413 11th Street, Ramona, California 92065, Ramona, 92065 - 3 bed, 2 bath
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413 11th Street
Ramona, California 92065
ACTIVE
CONDITION: GOOD
3Beds
2Baths
1,092Sq Ft
9,147.6Lot Size
Property Price
LIST PRICE$639,000
EST. MARKET VALUE
$629,646
SUMMARY
This Single Family Residence is a Strong Value Opportunity, listed at $639,000—positioned well below the $629,647 Fair Market Value by -1.5%. While priced at market, the property offers significant financial upside through dual solar systems, low insurance premiums, and USDA zero-down financing. Featuring a Condition Rating of 3, the home includes modern kitchen upgrades and a massive 9,147 sqft lot with ADU potential. This versatile property is an ideal acquisition for Buy-and-Hold Investors or first-time buyers seeking a move-in ready home with long-term growth.
Estimated Market Value
$629,646
Based on Realkey algorithm analyzing recent comparable sales in Ramona.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 413 11th Street Subject | $639,000* List Price | 3 | 2 | 1,092 | $577 | - |
A 625 10th Street Sold | $625,000 | 3 | 2 | 1,304 | $479 | 0.2 mi |
B 842 11th Street Sold | $472,500 | 2 | 1 | 1,014 | $466 | 0.3 mi |
C 708 12th Street Sold | $530,000 | 2 | 1 | 1,020 | $520 | 0.2 mi |
D 1241 E Street Pending | $700,000 List Price | 3 | 2 | 1,392 | $503 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Built in 1978 but features recent interior updates including new stainless steel appliances, refreshed bathrooms, and new flooring and paint throughout. The property is move-in ready with upgraded systems including dual solar arrays and a water softener, though the exterior landscaping remains a blank slate.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 9147, living area = 1092.
- Financial & Energy Efficiency
The property offers significant cost savings through dual solar systems, a water softener, low insurance premiums due to its location outside high fire zones, and eligibility for USDA zero-down financing.
- Expansive Lot & Privacy
Situated on a private dead-end road with no rear neighbors, the large 9,147 sqft lot is fully fenced and provides a blank slate for development, including potential for an ADU or rental conversion.
CONSRISKS & DEFICIENCIES
- Compact Living Space
At 1,092 square feet for a three-bedroom residence, the interior footprint is relatively small, which may feel restrictive for families or those requiring larger common areas.
- Aging Infrastructure
Built in 1978, the property may require ongoing maintenance or future capital expenditures to address aging systems typical of a home of this vintage that have not been explicitly modernized.
About 413 11th Street
You have found the home absolutely perfect for you located near downtown Ramona!!!! Country classy...but city smart!!! Insurance quotes (quoted under $1300/yr) and resources available!!! Located near the downtown area of Ramona where all the fun happens, this home is a 1 story, 3 bed/2 ba home with an expansive yard/lot, chicken friendly, fully fenced front and back, no neighbors right behind you, down a private road and the house sits at a dead in so no drive through traffic!!! The kitchen has new stainless steel appliances, bar style counter, everything you need to make delicious meals in, the floorplan opens to the dining room and flows through to the living room!!! Both bathrooms have updates that have been done, the floors also have been redone and paint. The bedrooms are roomy and the master suite is the cherry on top!!! Exiting through the kitchen takes you to a huge laundry/mud room that could be converted in to a rentable space. Exit through there to the large covered patio on the back porch to the back yard space that is huge! Your canvas, a blank slate to develop the way you dream!!! ADU may also be possible here!!! Also, USDA financing is available in this zip code allowing for ZERO DOWN grant loan programs!!! We have lender resources to share to learn more on this program if you need to! Solar is on the property as well, making a way for utility savings over time! Two solar systems fully in place and a water softener system too!!! This home is not in a high fire zone which means insurance can be under $1300 for the year which helps keep those monthly payments more affordable for the area!!!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1978
- Lot Size
- 9,147.6 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.5 |
| Baths | 2.0 | 2.7 |
| Square foot | 1,092 | 2,238.953 |
| Lot Size | 9,147.6 | 27,218.063 |
| Price | $639.0K | $841.5K |
| Price per sq ft | $585 | $413 |
| Built year | 1978 | 1988 |
| HOA | $0 | $189 |
| Days on market | 46 | 54 |
Pricing History
Listed for Sale
Jul 25, 2026
$639,000
Initial Listing
Sold
Mar 29, 2024
$605,000
Public Record
Sold
Aug 3, 2018
$413,000
Public Record
Sold
Jan 29, 2010
$190,000
Public Record
Sold
Jun 8, 2005
$429,000
Public Record