4128 Terry St., Oceanside, California 92056, Oceanside, 92056 - 4 bed, 3 bath

4128 Terry St.
Oceanside, California 92056
Property Price
SUMMARY
Analysis of 4128 Terry St., Oceanside, California 92056 reveals a Fairly Priced Property with a current list price of $1,049,900 aligned with the estimated $1,077,787 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Oceanside Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4128 Terry St. Subject | $1,049,900* List Price | 4 | 3 | 1,956 | $551 | - |
A 3912 Wooster Dr Sold | $1,010,000 | 4 | 2 | 1,598 | $632 | 0.6 mi |
B 3195 Camarillo Avenue Sold | $875,000 | 4 | 2 | 1,636 | $535 | 1.0 mi |
C 4137 Alana Cir Sold | $900,000 | 4 | 2 | 1,396 | $645 | 0.2 mi |
D 3947 Marvin St Sold | $930,000 | 4 | 3 | 1,890 | $492 | 0.7 mi |
E 4129 Terry Street Active | $1,149,000 List Price | 4 | 3 | 1,824 | $630 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
The property has undergone a comprehensive top-to-bottom renovation within the last 5 years, meeting the criteria for an excellent rating despite its 1974 build date. The interior features a brand-new kitchen with modern shaker cabinets, quartz countertops, and stainless steel appliances. All bathrooms have been fully renovated with contemporary fixtures and tile work. Additional high-quality updates include new wide-plank flooring throughout, recessed lighting, and all-new energy-efficient windows, resulting in a turnkey home with no visible deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Comprehensive Modern Remodel
The home has been extensively updated with a brand-new kitchen, renovated bathrooms, new flooring, and energy-efficient windows, offering a turnkey experience for buyers.
- Versatile Floor Plan
Featuring a rare downstairs primary suite and three additional upstairs bedrooms, the layout provides excellent flexibility for multi-generational living or a home office setup.
- Premium Corner Lot
Situated on a spacious corner lot, the property benefits from increased natural light, enhanced privacy, and a large backyard featuring a permitted patio room and grass area.
CONSRISKS & DEFICIENCIES
- 1970s Era Infrastructure
Despite the aesthetic renovations, the 1974 construction date may imply that original underlying systems like plumbing or electrical could require future attention compared to newer builds.
- Average School Ratings
With local elementary and middle schools rated at a 5/10, the property may be less competitive for families specifically prioritizing top-tier academic districts.
About 4128 Terry St.
Welcome to your dream coastal retreat in Oceanside! This beautifully remodeled home perfectly blends modern luxury with laid-back beach living. Thoughtfully updated from top to bottom, this stunning home features a brand-new kitchen, updated flooring throughout, fully renovated bathrooms, and all-new windows that fill the space with natural light. The spacious downstairs primary suite offers privacy and convenience, while three additional bedrooms upstairs provide the perfect layout for family, guests, or a home office. Situated on a desirable corner lot, the property captures lovely views and an abundance of sunshine. The open and inviting floor plan flows seamlessly into a private backyard oasis with a permitted patio room, and large grass area, ideal for entertaining, play, or relaxing evenings outdoors. With its stylish upgrades, generous outdoor space, and prime location near the coast, this move-in-ready home offers the perfect blend of comfort, functionality, and seaside charm.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1974
- Lot Size
- -
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Oceanside Unified Schools
Grapevine Elementary School
Grades K-5 • 0.7 mi
Temple Heights Elementary School
Grades K-5 • 1.5 mi
Madison Middle School
Grades 6-8 • 2.4 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 63% |
| Baths | 3.0 | 2.0 | 52% |
| Square foot | 1,956 | 1,785.5 | 65% |
| Lot Size | - | 5,216.1 | 6% |
| Price | $1.05M | $940.0K | 69% |
| Price per sq ft | $537 | $539 | 48% |
| Built year | 1974 | 1989 | 15% |
| HOA | $0 | $122 | 41% |
| Days on market | 4 | 163 | 2% |
Pricing History
Listed for Sale
Mar 3, 2026
$1,049,900
Initial Listing


























