
San Francisco, CA 94110
This Modernized Bernal Heights Retreat is a Prime Investment Opportunity listed at $1,198,000—positioned well below the $1,243,517 Fair Market Value by 3%. This valuation gap provides $45,517 in Instant Equity. Boasting a Condition Rating of 3, the detached home features vaulted wood-paneled ceilings and a sunroom with panoramic Bay views. Residents benefit from proximity to top-rated schools like Lowell High (10/10) and Lilienthal Elementary (9/10). This move-in ready gem is an ideal acquisition for Owner-Occupants or Buy-and-Hold Investors seeking long-term appreciation.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 446 Nevada Street Subject | $1,198,000* List Price | 3 | 3 | 1,415 | $879 | - |
A 719 Banks Street Sold | $1,355,000 | 3 | 2 | 1,640 | $826 | 0.2 mi |
B 120 Ellsworth Street Sold | $1,295,000 List Price | 3 | 2 | 1,228 | 0.4 mi | |
C 607 Anderson Street Sold | $1,320,000 | 3 | 2 | 1,318 | $1,002 | 0.2 mi |
D 4243 Folsom Street Sold | $1,475,000 | 3 | 2 | 1,539 | $958 | 0.2 mi |
E 141 Porter Street Sold | $1,330,000 | 3 | 3 | 1,746 | $762 | 0.4 mi |
F 4190 Folsom Street Sold | $1,200,000 | 3 | 2 | 1,475 | $814 | 0.1 mi |
G 97 Banks Street Pending | $1,395,000 List Price | 2 | 2 | 1,400 | $996 | 0.4 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
This 1921 property is in move-in ready condition due to extensive renovations and continued improvements. The kitchen is updated with modern two-tone cabinetry, a contemporary backsplash, and stainless steel appliances. Bathrooms feature updated tiling and modern black matte fixtures. The home boasts high-quality architectural details like vaulted wood-paneled ceilings and a well-maintained sunroom. While the home is historic, the interior systems, flooring (a mix of terracotta tile and wood), and fixtures are well-maintained and reflect modern quality standards.
Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
This detached 1920s home features soaring vaulted ceilings and a stunning sunroom that captures expansive Bay views, offering a rare sense of volume and natural light.
Perfectly situated steps from Cortland Avenue’s shops and cafes, the property boasts a high walkability score and excellent proximity to parks, Muni, and freeway access.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 1415, other record living area = 1237. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 3, other record bedroom count = 2.
The property has a small lot size, more than 70 percent of which is taken by its living area. lot size in square feet = 1750, living area = 1415.
The immediate assigned public schools carry very low performance ratings, which may be a deterrent for families prioritizing local educational quality.
Perched in Bernal Heights, this beautifully preserved detached single-family home offers three bedrooms and three full bathrooms across 1,415 square feet of thoughtfully designed living space. Soaring vaulted ceilings amplify the sense of space and light, while a stunning sunroom frames breathtaking Bay views and the warm micro-climate delivers abundant sunshine year-round. A large front patio sets the tone for indoor-outdoor living, and the home's two-level layout provides natural privacy between the first and second floors. Recently remodeled with continued improvements over the years, original character blends seamlessly with modern comfort for a truly move-in ready retreat. Steps from Cortland Avenue's beloved shops and cafes, nearby parks, Muni lines, and freeway access, this home places the best of San Francisco at your doorstep - a rare opportunity to own a classic gem in one of the city's most sought-after neighborhoods.
No exterior & parking available.
Grades K-5 • 0.5 mi
Grades K-5 • 0.8 mi
Grades K-5 • 0.8 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 3.0 | 2.0 | 67% |
| Square foot | 1,415 | 1,445 | 49% |
| Lot Size | 1,750 | 2,100 | 21% |
| Price | $1.20M | $1.60M | 26% |
| Price per sq ft | $847 | $1.1K | 32% |
| Built year | 1921 | 1909 | 59% |
| HOA | $0 | $0 | 50% |
| Days on market | 7 | 201 | 2% |
Apr 15, 2026
$1,198,000
Initial Listing
May 7, 2019
$1,225,000
Public Record
Jul 16, 2002
$535,000
Public Record
Dec 2, 1999
$402,000
Public Record