431 Capitola Avenue, Capitola, California 95010, Capitola, 95010 - 0 bed, 0 bath
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Capitola, California 95010
Analysis of 431 Capitola Avenue, Capitola, California 95010 is currently available with a list price of $999,000. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Capitola Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Property is moderate renovation needed.
This 104-year-old property is functional and currently owner-occupied, but remains dated. While the plumbing and bathrooms have been updated, the interior features basic finishes such as bare-bulb lighting and older flooring styles. The second floor lacks a full kitchen, and the overall condition requires modernization and 'personal touches' to meet current market standards.
Situated in the heart of Capitola Village, the property is just three blocks from the beach and esplanade, offering unparalleled walkability to local landmarks like Gayle's Bakery and Avenue Cafe.
The inclusion of two dedicated off-street parking spaces is a significant value-add and a rare commodity in this high-density beach community where parking is extremely limited.
Zoned for mixed-use and previously configured as a duplex, the property provides versatile opportunities for rental income, shared living, or potential commercial applications.
With only 880 square feet of living space on a compact 828 square foot lot, the property offers a very small footprint with no private yard or significant outdoor space.
Official records reflect only two bedrooms despite a three-bedroom layout, and the upper level currently lacks a full kitchen, requiring additional investment and permitting to finalize the duplex conversion.
UNDER $1MIL IN THE HEART OF CAPITOLA--OHHHH THE POSSIBILITIES! Zoned Mixed Use/Previously used as a duplex. 3 blks to beach & esplanade! This 3 bedroom (records reflect 2 bedrooms), 2 bath home has room to park 2 vehicles (25'x20'+) on this property- hard to come by! 1 bedroom downstairs and 2 bedrooms upstairs- the smaller of the 2 would be perfect for a nursery or a home office! This charming 104 year old home is zoned mixed use, nicely updated bathrooms, updated plumbing. Home was previously divided into two units- the possibilities are endless, definitely a perfect home for shared living/rent one level and live in the other! Put your personal touches on this one and enjoy living in one of the greatest locations in California! Step out the front door and the choices are endless: 2 doors down-Avenue Cafe; Up the street-Gayles Bakery; Down the street-the Beach and Village - Don't hesitate on this one! *Buyer to verify use, room count, square footage! Records reflect 2 bedrooms, 3rd bedroom small, nursery/hm office space. 2nd story currently w/o full kitchen, sink plumbing present EZ add, rents are projected currently owner occupied, w/ 2 very rare off street parking spots this one fits the bill, live in one and rent the other! Live the dream in Capitola Village!
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 0.0 | 0.0 | 50% |
| Baths | 0.0 | 0.0 | 50% |
| Square foot | 880 | 2,185 | 25% |
| Lot Size | 828 | 3,942.5 | 25% |
| Price | $999.0K | $1.56M | 25% |
| Price per sq ft | $1.1K | $718 | 75% |
| Built year | 1922 | 1962 | 25% |
| HOA | $0 | $0 | 50% |
| Days on market | 23 | 118 | 25% |
Jun 2, 2026
$999,000
$1,079,000
-7% Price Drop
Initial Listing
May 14, 2026
$1,079,000
Initial Listing