4235 Half Moon Bay Way, Oceanside, California 92058, Oceanside, 92058 - 3 bed, 3 bath
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Oceanside, California 92058
This 3-bedroom townhome represents a Strong Value Opportunity, listed at $525,000—positioned well below the $579,838 Fair Market Value by 9%. This valuation gap offers $54,838 in Instant Equity for the buyer. While the property maintains a Fair Condition Rating with original 1984 finishes, its attached 2-car garage and community pool/spa access provide significant utility. This is an ideal acquisition for Buy-and-Hold Investors or first-time buyers seeking a strategic entry into the Coastal North County market.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4235 Half Moon Bay Way Subject | $525,000* List Price | 3 | 3 | 1,299 | $446 | - |
A 4484 Brisbane Way 3 Sold | $650,000 | 3 | 3 | 1,471 | $442 | 0.4 mi |
B 637 Persimmon Way Sold | $569,500 | 2 | 2 | 1,154 | $494 | 0.9 mi |
C 814 Malibu Point Way Sold | $520,000 | 2 | 2 | 1,104 | $471 | 0.1 mi |
D 4237 Half Moon Bay Way Active | $499,000 List Price | 3 | 2 | 1,174 | $425 | - |
* Subject property listed price vs sold prices of comps.
Property is moderate renovation needed.
Built in 1984 (40 years old), the property is well-maintained but dated. While the kitchen features updated stainless steel appliances, the cabinetry and fluorescent light-box ceiling are original to the era. It meets the 'Fair' criteria as it is over 20 years old and requires cosmetic updates to the kitchen and baths to be considered modern.
Priced at $525,000, this property represents a rare and highly competitive entry point for a three-bedroom residence in the desirable Coastal North County region.
The home's proximity to Camp Pendleton, Oceanside beaches, and major commuter routes makes it an ideal choice for military families and professionals seeking coastal convenience.
Featuring an open-concept living area and a rare attached two-car garage, the property offers a practical floor plan that maximizes both living and storage space.
The $610 monthly association fee is a significant recurring expense that may impact the overall affordability and borrowing power of potential buyers.
Built in 1984, the home may require upcoming investments in modernizing older systems or cosmetic updates to meet contemporary aesthetic standards.
Welcome to this inviting 3-bedroom, 2.5-bathroom townhome in the highly desirable Whelan Ranch community, just minutes from Camp Pendleton, Oceanside’s beaches, cafes, and vibrant main streets. This home is an exceptional opportunity for military buyers, young families, or professionals seeking comfort, convenience, and value in Coastal North County. The open-concept living area is well suited for both everyday living and entertaining, while the modern kitchen features updated appliances. The primary and secondary bedrooms offer comfortable retreats, and the flexible third bedroom is ideal as a home office, guest room, or creative space for today’s lifestyle. Additional highlights include an attached 2-car garage, a quiet, friendly, walkable neighborhood, and access to community amenities including a pool, spa, playground, and park. At only $525,000, this is one of the few opportunities in Coastal North County to own a true 3-bedroom home while enjoying the best of coastal living with convenient commuter access.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 2.0 |
| Baths | 3.0 | 2.0 |
| Square foot | 1,299 | 1,011.5 |
| Lot Size | - | 63,597.6 |
| Price | $525.0K | $617.0K |
| Price per sq ft | $404 | $520 |
| Built year | 1984 | 1987 |
| HOA | $610.0 | $514 |
| Days on market | 14 | 56 |
Jul 8, 2026
$525,000
Initial Listing