43-45 Cook Street, San Francisco, CA 94118, San Francisco, 94118 - 6 bed, 2 bath
43-45 Cook Street
San Francisco, CA 94118
Property Price
SUMMARY
Analysis of 43-45 Cook Street, San Francisco, CA 94118 is currently available with a list price of $1,975,000. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the San Francisco Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is moderate renovation needed.
Built in 1987, the property is approximately 37 years old and falls within the 25-40 year range typical of the 'fair' category when no major recent renovations are noted. While the listing highlights functional individual systems (heating and water heaters) and good maintenance, the lack of updated kitchen or bathroom descriptions and the presence of an unwarranted ground-level unit suggest the property is aged and likely features outdated styles consistent with its original construction.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
- Rent Control Exemption
Built in 1987, this property is exempt from San Francisco's restrictive rent control ordinances, providing investors with significantly greater flexibility in lease terms and market-rate rental adjustments.
- Value-Add Potential
The presence of a large, vacant, unwarranted ground-level unit offers a substantial opportunity for the buyer to increase the property's square footage and income potential through ADU conversion or legalization.
CONSRISKS & DEFICIENCIES
- Regulatory Risk
The ground-level unit is unwarranted, meaning the buyer assumes the risk and potential costs associated with city code compliance, permitting, or future enforcement actions.
- Low Bathroom-to-Bedroom Ratio
With only two bathrooms serving six bedrooms across the primary units, the property may struggle to command premium rents compared to more modern layouts with higher bathroom counts.
About 43-45 Cook Street
Built in 1987, the property is exempt from San Francisco rent control, providing long-term flexibility and investment appeal. Each of the two spacious units are 3bd/2ba and feature abundant natural light, individual heating systems, separate PG&E meters, and individual water heaters. In addition, there is a large vacant unwarranted unit on the ground level, offering potential for additional use (buyer to verify).
Property Details
Public Facts
- Property Type
- Duplex
- Year Built
- 1987
- Lot Size
- 3,001.284 Sq. Ft.
Interior
- Total Bedrooms
- 6
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
San Francisco Unified Schools
New Traditions Elementary School
Grades K-5 • 0.6 mi
Peabody (George) Elementary School
Grades K-5 • 0.7 mi
Cobb (William L.) Elementary School
Grades K-5 • 0.8 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 6.0 | 5.0 | 65% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 2,750 | 3,039.5 | 35% |
| Lot Size | 3,001.284 | 2,998.465 | 75% |
| Price | $1.98M | $1.80M | 65% |
| Price per sq ft | $718 | $699 | 55% |
| Built year | 1987 | 1910 | 95% |
| HOA | $0 | $0 | 50% |
| Days on market | 1 | 175 | 5% |
Pricing History
Listed for Sale
Mar 6, 2026
$1,975,000
Initial Listing