425 28th 103b, Oakland, California 94612, Oakland, 94612 - 2 bed, 2 bath
425 28th 103b
Oakland, California 94612
Property Price
SUMMARY
Analysis of 425 28th 103b, Oakland, California 94612 is currently available with a list price of $435,000. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Oakland Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
This 2003-built loft is in move-in ready condition with several modern upgrades. The kitchen and bathrooms have been tastefully updated with contemporary finishes, and the unit features newer flooring, paint, and light fixtures throughout. While the property is well-maintained and stylish, it falls into the 'Good' category rather than 'Excellent' as it is over 20 years old and represents a high-quality update rather than a brand-new construction or a total down-to-the-studs renovation.
PROSSTRENGTHS & OPPORTUNITIES
- Exceptional Walkability and Transit
With a Walk Score of 97 and a Bike Score of 98, this property offers unparalleled access to BART, Lake Merritt, and Uptown's vibrant dining scene, making it an ideal hub for commuters and urban enthusiasts.
- Modern Loft Aesthetic
This chic two-story condo features high ceilings, an abundance of natural light, and tasteful updates to the kitchen and bathrooms, providing a contemporary move-in-ready living space.
- Premium Building Conveniences
The unit includes highly desirable urban assets such as a dedicated private storage unit, secure corner garage parking, Google Fiber internet, and an outdoor patio.
CONSRISKS & DEFICIENCIES
- High Association Fees
The monthly HOA fee of $804 is significant relative to the listing price, which may impact the debt-to-income ratio and overall affordability for budget-conscious buyers.
- Underperforming Local Schools
The majority of the assigned public elementary and middle schools carry low ratings, which could be a deterrent for families or long-term resale value to that demographic.
About 425 28th 103b
Welcome to Midtown Lofts! This chic, two-story condo unit boasts an abundance of natural light, high ceilings, newer paint and light fixtures, outdoor patio, updated bathrooms & kitchen, newer flooring, newer Graber shades and in-unit laundry. The boutique building features a courtyard, video surveillance, dedicated private storage unit, Google fiber internet, and one corner parking spot in secure garage parking. With a Walk Score of 97 and a bike score of 98, many of Oakland's best offerings are right at your doorstep! Close by you can head for Korean BBQ at Gogi Time, have happy hour with friends at Drake's Dealership, go for a jog around Lake Merritt, shop for groceries at Whole Foods or Sprouts -- the list of places to go is endless. Perfect location for commuters with close proximity to I-580, 19th St and MacArthur BART, Transbay bus stops, and only 10 miles to SF. This location is amazing! Welcome HOME! Note: Use 426 27th St entrance
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 2003
- Lot Size
- 15,915 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $804.0 / Month
Neighborhood Insights
Oakland Unified Schools
Hoover Elementary School
Grades K-5 • 0.6 mi
Lafayette Elementary School
Grades 2-5 • 1.1 mi
Lincoln Elementary School
Grades K-5 • 1.1 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,312 | 1,318.5 | 44% |
| Lot Size | 15,915 | 19,299 | 50% |
| Price | $435.0K | $602.5K | 17% |
| Price per sq ft | $332 | $492 | 6% |
| Built year | 2003 | 1988 | 72% |
| HOA | $804.0 | $988 | 33% |
| Days on market | 51 | 185 | 6% |
Pricing History
Listed for Sale
Jan 15, 2026
$435,000
Initial Listing
Sold
Mar 3, 2015
$435,000
Public Record
Sold
Oct 16, 2009
$280,000
Public Record