary bedroom has a walk-in closet and spacious ensuite with a double sink vanity and walk-in shower. On the bottom level you will find the 2 additional bedrooms, full bathroom, laundry closet, and access to the double car garage. The first bedroom has a walk-in closet and access to the backyard through a sliding door. Come and live the dream minutes from the beach in beautiful Morro Bay. Assumable 3% VA loan available!
No exterior & parking available.
Grades K-5 • 0.2 mi
Grades 6-8 • 5.5 mi
Grades 9-12 • 1.3 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 3.0 | 2.0 | 59% |
| Square foot | 1,825 | 1,482 | 67% |
| Lot Size | 3,270 | 4,000 | 43% |
| Price | $965.0K | $950.0K | 51% |
| Price per sq ft | $529 | $677 | 22% |
| Built year | 2001 | 1972 | 84% |
| HOA | $0 | $0 | 50% |
| Days on market | 124 | 186 | 18% |
Feb 26, 2026
$965,000
Initial Listing
Dec 19, 2025
$985,000
Initial Listing
Aug 11, 2021
$879,000
Public Record
Aug 14, 2001
$100,000
Public Record
Apr 10, 2001
$314,000
Public Record
Jun 12, 2000
$70,000
Public Record