44 Tierra Montanosa, Rancho Santa Margarita, California 92688, Rancho Santa Margarita, 92688 - 3 bed, 3 bath
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Rancho Santa Margarita, California 92688
This Stunning Move-In Ready Condominium is listed at $929,900, offering exceptional value near its $963,678 Fair Market Value. Featuring a top-to-bottom renovation, a rare wrap-around private patio, and a versatile downstairs bedroom suite, the property boasts a Mint Condition Rating requiring zero immediate work. Situated in the desirable Melinda Heights community with access to top-rated schools like Trabuco Hills High, this listing combines financial stability with lifestyle luxury. It is the perfect fit for discerning professionals or first-time buyers seeking a polished, stress-free transition into a premium Rancho Santa Margarita neighborhood.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 44 Tierra Montanosa Subject | $929,900* List Price | 3 | 3 | 1,487 | $648 | - |
A 28 Tierra Montanosa Sold | $935,000 | 3 | 3 | 1,472 | $635 | 0.0 mi |
B 101 Camino Del Oro Sold | $734,000 | 2 | 3 | 1,231 | $596 | 0.9 mi |
C 37 Mira Mesa Active | $1,000,000 List Price | 3 | 3 | 1,778 | $562 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
This property is in mint, turnkey condition following a top-to-bottom renovation. Key upgrades include a fully reimagined kitchen with high-end Bosch and Samsung appliances, quartz countertops, and spa-like bathrooms with custom vanities and smart mirrors. Essential systems are updated with a newer HVAC, whole-house water filtration, and a garage EV charger, meeting the criteria for a recent high-quality renovation.
The property features a comprehensive top-to-bottom renovation including high-end Bosch and Samsung appliances, quartz countertops, a whole-house water filtration system, and a pre-installed EV charger.
Boasting a rare, expansive wrap-around private patio with a separate gated entrance, this home offers significantly more private outdoor sanctuary space than typical units in the community.
The layout includes a rare downstairs bedroom suite with a full bath, ideal for multi-generational living or a home office, complemented by two primary suites upstairs with vaulted ceilings.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 1487, other record living area = 1361.
The monthly association fee of $518 is a significant recurring expense that buyers must factor into their budget alongside the nearly $1M list price.
As a condominium, the property involves shared walls and is subject to HOA regulations, which may offer less privacy and autonomy than a detached single-family home.
Melinda Heights, Rancho Santa Margarita At Its Best! Review the attached supplements for the full list of upgrades & Watch the 3D tour to see it all come together before you even walk in the door. This is the ONE! A rare, expansive wrap-around private patio - your own outdoor sanctuary framed by a brick-and-stone planter wall, with a separate gated entrance to the backyard. Room to lounge, entertain, and unwind in complete serenity, with far more private outdoor living space than many in the community. — this home has been renovated top to bottom, and the numbers speak for themselves. Downstairs, a bedroom suite with its own full bath and laundry opens directly onto that show-stopping patio - perfect for guests, multigenerational living, or a private home office. The kitchen has been fully reimagined with a Bosch 800 Series dishwasher, Samsung smart refrigerator and oven, quartz countertops, and recessed lighting. PLUS a whole-house Filtersorb Puragain water filtration system with a 6-stage alkaline drinking water tap. Every bathroom has been upgraded with sleek, low-flush, single-piece toilets to custom counters with molded sinks! Upstairs, two stunning primary suites deliver rare flexibility: the first with high ceilings, a closet with custom doors, a custom made shoe closet w/ separate spaces and a spa-like renovated walk-in shower that is a fully tiled European rain shower. Shower and Toilet are separated by a custom barn door. The primary bath also features custom double vanity, and smart mirrors. The second Primary features vaulted ceilings, walk-in closet, its own bath/shower. The upgrades don't stop there: New luxury lighting throughout, a newer HVAC system, an automatic sprinkler system, a fully installed garage EV charger, and a whole-home Vivint security system — cameras, sensors, and glass-break detection, equipment (paid for). The HOA has just repainted the exterior, repaved the roads, and replaced the garage doors — the whole community is looking sharp. Step outside your door and into SAMLARC living at its best: 13 parks, sport courts, hiking and biking trails, Saddleback Mountain views, and the beach club at Lake Rancho Santa Margarita. Zoned for award-winning Melinda Heights Elementary and Trabuco Hills High, with shopping and dining just minutes away. No Mello-Roos. Turnkey. Upgraded top to bottom. The best patio in the complex. This is the one you've been waiting for.
No exterior & parking available.
Grades K-6 • 0.3 mi
Grades 7-8 • 1.6 mi
Grades 9-12 • 2.2 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 2.0 |
| Baths | 3.0 | 2.0 |
| Square foot | 1,487 | 1,093 |
| Lot Size | 29,634 | 26,135 |
| Price | $929.9K | $681.3K |
| Price per sq ft | $625 | $638 |
| Built year | 1996 | 1991 |
| HOA | $518.0 | $463 |
| Days on market | 5 | 51 |
Jul 17, 2026
$929,900
Initial Listing
May 27, 2022
$901,000
Public Record
Dec 16, 2019
$570,000
Public Record
May 12, 2006
$580,000
Public Record
Oct 22, 2001
$274,000
Public Record
Jan 16, 1998
$173,000
Public Record