421 Rose Street, Fillmore, California 93015, Fillmore, 93015 - 4 bed, 4 bath
421 Rose Street
Fillmore, California 93015
Property Price
SUMMARY
Analysis of 421 Rose Street, Fillmore, California 93015 reveals a Prime Investment Opportunity with a current list price of $938,147—significantly undercutting the $989,977 Fair Market Value by 5%. This valuation gap indicates a +$51,830 Instant Equity potential for buyers. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Fillmore Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 421 Rose Street Subject | $938,147* List Price | 4 | 4 | 2,852 | $347 | - |
A 378 Wisteria Street Sold | $986,114 | 5 | 4 | 3,291 | $300 | 0.1 mi |
B 48 Clearwood Street Sold | $1,050,000 | 4 | 4 | 2,703 | $388 | 0.6 mi |
C 469 Rose Street Sold | $961,861 | 5 | 5 | 3,542 | $272 | 0.0 mi |
D 432 Rose Street Sold | $856,157 | 3 | 3 | 2,386 | $359 | 0.0 mi |
E 373 Wisteria Street Sold | $860,043 | 3 | 3 | 2,386 | $360 | 0.1 mi |
F 74 Teakwood Street Sold | $799,990 | 3 | 3 | 2,000 | $400 | 0.8 mi |
G 481 Rose Street Active | $945,303 List Price | 4 | 4 | 2,852 | $331 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
This is a brand-new construction (Year Built 2026) with an estimated move-in date in 60 days. The listing highlights a 'beautifully upgraded kitchen with high-quality countertops and appliances' and offers the buyer the opportunity to select flooring, ensuring all components will be new, modern, and meet current quality standards. The exterior image also reflects a pristine, newly built home.
PROSSTRENGTHS & OPPORTUNITIES
- Brand New Construction & Customization
This is a brand-new home (Year Built 2026) offering the opportunity for the buyer to select flooring, ensuring a personalized touch and modern finishes throughout.
- Upgraded Kitchen & Inclusions
The home features a beautifully upgraded kitchen with high-quality countertops and appliances, and the price includes many additional upgrades and options, providing excellent value.
- Generous Space & Desirable Layout
With 2852 sqft, 4 beds, 4 baths, and a single-story layout on a large 8763 sqft lot, the property offers ample living space and a highly sought-after floor plan.
CONSRISKS & DEFICIENCIES
- Mello Roos Tax
The property is subject to Mello Roos taxes, which represent an additional, potentially significant, annual financial obligation for the homeowner.
- Future Construction Status
While nearly complete, the home is still under construction (Year Built 2026, On Market Date 2026), meaning buyers cannot immediately move in or fully inspect a completed property.
- Unspecified Mello Roos Amount
The exact amount of the Mello Roos tax is not disclosed in the listing, requiring buyers to contact the agent for further details, which can create uncertainty in financial planning.
About 421 Rose Street
Single Story - Wonderful opportunity to own a brand-new home in Fillmore. Nice large lot and the community is surrounded by gorgeous mountains. This home is nearly complete with the exception of flooring which will be selected by the buyer. The price includes many upgrades and options. Beautifully upgraded kitchen countertops and appliances. There is no HOA at the community, however, there are Mello Roos tax. Please contact for further details on amounts. All details provided are deemed reliable, but buyers and their agents should independently verify them. This includes but isn't limited to the accuracy of the square footage, lot size and other amenities. Estimated move in is 60 days from signing purchase agreement with onsite sales representative $50,000 BUILDER FLEX CREDIT On selected homes! 60 day move in! Come by and tour our beautiful Model Homes. Heritage Groves is the hottest new single family home community in Fillmore. Limited time and subject to change at any time.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2026
- Lot Size
- 8,763 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 4 (4 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 4.0 | 50% |
| Baths | 4.0 | 3.0 | 83% |
| Square foot | 2,852 | 1,989.5 | 81% |
| Lot Size | 8,763 | 7,679.5 | 69% |
| Price | $938.1K | $782.5K | 74% |
| Price per sq ft | $329 | $390 | 19% |
| Built year | 2026 | 1993 | 98% |
| HOA | $0 | $0 | 50% |
| Days on market | 34 | 215 | 2% |
Pricing History
Listed for Sale
Feb 1, 2026
$938,147
Initial Listing