4360 42nd Street 6, San Diego, California 92105, San Diego, 92105 - 1 bed, 1 bath
Loading property details...
4360 42nd Street 6
San Diego, California 92105
ACTIVE
CONDITION: GOOD
1Beds
1Baths
588Sq Ft
6,124Lot Size
Property Price
LIST PRICE$475,000
EST. MARKET VALUE
$397,728
19% AboveMARKET VALUE
SUMMARY
This Condominium represents a High-Potential Investment Opportunity, listed at a List Price of $475,000—positioned above the $397,729 Fair Market Value. While the list price exceeds the current valuation, the property offers a unique financial advantage through an Assumable VA Loan at 5.25%. Featuring a Condition Rating of 3, the unit is move-in ready with a private deck and top-floor privacy. This residence is an ideal acquisition for Buy-and-Hold Investors or first-time buyers seeking a stable, well-maintained asset in a central San Diego location.
Estimated Market Value
$397,728
Based on Realkey algorithm analyzing recent comparable sales in San Diego.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4360 42nd Street 6 Subject 1 bd · 1 ba · 588 sqft · $676 | $475,000* List Price | 1 | 1 | 588 | $676 | - |
A 4174 Marlborough Ave 1 Sold 2 bd · 2 ba · 807 sqft · $607 · 0.3 mi | $490,000 | 2 | 2 | 807 | $607 | 0.3 mi |
B 3870 37th St 6 Active 1 bd · 1 ba · 576 sqft · $608 · 0.7 mi | $350,000 List Price | 1 | 1 | 576 | $608 | 0.7 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Although built in 1979, the property is well-maintained, functional, and move-in ready. The interior features updated flooring, clean countertops, and fresh paint, while the building exterior has been recently updated. It shows no immediate signs of major deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Favorable Financing
The property offers a rare VA loan assumption at a 5.25% interest rate with a low gap, providing a significant financial advantage and monthly savings for qualified buyers.
- Top-Floor Privacy
Positioned as a top-floor unit in a small, seven-unit secured community, this residence ensures maximum privacy and a quiet living environment with no neighbors above.
- Prime Central Location
Ideally situated with easy access to North Park and central San Diego, the home is minutes away from trendy dining, shopping, and major public transportation routes.
CONSRISKS & DEFICIENCIES
- Limited Square Footage
At only 588 square feet, the compact living space may be a constraint for buyers requiring more room for storage, a home office, or entertaining.
- Lack of In-Unit Laundry
The property relies on a shared community laundry facility, which may be viewed as a convenience drawback compared to modern units with private in-unit hookups.
About 4360 42nd Street 6
VA LOAN ASSUMABLE AT 5.25% WITH LOW GAP! Discover top floor living in a small, secured community of only seven units total. This conveniently located San Diego residence offers a private top floor setting, one assigned parking space in a secured two car garage, and free community laundry. The building exterior was recently painted, adding to its fresh and well maintained appeal. Enjoy easy access to North Park, central San Diego, shopping, dining, and public transportation. Virtually staged photos showcase the possibilities of this inviting home. A unique opportunity for a qualified buyer to take advantage of an assumable VA loan at 5.25% with a low gap!
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1979
- Lot Size
- 6,124 Sq. Ft.
Interior
- Total Bedrooms
- 1
- Total Bathrooms
- 1 (1 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $350.0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 1.0 | 2.0 |
| Baths | 1.0 | 2.0 |
| Square foot | 588 | 1,018.142 |
| Lot Size | 6,124 | 75,257.211 |
| Price | $475.0K | $598.4K |
| Price per sq ft | $808 | $607 |
| Built year | 1979 | 1986 |
| HOA | $350.0 | $536 |
| Days on market | 32 | 58 |
Pricing History
Listed for Sale
Sep 23, 2026
$475,000
Initial Listing
Sold
May 2, 2024
$446,000
Public Record
Sold
Jul 30, 2021
$360,000
Public Record
Sold
Sep 30, 2019
$267,000
Public Record
Sold
Mar 21, 2019
$242,000
Public Record
Sold
Nov 12, 2014
$165,000
Public Record
Sold
Dec 3, 2003
$192,000
Public Record