413 Rio Del Oro Ln, Sacramento, CA 95825, Sacramento, 95825 - 3 bed, 3 bath
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413 Rio Del Oro Ln
Sacramento, CA 95825
ACTIVE
CONDITION: GOOD
3Beds
3Baths
1,829Sq Ft
1,744Lot Size
Property Price
LIST PRICE$525,000
EST. MARKET VALUE
$472,313
11% AboveMARKET VALUE
SUMMARY
This Spacious Turnkey Condominium is a Strong Value Opportunity, listed at $525,000—positioned well above the $472,314 Fair Market Value by 11%. While the property carries a premium, its Condition Rating of 3 and recent cosmetic updates provide immediate move-in readiness. Featuring a private deck and a PUD structure that simplifies financing, this home offers a low-maintenance lifestyle. Despite mixed school ratings, the unit’s generous 1,829 sqft footprint provides significant utility. This property is an ideal acquisition for Owner-Occupants seeking convenience or first-time buyers prioritizing turnkey living.
Estimated Market Value
$472,313
Based on Realkey algorithm analyzing recent comparable sales in Sacramento.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 413 Rio Del Oro Ln Subject 3 bd · 3 ba · 1,829 sqft · $258 | $525,000* List Price | 3 | 3 | 1,829 | $258 | - |
A 802 Dunbarton Circle Sold 3 bd · 3 ba · 1,748 sqft · $329 · 0.7 mi | $575,000 | 3 | 3 | 1,748 | $329 | 0.7 mi |
B 2539 Exeter Square Lane Sold 3 bd · 3 ba · 1,748 sqft · $257 · 0.6 mi | $450,000 | 3 | 3 | 1,748 | $257 | 0.6 mi |
C 1061 Commons Drive Sold 3 bd · 3 ba · 1,730 sqft · $225 · 0.4 mi | $390,000 | 3 | 3 | 1,730 | $225 | 0.4 mi |
D 936 Commons Drive Sold 3 bd · 2 ba · 1,833 sqft · $289 · 0.3 mi | $529,000 | 3 | 2 | 1,833 | $289 | 0.3 mi |
E 8 Adelphi Court Active 3 bd · 3 ba · 1,730 sqft · $263 · 0.5 mi | $455,000 List Price | 3 | 3 | 1,730 | $263 | 0.5 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Built in 1979 but features recent cosmetic updates including new wood-look flooring and modern light fixtures. The property is well-maintained and move-in ready, though some dated elements like popcorn ceilings and older laminate countertops remain.
PROSSTRENGTHS & OPPORTUNITIES
- Favorable Financing Status
As a Planned Unit Development (PUD), this property avoids the strict lending hurdles often associated with traditional condos, allowing for easier and more flexible financing options for buyers.
- Spacious Turnkey Interior
Boasting 1,829 square feet of move-in-ready living space, this 3-bedroom, 3-bathroom unit offers a significantly larger footprint than typical area condos, providing a house-like feel with turnkey convenience.
- Prime Location & Accessibility
Situated in the desirable Rio Del Oro subdivision, the property offers excellent proximity to local dining, shopping centers, and public transportation, ensuring a high level of urban convenience.
CONSRISKS & DEFICIENCIES
- High Monthly HOA Dues
The $396 monthly association fee represents a significant recurring carrying cost that may impact the overall affordability and debt-to-income ratio for prospective buyers.
- Underperforming School Ratings
The property is zoned for schools with mixed performance metrics, including a high school with a low rating of 2, which may be a deterrent for families and could impact long-term resale value.
About 413 Rio Del Oro Ln
Welcome home to a turnkey, spacious 3-bed, 3-bath condo. This is a planned unit development or PUD (this feature makes it easy to finance). Enjoy low-maintenance living, close to restaurants, shopping, and public transportation. Start building equity in a place you will enjoy for years to come.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1979
- Lot Size
- 1,744 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $396 / Month
Neighborhood Insights
Sacramento Unified Schools
Harry Dewey Fundamental Elementary School
Grades K-6 • 8.1 mi
7/10
Sierra Oaks K-8
Grades K-8 • 0.8 mi
5/10
Encina Preparatory High School
Grades 6-12 • 1.3 mi
2/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 2.0 |
| Baths | 3.0 | 1.8 |
| Square foot | 1,829 | 1,038.082 |
| Lot Size | 1,744 | 1,678.212 |
| Price | $525.0K | $276.4K |
| Price per sq ft | $287 | $270 |
| Built year | 1979 | 1984 |
| HOA | $396 | $420 |
| Days on market | 49 | 62 |
Pricing History
Listed for Sale
Sep 5, 2026
$525,000
Initial Listing
Sold
Dec 16, 2015
$279,000
Public Record
Sold
Apr 20, 1999
$145,000
Public Record