439 20th Avenue, San Francisco, CA 94121, San Francisco, 94121 - 6 bed, 4 bath
Loading property details...
San Francisco, CA 94121
This Residential Income Quadruplex is a Strong Value Opportunity, listed at $1,530,000—positioned well below the $1,656,664 Fair Market Value by 7%. This valuation gap offers $126,664 in Instant Equity. Featuring a Condition Rating of 4, the property includes a move-in ready top-floor unit and classic Edwardian architecture. Located in a prime Central Richmond location with a Walk Score of 96 and access to top-rated schools like Stevenson Elementary and Lowell High, it is ideal for Buy-and-Hold Investors or Owner-Occupants seeking rental income.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 439 20th Avenue Subject | $1,530,000* List Price | 6 | 4 | 4,330 | $383 | - |
A 563-565 20th Avenue Sold | $1,300,000 | 4 | 2 | 3,210 | $405 | 0.2 mi |
B 790-792 32nd Avenue Active | $1,750,000 List Price | 6 | 3 | 4,475 | $391 | 0.7 mi |
* Subject property listed price vs sold prices of comps.
Property is moderate renovation needed.
The property was built in 1927 and has been under the same ownership for nearly 60 years. While the vacant unit has received cosmetic updates (fresh paint, refinished floors, and a new stove), the bathrooms are described only as 'functional' and the overall building systems and other units likely remain dated, fitting the criteria for a property over 20 years old needing minor updates.
Elementary School: Stevenson (Robert Louis) Elementary School (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
With a Walk Score of 96 and a Bike Score of 81, the property is perfectly situated near the vibrant shops and restaurants of Geary Boulevard and Clement Street, as well as Golden Gate Park.
The vacant top-floor two-bedroom unit is move-in ready with refinished hardwood floors and fresh paint, providing an ideal setup for an owner-occupant to live in one unit while collecting rental income from the others.
The garage provides only two parking spaces for a four-unit building, which may be a significant drawback for tenants or owners with multiple vehicles in a high-density neighborhood.
As a nearly century-old structure built in 1927, the property may require future capital expenditures for seismic retrofitting or updates to aging plumbing and electrical systems typical of this era.
Offered for the first time in nearly 60 years, this is a great opportunity to own a well-maintained four-unit building in a prime Central Richmond location. The Edwardian, classic apartments include a spacious living room, functional bathrooms, and generously sized bedrooms Built in 1927, the property features approximately 4,330 sqft on approx 3,000 sqft lot. An elegant entryway leads to all four units, along with a garage providing two-car parkingone space currently available. The vacant top-floor 2-bedroom unit is move-in ready, offering abundant natural light, spacious living areas, ample closet space, newly refinished hardwood floors, fresh paint, and an eat-in kitchen with new stove and hood. Ideal for an owner-occupant seeking rental income. Parking available for this unit. Located just steps from public transportation and the lively shops and restaurants along Geary Boulevard and Clement Street, this property combines classic charm with exceptional convenience. Close proximity to Golden Gate Park! Bike Score 81/100 and Walk Score 96/100.
No exterior & parking available.
Grades K-5 • 0.3 mi
Grades K-5 • 0.3 mi
Grades K-5 • 0.6 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 6.0 | 5.0 | 54% |
| Baths | 4.0 | 2.0 | 62% |
| Square foot | 4,330 | 3,210 | 77% |
| Lot Size | 3,001 | 2,996.93 | 69% |
| Price | $1.53M | $1.65M | 23% |
| Price per sq ft | $353 | $529 | 8% |
| Built year | 1927 | 1927 | 50% |
| HOA | $0 | $0 | 50% |
| Days on market | 30 | 174 | 8% |
May 15, 2026
$1,530,000
Initial Listing