440 La Costa, Banning, California 92220, Banning, 92220 - 2 bed, 2 bath
440 La Costa
Banning, California 92220
Property Price
SUMMARY
Analysis of 440 La Costa, Banning, California 92220 is currently available with a list price of $289,500. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Banning Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
This property has undergone an extensive professional renovation that brings it to modern standards. The kitchen features completely replaced white cabinetry with glass insets, exotic granite countertops, and stainless steel appliances. Significant interior improvements include the removal of popcorn ceilings, installation of custom lighting and fans, and fully updated bathrooms. While the structure dates to 1989, the high-end finishes and comprehensive upgrades by a construction professional result in a like-new interior condition with no deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Professional High-End Upgrades
Renovated by a construction professional, this home features exotic granite countertops, custom cabinetry with lighted insets, and modern finishes including smooth ceilings and updated lighting throughout.
- Premier Community Amenities
Located in Sun Lakes Country Club, residents have access to an extensive array of resort-style facilities including two golf courses, three clubhouses, pickleball courts, and over 80 active social clubs.
- Comprehensive HOA Benefits
The monthly association dues provide significant value by covering high-cost items such as roof maintenance, exterior painting, internet, premium TV, and insurance, ensuring a low-maintenance lifestyle.
CONSRISKS & DEFICIENCIES
- Limited Living Space
At just 921 square feet, the 'Santa Rosa' model is quite compact for a two-bedroom residence, which may be a drawback for buyers requiring more spacious rooms or extra storage.
- Aging Infrastructure
While the interior is beautifully remodeled, the property was built in 1989, meaning underlying structural components and systems are over 35 years old and may require future attention.
About 440 La Costa
It's Like having YOUR OWN SWIMMING POOL & SPA steps outside your door from your Private Gated Patio (ONLY available to Lakeside I Residents) is one of the great features offered with this Single Level, Beautifully UPGRADED 'SANTA ROSA' Model. Seller was in Construction for Years, doing many remodels in Sun Lakes, and has made this IMPECCABLE HOME Unique and Gorgeous. HOA Dues include: Internet, Premium TV, Insurance, Exterior Paint & Maintenance + Roof, Gardening & Pest Control) - Upgrades and Features include: Custom Paint & Ceilings Redone (NO Popcorn) with Custom Lights & Fans throughout; Kitchen has had all Cabinetry Replaced which is White with Glass/Lighted Insets, and a large built-in Breakfront for Extra Storage and Display, Stainless Steel Appliances, Exotic Granite Counters & sliders to Private Back Patio; Updated Bathrooms; Walls Reconfigured for More Wall Space and Extra Gated Area on Patio (2 Fenced Sections in Yard ). ALL FURNITURE can be included (except Primary BR), and it's very Attractive Updated Furniture ....... Sun Lakes Country Club goes beyond just a place to live - It's a vibrant community designed to keep you Active & Engaged, offering: TWO 18-HOLE GOLF COURSES with 2 Pro Shops, THREE Clubhouses, TWO Restaurants, Bar & Lounge, Tennis, PICKLEBALL COURTS, Pools (Including Large Indoor Pool), Jacuzzi Spas, THREE Fitness Centers & Fabulous Planned Activities Offered on a Daily Basis. There are 80+ Social CLUBS, including: Dancing, RV Club, Yoga, Table Tennis, Cards, Bocce Ball, Bowling, Car Club, Drama/Theatre Club, Sewing, Tennis, Knitting, Bingo, Travel, Quilters, Art League, International Culture, Genealogical Society, Garden, Photography, Travel, and a lot MORE .... If that's not Enough, Add TRIPS AND TRAVEL EXCURSIONS scheduled all year long. Association Dues INCLUDE CABLE TV & INTERNET - The community is Located Close to Casinos, World Famous Shopping (Cabazon and Palm Springs), Restaurants, and Excellent Medical Facilities - SUN LAKES COUNTRY CLUB is has a backdrop of two Mountain ranges, which offer stunning views - LIFE IS GOOD in our Awesome Community!
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1989
- Lot Size
- -
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $410.0 / Month
Neighborhood Insights
Banning Unified Schools
Three Rings Ranch Elementary School
Grades K-5 • 2.7 mi
Mountain View Middle School
Grades 6-8 • 3.2 mi
Banning High School
Grades 9-12 • 3.8 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 921 | 1,300 | 13% |
| Lot Size | - | 1,742 | 33% |
| Price | $289.5K | $320.0K | 33% |
| Price per sq ft | $314 | $263 | 87% |
| Built year | 1989 | 1992 | 27% |
| HOA | $410.0 | $385 | 80% |
| Days on market | 25 | 155 | 7% |
Pricing History
Listed for Sale
Feb 10, 2026
$289,500
Initial Listing
Sold
Oct 13, 2015
$139,000
Public Record
Sold
Jun 29, 2000
$87,500
Public Record