4300 Cognac Court, Loomis, CA 95650, Loomis, 95650 - 4 bed, 5 bath
4300 Cognac Court
Loomis, CA 95650
Property Price
SUMMARY
Analysis of 4300 Cognac Court, Loomis, CA 95650 reveals a Fairly Priced Property with a current list price of $1,575,000 aligned with the estimated $1,575,000 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Loomis Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
This property, built in 2000, is exceptionally well-maintained and move-in ready. The kitchen features white cabinetry, granite countertops, hardwood flooring, and a mix of stainless steel and white appliances, all in excellent functional condition. Bathrooms are clean and spacious with marble/tile finishes, though some gold fixtures and specific tile patterns reflect the home's original build era. The overall condition shows minimal wear and tear, and recent exterior paint indicates ongoing upkeep, aligning with the 'Good' criteria of being well-maintained and functional without immediate renovation needs.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 40903, living area = 4205.
- Great Schools
High School: Colfax High School (9/10).
- Exclusive Gated Community & Amenities
Located in the prestigious 'Clos Du Lac' gated community, offering unique features like olive orchards and grapevines, enhancing security and lifestyle.
CONSRISKS & DEFICIENCIES
- High Monthly Association Fees
The $498 monthly association fee, while contributing to community amenities, represents a significant ongoing cost that potential buyers must factor into their budget.
- Potential for Age-Related Updates
Built in 2000, some core systems or non-explicitly updated finishes may be original to the construction, potentially requiring future maintenance or renovation investments for discerning buyers.
- Limited Urban Walkability/Amenities
While offering a serene and spacious environment, the property's location in Loomis within a gated community may not provide immediate walkability to diverse urban amenities, shops, or public transportation options, which could be a consideration for some buyers.
About 4300 Cognac Court
Stunning single story in Clos Du Lac! Four bedroom's plus an office with beautiful community lake views! On almost an acre corner lot with amazing views from every window! Open and flowing floor plan with high ceilings and custom crown molding! Oversized chef's kitchen with large island and double ovens! Custom window coverings and all new exterior paint! Three car garage and a huge attached storage room! Massive primary suite with two walk in closest's and beautiful bathroom! Large backyard with stunning pool and plenty of room to entertain! Gated community with olive orchards and grapevines! Close to Folsom Lake and Del Oro school district! This home is truly one of a kind!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2000
- Lot Size
- 40,903 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 5 (5 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $498 / Month
Neighborhood Insights
Loomis Unified Schools
Del Oro High School
Grades 9-12 • 4.0 mi
Colfax High School
Grades 9-12 • 22.4 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 4.0 | 50% |
| Baths | 5.0 | 3.0 | 81% |
| Square foot | 4,205 | 1,975 | 82% |
| Lot Size | 40,903 | 21,780 | 58% |
| Price | $1.57M | $730.0K | 78% |
| Price per sq ft | $375 | $445 | 34% |
| Built year | 2000 | 1987 | 64% |
| HOA | $498 | $0 | 88% |
| Days on market | 138 | 170 | 34% |
Pricing History
Listed for Sale
Oct 20, 2025
$1,575,000
Initial Listing
Sold
Apr 25, 2023
$1,400,000
Public Record
Sold
Mar 5, 1999
$155,000
Public Record