Seller is offering a 3-2-1 rate buydown! Enjoy reduced payments in the early years: 3.5% in Year 1, 4.5% in Year 2, and 5.5% in Year 3, with the rate settling at 6.5% from Year 4 onward. Special terms may apply. Rates and terms subject to lender approval and buyer qualification. Welcome to 410 Josefa St, a 3b2.5b single-family style condominium offering comfort, convenience, and excellent investment potential. This well-designed home features a functional floor plan, making it ideal for both owner-occupants and investors. The property is currently tenant-occupied, providing immediate rental income for buyers seeking an investment opportunity. This home is part of a condominium conversion. The independently owned rear ADU has already been sold and benefits from an easement for access along the sidewalk. The front residence offers the privacy and feel of a single-family home while benefiting from condominium ownership. Best of all, there are no HOA fees, helping reduce monthly ownership costs. Conveniently located in the heart of San Jose, the property is just minutes from shopping, dining, parks, schools, public transportation, and major commuter routes, with easy access to Highways 280 and 87. Please note there is no garage. Tenant rights apply.