445 Montcalm Street, Chula Vista, California 91911, Chula Vista, 91911 - 4 bed, 2 bath
445 Montcalm Street
Chula Vista, California 91911
Property Price
SUMMARY
Analysis of 445 Montcalm Street, Chula Vista, California 91911 reveals a Prime Investment Opportunity with a current list price of $765,000—significantly undercutting the $790,707 Fair Market Value by 3%. This valuation gap indicates a +$25,707 Instant Equity potential for buyers. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Chula Vista Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 445 Montcalm Street Subject | $765,000* List Price | 4 | 2 | 1,587 | $498 | - |
A 1420 Ocala Court Sold | $725,000 | 4 | 2 | 1,504 | $482 | 0.9 mi |
B 626 Mariposa Cir Sold | $970,000 | 4 | 2 | 1,806 | $537 | 0.2 mi |
C 152 E Orlando Street Sold | $820,000 | 3 | 2 | 1,400 | $586 | 0.8 mi |
D 451 E Naples St Sold | $765,000 | 3 | 2 | 1,521 | $503 | 0.1 mi |
E 1231 Napa Ave Sold | $715,000 | 3 | 2 | 1,509 | $474 | 0.5 mi |
F 902 Monterey Ct Active | $989,900 List Price | 3 | 2 | 1,710 | $579 | 0.6 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is moderate renovation needed.
Built in 1960, this property is explicitly marketed as an investor opportunity requiring cosmetic improvements and modernization. While the listing highlights 'good bones,' the home lacks recent renovations, with the kitchen, bathrooms, and interior finishes appearing dated and reflecting their original era. It meets the 'fair' criteria as an aged property that has been maintained but requires significant updates to meet current market standards.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 7100, living area = 1587.
- Significant Investment Potential
Positioned as a prime investor opportunity with 'good bones,' this property allows for substantial equity growth through modernization, reconfiguration, or expansion.
- Generous Lot and Layout
The 7,100 sq ft lot featuring a long driveway and a spacious 1,587 sq ft floor plan provides ample room for outdoor living, ADU potential, or interior customization.
CONSRISKS & DEFICIENCIES
- Extensive Renovation Needed
The property requires significant cosmetic and functional updates throughout, which will necessitate a substantial immediate capital investment and construction timeline.
- Dated Infrastructure
Built in 1960 and lacking recent updates, the home likely requires modernization of major systems and lacks the energy-efficient features found in contemporary residences.
About 445 Montcalm Street
Investor opportunity in the established Country Club View neighborhood of Chula Vista. This 4-bedroom, 2-bath single-family home offers approximately 1,587 sq ft of living space on a 7,100 sq ft lot with a long driveway. The property sits in a convenient location close to schools, parks, shopping, and major commuter routes. The home needs updating and cosmetic improvements, making it perfect for investors, flippers, or buyers looking to renovate and build equity. The layout provides good bones with a spacious lot and plenty of potential to modernize, expand, or reconfigure the interior.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1960
- Lot Size
- 7,100 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Chula Vista Unified Schools
Rogers (Greg) Elementary School
Grades K-6 • 2.4 mi
Hilltop Middle School
Grades 7-8 • 1.5 mi
Hilltop Senior High School
Grades 9-12 • 1.5 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 4.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,587 | 1,479 | 59% |
| Lot Size | 7,100 | 7,000 | 53% |
| Price | $765.0K | $815.0K | 38% |
| Price per sq ft | $482 | $560 | 27% |
| Built year | 1960 | 1965 | 34% |
| HOA | $0 | $0 | 50% |
| Days on market | 2 | 156 | 5% |
Pricing History
Listed for Sale
Mar 5, 2026
$765,000
Initial Listing