
Ramona, California 92065
This Single Family Residence is a Strong Value Opportunity, listed at $639,000—positioned well below the $629,647 Fair Market Value by -1.5%. While priced at market, the property offers significant financial upside through dual solar systems, low insurance premiums, and USDA zero-down financing. Featuring a Condition Rating of 3, the home includes modern kitchen upgrades and a massive 9,147 sqft lot with ADU potential. This versatile property is an ideal acquisition for Buy-and-Hold Investors or first-time buyers seeking a move-in ready home with long-term growth.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 413 11th Street Subject 3 bd · 2 ba · 1,092 sqft · $549 | $599,000* List Price | 3 | 2 | 1,092 | $549 | - |
A 1241 E Street Sold 3 bd · 2 ba · 1,392 sqft · $503 · 0.1 mi | $700,000 | 3 | 2 | 1,392 | $503 | 0.1 mi |
B 625 10th Street Sold 3 bd · 2 ba · 1,304 sqft · $479 · 0.2 mi | $625,000 | 3 | 2 | 1,304 | $479 | 0.2 mi |
C 423 5th St. Sold 3 bd · 2 ba · 1,220 sqft · $525 · 0.7 mi | $640,000 | 3 | 2 | 1,220 | $525 | 0.7 mi |
D 842 11th Street Sold 2 bd · 1 ba · 1,014 sqft · $466 · 0.3 mi | $472,500 | 2 | 1 | 1,014 | $466 | 0.3 mi |
E 945 E Street Active 3 bd · 1 ba · 1,040 sqft · $648 · 0.2 mi | $674,000 List Price | 3 | 1 | 1,040 | $648 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
Built in 1978 but features recent interior updates including new stainless steel appliances, refreshed bathrooms, and new flooring and paint throughout. The property is move-in ready with upgraded systems including dual solar arrays and a water softener, though the exterior landscaping remains a blank slate.
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 9147, living area = 1092.
The property offers significant cost savings through dual solar systems, a water softener, low insurance premiums due to its location outside high fire zones, and eligibility for USDA zero-down financing.
Situated on a private dead-end road with no rear neighbors, the large 9,147 sqft lot is fully fenced and provides a blank slate for development, including potential for an ADU or rental conversion.
At 1,092 square feet for a three-bedroom residence, the interior footprint is relatively small, which may feel restrictive for families or those requiring larger common areas.
Built in 1978, the property may require ongoing maintenance or future capital expenditures to address aging systems typical of a home of this vintage that have not been explicitly modernized.
Motivated seller willing to work with the right buyer!!! Dedicated agent willing to communicate and be present!!! Plusses in today's market!!! Country beauty and city close! Check out this gorgeous move in ready home in Ramona!!! The plusses on this property are wonderful and all the reasons to call it your next home: Located on a dead end no through traffic, Fully gated lot, close the gate when you get home and let the world go away, Chickens and egg laying welcome, Great floorplan and turn key, Solar, Central AC and heat, Ceiling fans in all rooms, New appliances, Laundry/mud room opens up with double doors to park inside or utilize like a garage space, Large covered patio, Plenty of parking to entertain,Walking distance to downtown Ramona and all the conveniences and fun, Not a high fire zone!!! Save $$$ in insurance costs, USDA down payment grant program available in this zip FHA/VA and all financing ok!!! This ranch style home has plenty of room to grow and make the space your forever home! Enjoy the fun of Ramona the city surrounded by the beauty of living also in the country right here in San Diego county! 45 minutes to the beach, 30 minutes to Julian and Ramona as a city has every convenience you could ever need without even leaving your own home town!!! Take a look today and see if this fits your next chapter!!!
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.6 |
| Baths | 2.0 | 2.8 |
| Square foot | 1,092 | 2,213.899 |
| Lot Size | 9,147.6 | 28,584.038 |
| Price | $599.0K | $845.8K |
| Price per sq ft | $549 | $404 |
| Built year | 1978 | 1989 |
| HOA | $0 | $190 |
| Days on market | 92 | 49 |
Oct 13, 2026
$599,000
$619,000
-3% Price Drop
Initial Listing
Sep 9, 2026
$619,000
$639,000
-3% Price Drop
Initial Listing
Jul 25, 2026
$639,000
Initial Listing
Mar 29, 2024
$605,000
Public Record
Aug 3, 2018
$413,000
Public Record
Jan 29, 2010
$190,000
Public Record
Jun 8, 2005
$429,000
Public Record