4128 Terry St., Oceanside, California 92056, Oceanside, 92056 - 4 bed, 3 bath

4128 Terry St., Oceanside, California 92056 home-pic-0

4128 Terry St.

Oceanside, California 92056

ACTIVE
CONDITION: EXCELLENT
4Beds
3Baths
1,956Sq Ft
Lot Size

Property Price

LIST PRICE$1,049,900
EST. MARKET VALUE
$1,077,787

SUMMARY

Analysis of 4128 Terry St., Oceanside, California 92056 reveals a Fairly Priced Property with a current list price of $1,049,900  aligned with the estimated $1,077,787 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Oceanside Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Estimated Market Value

$1,077,787
Based on Realkey algorithm analyzing recent comparable sales in Oceanside.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
4128 Terry St.
Subject
$1,049,900*
List Price
431,956$551-
A
3912 Wooster Dr
Sold
$1,010,000421,598$6320.6 mi
B
3195 Camarillo Avenue
Sold
$875,000421,636$5351.0 mi
C
4137 Alana Cir
Sold
$900,000421,396$6450.2 mi
D
3947 Marvin St
Sold
$930,000431,890$4920.7 mi
E
4129 Terry Street
Active
$1,149,000
List Price
431,824$6300.0 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Excellent
TeardownExcellent

Property is new construction or fully renovated.

The property has undergone a comprehensive top-to-bottom renovation within the last 5 years, meeting the criteria for an excellent rating despite its 1974 build date. The interior features a brand-new kitchen with modern shaker cabinets, quartz countertops, and stainless steel appliances. All bathrooms have been fully renovated with contemporary fixtures and tile work. Additional high-quality updates include new wide-plank flooring throughout, recessed lighting, and all-new energy-efficient windows, resulting in a turnkey home with no visible deferred maintenance.

PROSSTRENGTHS & OPPORTUNITIES

  • Comprehensive Modern Remodel

    The home has been extensively updated with a brand-new kitchen, renovated bathrooms, new flooring, and energy-efficient windows, offering a turnkey experience for buyers.

  • Versatile Floor Plan

    Featuring a rare downstairs primary suite and three additional upstairs bedrooms, the layout provides excellent flexibility for multi-generational living or a home office setup.

  • Premium Corner Lot

    Situated on a spacious corner lot, the property benefits from increased natural light, enhanced privacy, and a large backyard featuring a permitted patio room and grass area.

CONSRISKS & DEFICIENCIES

  • 1970s Era Infrastructure

    Despite the aesthetic renovations, the 1974 construction date may imply that original underlying systems like plumbing or electrical could require future attention compared to newer builds.

  • Average School Ratings

    With local elementary and middle schools rated at a 5/10, the property may be less competitive for families specifically prioritizing top-tier academic districts.

About 4128 Terry St.

Welcome to your dream coastal retreat in Oceanside! This beautifully remodeled home perfectly blends modern luxury with laid-back beach living. Thoughtfully updated from top to bottom, this stunning home features a brand-new kitchen, updated flooring throughout, fully renovated bathrooms, and all-new windows that fill the space with natural light. The spacious downstairs primary suite offers privacy and convenience, while three additional bedrooms upstairs provide the perfect layout for family, guests, or a home office. Situated on a desirable corner lot, the property captures lovely views and an abundance of sunshine. The open and inviting floor plan flows seamlessly into a private backyard oasis with a permitted patio room, and large grass area, ideal for entertaining, play, or relaxing evenings outdoors. With its stylish upgrades, generous outdoor space, and prime location near the coast, this move-in-ready home offers the perfect blend of comfort, functionality, and seaside charm.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
1974
Lot Size
-

Interior

Total Bedrooms
4
Total Bathrooms
3 (3 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$0 / Month

Neighborhood Insights

Oceanside Unified Schools

Grapevine Elementary School

Grades K-5 • 0.7 mi

5/10

Temple Heights Elementary School

Grades K-5 • 1.5 mi

5/10

Madison Middle School

Grades 6-8 • 2.4 mi

5/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds4.03.0
63%
Baths3.02.0
52%
Square foot1,9561,785.5
65%
Lot Size-5,216.1
6%
Price$1.05M$940.0K
69%
Price per sq ft$537$539
48%
Built year19741989
15%
HOA$0$122
41%
Days on market4163
2%

Pricing History

Listed for Sale

Mar 3, 2026

$1,049,900

Initial Listing

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