4338 Montalvo 3, San Diego, California 92107, San Diego, 92107 - 2 bed, 2 bath
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4338 Montalvo 3
San Diego, California 92107
ACTIVE
CONDITION: GOOD
2Beds
2Baths
695Sq Ft
0Lot Size
Property Price
LIST PRICE$575,000
EST. MARKET VALUE
$529,373
8% AboveMARKET VALUE
SUMMARY
This Turnkey Condominium represents a Strong Value Opportunity, listed at $575,000—positioned above the $529,373 Fair Market Value. While priced slightly above current estimates, the property offers a Condition Rating of 3, featuring a Granite Kitchen, Attached Garage, and In-Unit Laundry. Its VA-Approved status and prime location near Dog Beach and Famosa Slough provide significant lifestyle appeal in a high-density coastal market. This move-in ready unit is an ideal acquisition for first-time buyers or owner-occupants seeking a low-maintenance coastal residence.
Estimated Market Value
$529,373
Based on Realkey algorithm analyzing recent comparable sales in San Diego.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4338 Montalvo 3 Subject 2 bd · 2 ba · 695 sqft · $762 | $575,000* List Price | 2 | 2 | 695 | $762 | - |
A 4368 Temecula St 205 Sold 2 bd · 2 ba · 689 sqft · $762 · 0.1 mi | $525,000 | 2 | 2 | 689 | $762 | 0.1 mi |
B 2828 Famosa Blvd 305 Sold 1 bd · 1 ba · 667 sqft · $717 · 0.2 mi | $478,000 | 1 | 1 | 667 | $717 | 0.2 mi |
C 2061 Chatsworth 5 Sold 2 bd · 2 ba · 868 sqft · $805 · 0.8 mi | $699,000 | 2 | 2 | 868 | $805 | 0.8 mi |
D 4444 W Point Loma Boulevard 122 Sold 1 bd · 1 ba · 725 sqft · $600 · 0.2 mi | $435,000 | 1 | 1 | 725 | $600 | 0.2 mi |
E 4494 Mentone St. 6 Sold 2 bd · 2 ba · 897 sqft · $613 · 0.2 mi | $550,000 | 2 | 2 | 897 | $613 | 0.2 mi |
F 4426 Temecula St Active 1 bd · 1 ba · 536 sqft · $905 · 0.2 mi | $485,000 List Price | 1 | 1 | 536 | $905 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Built in 1985 but recently refreshed with new carpet, fresh paint, and new fixtures. The kitchen features granite countertops and some new appliances. While the cabinetry and wall heating systems are older, the unit is well-maintained and move-in ready, fitting the 5-15 year renovation/maintenance window for functional living.
PROSSTRENGTHS & OPPORTUNITIES
- Prime Coastal Location
Situated in the highly desirable Ocean Beach community, the property offers excellent proximity to local beaches, Famosa Slough, and popular dining, providing a quintessential San Diego lifestyle.
- Exceptional Parking Assets
Featuring both an attached garage and an additional parking spot, this unit provides rare and valuable parking convenience in a high-density beach neighborhood.
- Turnkey Condition & VA Approved
The condo is move-in ready with fresh paint, new flooring, and updated appliances, and its VA-approved status opens the door for a wider range of financing options.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 2, other record bedroom count = 1.
- Compact Living Space
At only 695 square feet for a two-bedroom, two-bathroom configuration, the interior living space is relatively small and may feel constrained for some buyers.
- Lack of Scenic Views
Despite its coastal location, the property lacks any significant views, which may limit its appeal compared to other units in the area that offer ocean or nature vistas.
About 4338 Montalvo 3
Beautifully updated and move-in ready in one of San Diego’s most sought-after beach communities! This GROUND-FLOOR, two-bedroom, two-bath condo in a small gated community features fresh paint throughout, new carpet, dishwasher, microwave, fixtures, and more. The smartly designed floor plan maximizes every square foot, making this home live much larger than its size suggests. Other highlights include an ATTACHED GARAGE and an additional parking spot, in-unit laundry, walk-in closets, and granite countertops. Ideally located just minutes from the beach, parks, restaurants, Famosa Slough, Dog Beach, schools, and shopping. VA-approved complex.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1985
- Lot Size
- -
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $396.0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 2.0 |
| Baths | 2.0 | 2.0 |
| Square foot | 695 | 1,018.142 |
| Lot Size | - | 75,257.211 |
| Price | $575.0K | $598.4K |
| Price per sq ft | $827 | $607 |
| Built year | 1985 | 1986 |
| HOA | $396.0 | $536 |
| Days on market | 25 | 58 |
Pricing History
Listed for Sale
Sep 30, 2026
$575,000
Initial Listing