445 Almond Drive 139, Lodi, CA 95240, Lodi, 95240 - 2 bed, 1 bath
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Lodi, CA 95240
This Turnkey Condominium represents a Strong Value Opportunity, listed at $285,000—positioned well above the $270,485 Fair Market Value by -5%. Despite the premium, the property features a rare 3.125% Assumable Interest Rate and a Condition Rating of 3, bolstered by a 2025 HVAC system and new appliances. Residents enjoy a secure, gated lifestyle with community ponds, a pool, and a spa. This move-in-ready home is an ideal acquisition for first-time buyers or downsizers seeking low-maintenance living in a convenient Lodi location.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 445 Almond Drive 139 Subject | $285,000* List Price | 2 | 1 | 1,045 | $259 | - |
A 1819 S Cherokee Lane 59 Sold | $200,000 | 3 | 2 | 1,000 | $200 | 0.2 mi |
B 445 Almond Drive 93 Active | $275,000 List Price | 2 | 1 | 918 | $300 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
While built in 1983, the property is well-maintained and move-in ready with significant recent upgrades. It features a brand-new 2025 HVAC system and new kitchen appliances (dishwasher, refrigerator, sink). The interior includes dual-pane windows and updated flooring, though the cabinetry and layout reflect the original construction era.
The rare 3.125% assumable interest rate provides a massive competitive advantage, offering buyers significantly lower monthly payments compared to current market rates.
Extensive 2025 improvements, including a brand-new HVAC system and major appliances, ensure immediate move-in readiness and reduced maintenance costs for years to come.
The two-story design with no neighbors above or below offers a detached-home feel, complemented by a secure gated community and tranquil water views.
With only one bathroom serving a two-bedroom, two-story home, the layout may be less convenient for families or multi-occupant households.
The assigned middle schools carry low academic ratings, which may deter families prioritizing education and could impact long-term resale value.
Assumable 3.125% interest rate! This beautifully updated two-story condo offers the perfect blend of comfort, convenience, and low-maintenance living. With no neighbors above or below, you'll enjoy added privacy in a thoughtfully designed layout. Recent 2025 upgrades include a new HVAC system, dishwasher, refrigerator, dryer, and kitchen sink, providing peace of mind for years to come. Dual-pane windows enhance energy efficiency and comfort throughout the home. Located in a secure, gated community, residents enjoy beautifully maintained grounds featuring two peaceful ponds filled with fish and turtles, a sparkling swimming pool with a relaxing spa, and a tranquil park-like setting. The property also includes a dedicated parking space and a private enclosed garage for added convenience. Ideally situated just seconds from Highway 99, shopping centers, dining, and everyday amenities, this move-in-ready home is perfect for first-time buyers, downsizers, or anyone seeking easy, low-maintenance living in a desirable Lodi location. Don't miss your opportunity to own this turnkey condo in one of Lodi's most desirable gated communities!
No exterior & parking available.
Grades K-6 • 0.7 mi
Grades 7-8 • 1.5 mi
Grades 7-8 • 2.8 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 0.0 |
| Baths | 1.0 | 0.0 |
| Square foot | 1,045 | - |
| Lot Size | 497 | - |
| Price | $285.0K | $249.7K |
| Price per sq ft | $273 | $255 |
| Built year | 1983 | 0 |
| HOA | $390 | $0 |
| Days on market | 25 | 61 |
Jun 27, 2026
$285,000
Initial Listing
Aug 3, 2020
$210,000
Public Record
Dec 3, 2015
$100,000
Public Record
Sep 28, 2009
$65,000
Public Record
Sep 24, 2004
$169,000
Public Record
Jun 1, 2001
$77,818
Public Record