428 Occidental Circle, Santa Rosa, CA 95401, Santa Rosa, 95401 - 2 bed, 3 bath
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428 Occidental Circle
Santa Rosa, CA 95401
ACTIVE
CONDITION: FAIR
2Beds
3Baths
1,176Sq Ft
941Lot Size
Property Price
LIST PRICE$349,000
EST. MARKET VALUE
$387,792
10% BelowMARKET VALUE
SUMMARY
This Condominium is a Strong Value Opportunity, listed at $385,000—positioned well below the $414,518 Fair Market Value by 7%. This valuation gap offers $29,518 in Instant Equity for the buyer. Featuring a Condition Rating of 4, the home offers a move-in ready interior with fresh paint and carpet, while providing a private yard adjacent to green space. This property is an ideal acquisition for Buy-and-Hold Investors or first-time buyers seeking a balanced, budget-conscious entry into the Santa Rosa market.
Estimated Market Value
$387,792+$38,792 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Santa Rosa.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 428 Occidental Circle Subject 2 bd · 3 ba · 1,176 sqft · $330 | $349,000* List Price | 2 | 3 | 1,176 | $330 | - |
A 457 Occidental Circle Sold 2 bd · 2 ba · 984 sqft · $356 · 0.0 mi | $350,000 | 2 | 2 | 984 | $356 | 0.0 mi |
B 215 Stony Point Road #E Active 2 bd · 2 ba · 1,044 sqft · $334 · 1.0 mi | $349,000 List Price | 2 | 2 | 1,044 | $334 | 1.0 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Fair
TeardownExcellent
Property is moderate renovation needed.
Built in 1986, the property is around 40 years old. While it features a recent interior refresh with brand new carpet and paint, the bathrooms retain dated oak cabinetry and older configurations that require modernization to be considered good or excellent.
PROSSTRENGTHS & OPPORTUNITIES
- End Unit Privacy & Light
As a desirable end unit adjacent to green space, this home offers superior natural light and increased privacy compared to standard units, complemented by a rare private yard.
- Move-In Ready Condition
The interior has been recently refreshed with brand new carpet and paint, providing a turnkey opportunity for buyers looking for a clean, updated aesthetic.
- Functional Layout & Parking
The floor plan features a primary en suite and two and a half bathrooms, paired with the convenience of both a detached garage and an additional assigned parking space.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =941, other record lot size in square feet = 1177.
- High Association Fees
The monthly HOA fee of $573 is significant relative to the listing price, which may impact overall affordability and the buyer's monthly debt-to-income ratio.
- Low School Ratings
The assigned middle and high schools carry very low performance ratings (1/10 and 2/10), which could be a deterrent for families and potentially affect future resale value.
About 428 Occidental Circle
Special end unit opportunity with light-filled living area adjoins your private yard. Two bedrooms, two and a half bathrooms, with detached garage and an additional assigned parking space. Wood burning fireplace and recently refreshed interior includes brand new carpet and paint. Adjacent to green space. HOA includes pool. Primary bedroom en suite with private bath.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1986
- Lot Size
- 941 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $573 / Month
Neighborhood Insights
Santa Rosa Unified Schools
J. X. Wilson Elementary School
Grades K-6 • 0.4 mi
6/10
Lawrence Cook Middle School
Grades 7-8 • 0.7 mi
1/10
Elsie Allen High School
Grades 9-12 • 2.4 mi
2/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 2.4 |
| Baths | 3.0 | 2.0 |
| Square foot | 1,176 | 1,123.44 |
| Lot Size | 941 | 1,244.44 |
| Price | $349.0K | $435.5K |
| Price per sq ft | $297 | $377 |
| Built year | 1986 | 1983 |
| HOA | $573 | $536 |
| Days on market | 29 | 64 |
Pricing History
Listed for Sale
Oct 14, 2026
$349,000
$385,000
-9% Price Drop
Initial Listing
Price Change
Sep 25, 2026
$385,000
Initial Listing
Sold
Aug 7, 2015
$270,000
Public Record