445 Sierra Lane, Sacramento, CA 95864, Sacramento, 95864 - 3 bed, 3 bath

445 Sierra Lane
Sacramento, CA 95864
Property Price
SUMMARY
Analysis of 445 Sierra Lane, Sacramento, CA 95864 reveals a Prime Investment Opportunity with a current list price of $797,000—significantly undercutting the $850,660 Fair Market Value by 6%. This valuation gap indicates a +$53,660 Instant Equity potential for buyers. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Sacramento Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 445 Sierra Lane Subject | $797,000* List Price | 3 | 3 | 2,395 | $355 | - |
A 109 River Chase Circle Sold | $590,000 | 3 | 2 | 1,694 | $348 | 0.9 mi |
B 135 River Chase Circle Pending | $610,000 List Price | 3 | 2 | 1,694 | $360 | 0.9 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
This property underwent a 'down to the studs' remodel in 2014, effectively making it a 10-year-old home in terms of its interior and major systems. The kitchen features high-end stainless steel appliances (induction cooktop, wine refrigerator, double oven), granite countertops, and modern dark wood cabinetry. Bathrooms are luxurious with travertine, mosaic accents, soaking tubs, and updated vanities. Flooring is a mix of pristine hardwood, clean carpet, and modern tile. All light fixtures are contemporary, and the description explicitly states new plumbing, electrical, and insulation were installed during the renovation. The overall condition, style, and features are virtually new and meet current quality standards, showing no deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Comprehensive Modern Renovation
The home underwent a 'down to the studs' remodel in 2014, including new plumbing, electrical, insulation, appliances, fixtures, and finishes throughout, ensuring modern functionality and aesthetics.
- Exclusive Gated Community & Prime Location
Situated in an intimate, gated Sierra Oaks subdivision of only eight residences, offering security and privacy, coupled with proximity to shopping, dining, hospitals, Downtown Sacramento, and the American River Parkway.
- High-End Interior Design & Features
Boasts soaring ceilings, boxed beam ceilings, a gourmet kitchen with an induction cooktop, large island, wine refrigerator, granite surfaces, refined woodwork, and a luxurious primary suite with a soaking tub and travertine walls.
CONSRISKS & DEFICIENCIES
- Relatively Small Lot Size
The lot size of 3,485 sqft is quite compact for a single-family home of this caliber and square footage, potentially limiting outdoor space and appeal for those desiring a larger yard.
- Ongoing Homeowners Association Fees
The property is subject to a monthly association fee of $150, representing an additional recurring cost for the homeowner.
- Original Construction Year
Despite a comprehensive 'down to the studs' remodel in 2014, the home's original construction year of 1984 might still be a consideration for some buyers, even with modern updates.
About 445 Sierra Lane
Outstanding price adjustment makes this home a must see in Sierra Oaks! This Elegant Tudor Revival home is located in an intimate, gated Sierra Oaks subdivision of only eight residences. From the moment you arrive, it is clear this is a special property. In 2014, the home was taken down to the studs and completely remodeled, including new plumbing, electrical, insulation, appliances, fixtures, and finishes throughout. Classic Tudor architecture is thoughtfully blended with updated California design elements. The inviting entry features soaring ceilings and opens to a stunning great room anchored by a fireplace and enhanced by boxed beam ceilings. A cozy den with custom built-in bookshelves offers the perfect retreat for reading or relaxing. The kitchen is as beautiful as it is functional, featuring an induction cooktop, abundant counter space, a large center island, and a wine refrigerator. Granite surfaces, refined woodwork, and carefully selected light fixtures are showcased throughout the home. The bedrooms are spacious and comfortable. The primary suite offers a well-designed walk-in closet, and the remodeled bath is a true showstopper with a soaking tub, dramatic travertine walls, and glass and stone mosaic accent details. A dedicated TV room with surround sound and a private office provide flexible spaces for entertainment and working from home. Speakers throughout the home are Sonos-ready, allowing the new owner to easily integrate whole-house audio. The backyard is designed for easy maintenance and year-round enjoyment, complete with a gas fireplace, built-in BBQ, and spa. An exceptional home in an enviable location, just minutes to shopping, restaurants, coffee shops, Pavilions, Lyon Village, Loehmann's Plaza, major hospitals, Downtown Sacramento, and one of the region's true treasures, the American River Parkway.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1984
- Lot Size
- 3,485 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $150 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 3.0 | 2.0 | 57% |
| Square foot | 2,395 | 1,848 | 67% |
| Lot Size | 3,485 | 10,441 | 2% |
| Price | $797.0K | $750.0K | 50% |
| Price per sq ft | $333 | $406 | 20% |
| Built year | 1984 | 1954 | 87% |
| HOA | $150 | $0 | 87% |
| Days on market | 43 | 162 | 4% |
Pricing History
Listed for Sale
Feb 28, 2026
$797,000
$835,000
-5% Price Drop
Initial Listing
Price Change
Jan 23, 2026
$835,000
Initial Listing
Sold
Sep 6, 2005
$545,000
Public Record
Sold
Dec 28, 2001
$269,000
Public Record
Sold
Aug 16, 1999
$207,000
Public Record
Sold
Sep 23, 1994
$170,000
Public Record







































