4477 Mentone St #211, San Diego, California 92107, San Diego, 92107 - 2 bed, 2 bath
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San Diego, California 92107
This Turnkey Coastal Townhouse is a Strong Value Opportunity, listed at $639,000—positioned well below the $698,024 Fair Market Value by 8%. This valuation gap offers $59,024 in Instant Equity. Featuring a Mint Condition Rating, the home includes high-end Miele appliances, hardwood floors, and Quieter Homes soundproofing. With three private balconies and ocean views, this property offers a premium lifestyle. It is an ideal acquisition for Owner-Occupants seeking a move-in-ready coastal sanctuary or savvy investors leveraging the rare VA assumable loan.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4477 Mentone St #211 Subject | $639,000* List Price | 2 | 2 | 928 | $752 | - |
A 3885 Caminito Litoral 230 Sold | $690,000 | 2 | 1 | 867 | $796 | 0.7 mi |
B 2263 Caminito Pajarito 184 Active | $779,000 List Price | 2 | 2 | 1,074 | $725 | 0.7 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
The property has undergone a complete modern renovation within the last 5 years, featuring high-end Miele appliances, quartz countertops, and remodeled bathrooms. Significant system and exterior updates include a 2021 window/door retrofit and 2023 walkway reconstruction, placing it in mint, move-in-ready condition.
The property features a VA assumable loan at a 2.375% interest rate, providing a massive financial advantage and significantly lower monthly payments in the current high-rate market.
This fully renovated top-floor end unit boasts high-end finishes like Miele appliances and hardwood floors, complemented by retrofitted windows and doors from the Quieter Homes Program for superior noise reduction.
Ideally situated in Ocean Beach with three private balconies offering peek ocean and bay views, the home provides immediate access to beaches, parks, and local amenities.
The association fee of $684.05 is relatively high for a two-bedroom unit, which may impact the overall affordability and debt-to-income ratio for some buyers.
The property relies on community laundry facilities rather than having in-unit hookups, which can be a significant inconvenience for modern buyers at this price point.
Seller will entertain offers between $589K-$639K. VA ASSUMABLE LOAN AT 2.375%! OB Living at it's best, just in time for summer! Top-floor end unit with peek Ocean, Bay and Sea World views. This completely renovated home boasts stainless steel appliances (including Miele dishwasher), quartz counters, hardwood floors throughout, remodeled bathrooms and fresh paint. Doors and windows have been retrofitted through the Quieter Homes Program (2021) for maximum interior noise reduction. The primary bedroom has closet built-ins while the secondary bedroom offers a walk-in closet. Feel the ocean breeze from one of THREE balcony walkouts with the guest bedroom having direct access to the community top-level ocean view lounge area. The gated complex sports a year-round heated pool, BBQ, assigned parking and TWO community laundry facilities. Additionally, the complex reconstructed all interior walkways in 2023. An added bonus is the large exterior storage closet, great for bikes, surfboards, beach toys and more. Enjoy year-round summer being perfectly located less than 5 minutes from the beach, Barnes Tennis/Pickleball Courts, Dog Park, Robb Field, OB Skate Park, Famosa Slough, YMCA, shops, restaurants, nightlife and more!
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 3.0 |
| Baths | 2.0 | 3.0 |
| Square foot | 928 | 1,375 |
| Lot Size | 15,652 | 65,372 |
| Price | $639.0K | $810.4K |
| Price per sq ft | $689 | $595 |
| Built year | 1968 | 1999 |
| HOA | $684.05 | $418 |
| Days on market | 14 | 46 |
Jul 8, 2026
$639,000
Initial Listing
Jun 12, 2020
$449,000
Public Record
Apr 5, 2010
$235,000
Public Record
May 9, 2005
$425,000
Public Record
Oct 12, 2004
$370,000
Public Record
Feb 17, 2000
$133,000
Public Record