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44 Tierra Montanosa, Rancho Santa Margarita, California 92688, Rancho Santa Margarita, 92688 - 3 bed, 3 bath

44 Tierra Montanosa, Rancho Santa Margarita, California 92688 home-pic-0
ACTIVE$965,000
44 Tierra Montanosa, Rancho Santa Margarita, California 92688
3Beds
3Baths
1,487Sqft
Lot

Price Vs. Estimate

Estimation data not available

Key pros and cons

Top Pros:
Extensive Upgrades & Turnkey Condition: The home has undergone significant, recent upgrades including a fully remodeled kitchen with premium smart appliances, renovated bathrooms, new flooring, updated lighting, and fresh paint, offering a truly turnkey experience for buyers.
Top Cons:
High Monthly HOA Fees: The association fee of $518.00 per month is a significant recurring cost that adds to the overall monthly housing expense, potentially impacting affordability for some buyers.

Compared to the nearby listings

Price:$965.0K vs avg $655.0K (+$310,000)94%
Size:1,487 sqft vs avg 1,024 sqft88%
Price/sqft:$649 vs avg $66444%

More Insights

Built in 1996 (29 years old).
Condition: This property, built in 1996, has undergone extensive and recent renovations, qualifying it as a virtually new home. The kitchen is fully remodeled with new countertops, stylish backsplash, and premium smart appliances (Samsung Smart Refrigerator, Smart Oven, Bosch Dishwasher). Bathrooms are also updated, featuring modern vanities, smart mirrors, and a spa-like rain shower. Luxury vinyl plank flooring is installed throughout, and all light fixtures and switches have been modernized. Major systems like the HVAC and water heater are only 3 years old, and the HOA recently replaced the roof. The home also includes smart security, an EV charger, and fresh paint, indicating minimal physical depreciation and meeting current quality standards.
Year Built
1996
Close
-
List price
$965K
Original List price
$979K
Price/Sqft
$649
HOA
$518
Days on market
-
Sold On
-
MLS number
SW25070596
Home ConditionExcellent
Features
Good View: Trees/Woods
Patio
ViewTrees/Woods

About this home

Welcome to 44 Tierra Montanosa, a beautifully upgraded, turnkey home in one of Rancho Santa Margarita’s most desirable communities. This 3-bedroom, 3-bathroom residence offers stunning Saddleback Mountain views and a peaceful, tree-lined setting—while being just minutes from top-rated schools, shopping, and dining. Inside, you’ll find an open-concept layout with soaring ceilings, large windows, and luxury vinyl plank flooring throughout. The bright and inviting living space features new stand-alone lighting, a renovated fireplace, and modernized light fixtures and switches. The fully remodeled kitchen showcases painted cabinetry, new countertops, stylish backsplash, upgraded sink and faucet, and premium appliances, including a Samsung Smart Refrigerator, Smart Oven, Bosch Dishwasher, and Samsung Washer and Dryer. A main-level bedroom and full bath offer flexibility for guests or a home office. Upstairs, two spacious en-suite bedrooms include a luxurious primary suite with a custom walk-in closet, double vanity with barn door and smart mirrors, and a spa-like bathroom with a rain shower. Thoughtfully maintained, the home also includes a 3-year-old HVAC and water heater, new garage door mechanisms, full-house water filtration system with reverse osmosis, upgraded stairs and baseboards, and lighted ceiling fans in every room. Additional highlights include a renovated walk-in closet, Vivint smart security system (fully paid), a 48A Level 2 EV charger, and fresh paint throughout most of the home. The HOA recently replaced the roof and sealed the skylight. Enjoy outdoor entertaining on the private patio, or take advantage of the resort-style community amenities just a short walk away, including a renovated Olympic pool, spa, pickleball and basketball courts, baseball field, BBQ area, and event space. The home also offers a two-car garage, guest parking pass, and nearby street parking. Located near award-winning Melinda Heights Elementary and Trabuco Hills High School—and with NO Mello-Roos taxes—this home combines modern comfort with unbeatable location and lifestyle. Don’t miss the chance to make it yours!

Nearby schools

8/10
Melinda Heights Elementary School
Public,•K-6•0.3mi
7/10
Rancho Santa Margarita Intermediate School
Public,•7-8•1.6mi
8/10
Trabuco Hills High School
Public,•9-12•2.2mi
Condition Rating
Excellent
This property, built in 1996, has undergone extensive and recent renovations, qualifying it as a virtually new home. The kitchen is fully remodeled with new countertops, stylish backsplash, and premium smart appliances (Samsung Smart Refrigerator, Smart Oven, Bosch Dishwasher). Bathrooms are also updated, featuring modern vanities, smart mirrors, and a spa-like rain shower. Luxury vinyl plank flooring is installed throughout, and all light fixtures and switches have been modernized. Major systems like the HVAC and water heater are only 3 years old, and the HOA recently replaced the roof. The home also includes smart security, an EV charger, and fresh paint, indicating minimal physical depreciation and meeting current quality standards.
Pros & Cons

Pros

Extensive Upgrades & Turnkey Condition: The home has undergone significant, recent upgrades including a fully remodeled kitchen with premium smart appliances, renovated bathrooms, new flooring, updated lighting, and fresh paint, offering a truly turnkey experience for buyers.
Prime Location & No Mello-Roos: Situated in a highly desirable community in Rancho Santa Margarita, the property is minutes from top-rated schools (Melinda Heights Elementary, Trabuco Hills High School), shopping, and dining, with the significant financial advantage of no Mello-Roos taxes.
Modern Systems & Smart Home Features: Key systems like HVAC and water heater are only 3 years old, and the home includes a full-house water filtration system, Vivint smart security (paid), a 48A Level 2 EV charger, and smart mirrors, enhancing comfort and efficiency.
Resort-Style Community Amenities: Residents have access to a wide array of resort-style community amenities within walking distance, including a renovated Olympic pool, spa, pickleball/basketball courts, baseball field, BBQ area, and event space, fostering an active lifestyle.
Mountain Views & HOA Maintenance: The property offers stunning Saddleback Mountain views and benefits from HOA-managed exterior maintenance, including a recently replaced roof and sealed skylight, reducing homeowner responsibilities.

Cons

High Monthly HOA Fees: The association fee of $518.00 per month is a significant recurring cost that adds to the overall monthly housing expense, potentially impacting affordability for some buyers.
Condominium Structure & Shared Walls: As a condominium, the property likely involves shared walls and common areas, which may limit privacy and individual control over exterior modifications compared to a detached single-family home.
Limited Private Outdoor Space: While a private patio is mentioned, the condominium nature typically implies a smaller, more contained outdoor area, which might not appeal to buyers seeking a larger private yard or extensive gardening space.

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