428 E Lindsay, Stockton, CA 95202, Stockton, 95202 - 0 bed, 0 bath
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428 E Lindsay
Stockton, CA 95202
ACTIVE
CONDITION: FAIR
0Beds
0Baths
1,628Sq Ft
5,101Lot Size
Property Price
LIST PRICE$325,000
EST. MARKET VALUE
$338,984
4% BelowMARKET VALUE
SUMMARY
This Commercial Downtown (CD) Live/Work Asset presents a High-Potential Investment Opportunity with a List Price of $325,000—positioned well below the $338,984 Fair Market Value by 4%. This valuation gap offers $13,984 in Instant Equity. Featuring a Condition Rating of 4, the property includes a 2024 exterior upgrade and secure gated parking. While the interior requires modernization, the flexible layout is ideal for Buy-and-Hold Investors or Owner-Occupants seeking a versatile downtown footprint.
Estimated Market Value
$338,984+$13,984 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Stockton.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 428 E Lindsay Subject 0 bd · 0 ba · 1,628 sqft · $208 | $325,000* List Price | 0 | 0 | 1,628 | $208 | - |
A 211 E Willow Street Sold 3 bd · 2 ba · 1,539 sqft · $219 · 0.7 mi | $337,000 | 3 | 2 | 1,539 | $219 | 0.7 mi |
B 122 W Acacia Sold 3 bd · 1 ba · 1,591 sqft · $201 · 0.6 mi | $319,000 | 3 | 1 | 1,591 | $201 | 0.6 mi |
C 48 W Rose Street Sold 3 bd · 3 ba · 1,886 sqft · $217 · 0.7 mi | $410,000 | 3 | 3 | 1,886 | $217 | 0.7 mi |
D 122 W Acacia Active 3 bd · 2 ba · 1,591 sqft · $241 · 0.6 mi | $384,000 List Price | 3 | 2 | 1,591 | $241 | 0.6 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Fair
TeardownExcellent
Property is moderate renovation needed.
The property features a recently updated exterior facade (2024), but the interior remains dated with commercial-style drop ceilings, older carpeting, and basic finishes likely exceeding 20 years in age. While functional for a live/work space, the kitchen and single bathroom require modernization to meet current residential standards.
PROSSTRENGTHS & OPPORTUNITIES
- Versatile Live/Work Potential
The Commercial Downtown (CD) zoning and flexible layout, featuring both retail spaces and potential bedrooms, offer a unique opportunity for business owners to combine residential and commercial use.
- Recent Exterior Upgrades
A 2024 exterior facade upgrade provides immediate curb appeal and reduces initial maintenance costs, making the property more attractive for retail or professional services.
- Secure On-Site Parking
The gated, paved yard with a rolling iron gate provides rare and secure off-street parking or outdoor storage, a significant advantage in a downtown urban setting.
CONSRISKS & DEFICIENCIES
- Limited Bathroom Facilities
With only one bathroom serving a 1,628 SF building intended for mixed-use, the property may require additional plumbing investment to accommodate both staff and residential needs.
- Zoning Verification Complexity
The requirement for the buyer to verify all permitted uses and zoning with the city suggests potential regulatory hurdles depending on the specific type of business intended for the site.
About 428 E Lindsay
Live/work opportunity in Downtown Stockton! This 1,628 SF single-story building sits on a 0.12-acre lot zoned CD (Commercial Downtown). The layout includes a street-facing reception/retail area with a curved bay window, a large retail room, three rooms with potential use as bedrooms, a kitchen, storage rooms, and one bathroom with a shower. Exterior faade upgraded in 2024. A gated, paved yard with a rolling iron gate provides parking and outdoor space, and a brick walk leads to the retail entry. Close to Downtown Stockton dining, offices, and entertainment. Buyer to verify zoning, permitted uses, and all measurements with the City of Stockton.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 0
- Lot Size
- 5,101 Sq. Ft.
Interior
- Total Bedrooms
- 0
- Total Bathrooms
- -
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 0.0 | 3.0 |
| Baths | 0.0 | 2.0 |
| Square foot | 1,628 | 1,580.795 |
| Lot Size | 5,101 | 6,358.036 |
| Price | $325.0K | $449.6K |
| Price per sq ft | $200 | $283 |
| Built year | 0 | 1978 |
| HOA | $0 | $274 |
| Days on market | 12 | 58 |
Pricing History
Listed for Sale
Oct 12, 2026
$325,000
Initial Listing
Sold
Jun 18, 2009
$52,000
Public Record
Sold
Nov 29, 2001
$34,000
Public Record
Sold
May 4, 2000
$85,000
Public Record