4235 Harbour Island, Oxnard, California 93035, Oxnard, 93035 - 2 bed, 2 bath
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4235 Harbour Island
Oxnard, California 93035
ACTIVE
CONDITION: POOR
2Beds
2Baths
2,164Sq Ft
2,164Lot Size
Property Price
LIST PRICE$799,999
EST. MARKET VALUE
$829,515
SUMMARY
This Harbour Island Condominium presents a Strong Value Opportunity, listed at $849,500—positioned well below the $859,334 Fair Market Value by 1%. This valuation gap offers $9,834 in Instant Equity. Featuring breathtaking canal and harbor views, two private balconies, and a spacious 2,164 sqft floor plan, the property maintains a Poor Condition Rating due to dated finishes, providing significant upside for modernization. This is an ideal acquisition for Value-Add Investors or Owner-Occupants seeking a coastal lifestyle project.
Estimated Market Value
$829,515
Based on Realkey algorithm analyzing recent comparable sales in Oxnard.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4235 Harbour Island Subject 2 bd · 2 ba · 2,164 sqft · $383 | $799,999* List Price | 2 | 2 | 2,164 | $383 | - |
A 1212 Bayside Circle Active 3 bd · 3 ba · 1,844 sqft · $482 · 0.5 mi | $889,000 List Price | 3 | 3 | 1,844 | $482 | 0.5 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Poor
TeardownExcellent
Property is extensive renovation needed.
The property is 36 years old (built 1988) and appears to have original kitchen and bathroom finishes, including dated white tile countertops and oak cabinetry. Per the criteria, properties over 30 years old with original systems and finishes requiring full modernization are classified as poor.
PROSSTRENGTHS & OPPORTUNITIES
- Scenic Coastal Views
The property features breathtaking views of the canal and harbor from two private balconies, perfectly capturing the desirable Harbour Island waterfront lifestyle.
- Expansive Living Space
With over 2,100 square feet, soaring vaulted ceilings, and a versatile floor plan including a den and family room, this condo offers the spaciousness and feel of a single-family home.
- Premium Accessibility
The inclusion of a private two-car garage and elevator access provides effortless convenience and enhanced privacy for this upper-level residence.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =2164, other record lot size in square feet = 2963.
- High Monthly HOA Fees
The association fee of $1,327 per month is significant, which may impact the overall affordability and debt-to-income ratios for potential buyers.
- Market Stagnation
A recent price reduction after 30 days on the market suggests the property may have been initially overvalued or requires cosmetic updates to compete with modern coastal listings.
About 4235 Harbour Island
WONDERFUL OPPORTUNITY TO OWN IN THE HARBOUR ISLAND COMPLEX! Coastal Living with Stunning Views in Harbour Island! Welcome to the Harbour Island lifestyle! This beautifully positioned three-level condo offers breathtaking views and the desirable feel of a single-story, open-concept living space. Featuring 2 bedrooms, 2 full bathrooms, a versatile den, formal living and dining areas, plus a separate family room, this home offers plenty of space to relax, entertain, and enjoy the coastal lifestyle. The upper-level residence features soaring vaulted ceilings, creating an airy, spacious atmosphere filled with natural light. Step outside onto either of the two private balconies and take in the beautiful surroundings—perfect for morning coffee, an afternoon breeze, or unwinding at the end of the day. Convenience meets coastal charm with a private two-car garage and elevator access, making everyday living effortless. Located in the sought-after Harbour Island community, you'll enjoy easy access to shopping, waterfront dining, and all the relaxed pleasures of coastal living. Community amenities include a clubhouse, sparkling pool, spa, beautifully maintained landscaping, security, trash removal, pest control, and exterior building maintenance. Come experience the views, the lifestyle, and the laid-back coastal charm of Harbour Island!
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1988
- Lot Size
- 2,164 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $1327.0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 2.5 |
| Baths | 2.0 | 2.0 |
| Square foot | 2,164 | 1,293.294 |
| Lot Size | 2,164 | 2,124.706 |
| Price | $800.0K | $632.1K |
| Price per sq ft | $370 | $476 |
| Built year | 1988 | 1985 |
| HOA | $1327.0 | $557 |
| Days on market | 66 | 71 |
Pricing History
Listed for Sale
Oct 23, 2026
$799,999
$834,900
-4% Price Drop
Initial Listing
Price Change
Oct 15, 2026
$834,900
$849,500
-2% Price Drop
Initial Listing
Price Change
Sep 17, 2026
$849,500
$875,000
-3% Price Drop
Initial Listing
Price Change
Aug 19, 2026
$875,000
Initial Listing