431 Capitola Avenue, Capitola, California 95010, Capitola, 95010 - 3 bed, 2 bath
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431 Capitola Avenue
Capitola, California 95010
ACTIVE
CONDITION: POOR
3Beds
2Baths
880Sq Ft
828Lot Size
Property Price
LIST PRICE$869,000
SUMMARY
3 Blocks to the beach and Esplanade, in the heart of Capitola Village listed at $869,000- you cannot find a vacant lot in Capitola village for this low price--OHHHH THE POSSIBILITIES! This is a 3 bedroom (records reflect 2 bedrooms), 2 bath home with off-street parking- hard to come by! 1 bedroom downstairs and 2 bedrooms upstairs- the smaller of the 2 would be perfect for a nursery or a home office! This charming 104 year old home is zoned mixed use, nicely updated bathrooms, updated plumbing & dual pane windows. Home was previously divided into two units- the possibilities are endless, definitely a perfect home for shared living- rent one level and live in the other! Put your personal touches on this one and enjoy living in one of the greatest locations in California! Step out the front door and the choices are endless: 2 doors down-Avenue Cafe; Up the street-Gayles Bakery; Down the street-the Beach and Village - Don't hesitate on this one it is cute as a button!
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Poor
TeardownExcellent
Property is extensive renovation needed.
This 100+ year old home is positioned at land value; the kitchen is extremely dated with no proper cabinetry (using curtains instead), and the living areas feature older wall heaters and DIY-style finishes. While the listing mentions updated plumbing and bathrooms, the overall age and condition of the primary systems and kitchen indicate a need for a full rehab.
PROSSTRENGTHS & OPPORTUNITIES
- Prime Coastal Location
Situated just three blocks from the beach and Esplanade in the heart of Capitola Village, this property offers exceptional walkability to local landmarks like Gayle's Bakery and Avenue Cafe.
- Investment Versatility
The mixed-use zoning and history as a two-unit dwelling provide significant flexibility for shared living, home-office setups, or rental income opportunities in a high-demand vacation destination.
- Rare Village Amenities
The inclusion of off-street parking—a rare find in Capitola Village—alongside essential infrastructure updates like dual-pane windows and modernized plumbing adds significant functional value.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 3, other record bedroom count = 2.
- Low Available Lot Utilization
The property has a small lot size, more than 70 percent of which is taken by its living area. lot size in square feet = 828, living area = 880.
- Limited Footprint
With only 880 square feet of living space and a very small 828 square foot lot, the property offers minimal outdoor space and restricted interior dimensions for larger households.
About 431 Capitola Avenue
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1922
- Lot Size
- 828 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 2.9 |
| Baths | 2.0 | 2.3 |
| Square foot | 880 | 1,692.556 |
| Lot Size | 828 | 4,927 |
| Price | $869.0K | $1.74M |
| Price per sq ft | $988 | $1.1K |
| Built year | 1922 | 1965 |
| HOA | $0 | $0 |
| Days on market | 25 | 35 |
Pricing History
Listed for Sale
Sep 29, 2026
$869,000
Initial Listing