431 433 University Street, Healdsburg, CA 95448, Healdsburg, 95448 - 2 bed, 2 bath
431 433 University Street
Healdsburg, CA 95448
Property Price
SUMMARY
Analysis of 431 433 University Street, Healdsburg, CA 95448 reveals a Prime Investment Opportunity with a current list price of $1,585,000—significantly undercutting the $1,701,436 Fair Market Value by 6%. This valuation gap indicates a +$116,436 Instant Equity potential for buyers. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Healdsburg Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 431 433 University Street Subject | $1,585,000* List Price | 2 | 2 | 3,078 | $553 | - |
A 528 Sanns Lane Active | $1,299,999 List Price | 4 | 2 | 2,080 | $625 | 0.6 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Although built in 1995, the property has undergone extensive recent renovations that bring it up to modern standards. The main home features a high-end kitchen with premium appliances and cabinetry, travertine flooring, and updated bathrooms. Both units are move-in ready with fresh paint and updated finishes, showing no signs of deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Dual-Unit Versatility
The property features two separate, move-in ready single-story homes on one lot, providing an ideal setup for multi-generational living or a high-yield investment opportunity.
- Prime Downtown Location
Situated in highly desirable Healdsburg, the homes are set back on a private lane, offering a rare combination of downtown proximity and secluded privacy.
- High-End Turnkey Updates
Both residences boast recent renovations, including travertine flooring, modern kitchens with premium appliances, and fresh interior paint, ensuring immediate occupancy with no additional capital expenditure.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 2, other record bedroom count = 4.
- Limited Bedroom Count
With both units configured as 2-bedroom layouts, the property may not meet the needs of larger families or buyers specifically seeking a high-capacity primary residence.
- Shared Lot Density
While the lot is nearly 10,000 square feet, the presence of two distinct dwellings and separate garages reduces the amount of private, contiguous yard space compared to a traditional single-family estate.
About 431 433 University Street
Downtown Healdsburg investment opportunity. Two single story move in ready homes with a total of 4 bedrooms set back off of University on a private lane offering spacious yards, ample parking, and separate garages. The larger 2 bedroom and 2 bath home, which was recently remodeled, enjoys fresh interior paint and has an updated primary bathroom. Some additional updates include travertine flooring, a modern kitchen with quality cabinetry, stunning countertops and high end appliances. The breakfast nook looks out to the sunny backyard which offers lots of space to garden or relax. The smaller home also has 2 bedrooms and was updated with new paint, flooring, freshly painted cabinets and more. These homes sit on a lot just under 10,000 square feet and is a perfect opportunity for an investor, extended family needing an in-law unit or someone looking to live in one and rent the other.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1995
- Lot Size
- 9,936 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 26% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 3,078 | 1,714 | 85% |
| Lot Size | 9,936 | 6,900 | 63% |
| Price | $1.58M | $1.05M | 69% |
| Price per sq ft | $515 | $671 | 25% |
| Built year | 1995 | 1974 | 83% |
| HOA | $0 | $0 | 50% |
| Days on market | 10 | 201 | 2% |
Pricing History
Listed for Sale
Feb 25, 2026
$1,585,000
Initial Listing
Sold
Sep 30, 2002
$460,000
Public Record
Sold
Jan 5, 2000
$339,000
Public Record