
San Francisco, CA 94109
Analysis of 45 Montclair Terrace, San Francisco, CA 94109 is currently available with a list price of $6,998,000. The property maintains a Tear down Condition Rating (10/100), reflecting significant deferred maintenance. This property is best suited for experienced investors or developers prepared for substantial renovation work. Located in a high-demand neighborhood within the San Francisco Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for Experienced Investors and Fix-and-Flip Specialists.
Property is land value only, full reconstruction required.
The property is marketed primarily as a 'shovel ready' development site with fully approved plans and entitlements for a new 10,000 sqft estate. While an existing structure is mentioned, the listing focuses on the land value and the opportunity to build a new architectural legacy, typical of a tear-down or major site redevelopment.
Elementary School: Yick Wo Elementary School (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
The property is sold with fully approved plans and entitlements for a massive five-level estate, dramatically reducing the significant time, cost, and regulatory risk typically associated with building in San Francisco.
Positioned near the famous curves of Lombard Street, the site offers rare, unobstructed 270-degree views of the San Francisco Bay, the downtown skyline, and major city landmarks.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 10285, other record living area = 4680. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 6, other record bedroom count = 5.
The list price covers the land and entitlements only; the buyer must possess the significant capital and expertise required to execute a complex, multi-year luxury construction project.
While the area features some high-performing schools, several nearby public options have low ratings, which may be a concern for families seeking long-term educational stability.
Featured on the Travel Channel, this is a once in a lifetime opportunity to create a true landmark residence just off the iconic curves of Lombard Street. This is not simply a home site, it is a rare canvas to craft an architectural legacy in one of San Francisco's most celebrated locations. Fully approved for new construction, the property comes with plans and entitlements in place for a five-level VIEW estate with an additional ADU. Designed to maximize scale, light, seamless indoor-outdoor living, and incredible views of the Bay and downtown skyline, the vision is already in motion offering a rare and valuable head start for developers or end users alike. With approvals secured and extensive planning already completed, the project is practically shovel ready, dramatically reducing the time, uncertainty, and entitlement risk typically associated with building at this scale in San Francisco. The approved plans allow for approximately 8,785 to 10,000 square feet of interior living space, complemented by over 4,200 square feet of outdoor terraces, expansive view decks, roof deck spaces, and setbacks. The extra large 5,185 square foot lot supports a build of exceptional proportions, further enhanced by its 40-X height district designation, allowing for dramatic architectural presence. At the heart of the design is an extraordinary primary suite experience rarely achievable in San Francisco featuring seamless indoor-outdoor living, private view deck with additional roof deck spaces, and unobstructed 270-degree water and city views spanning many of the city's most iconic landmarks. The residence is designed with six ensuite bedrooms, seven full bathrooms, and two powder rooms, offering both luxury and functionality at scale. Plans also accommodate 3-4 car parking, an exceptionally rare and highly valuable amenity in this location. A dedicated wellness level, complete with an interior pool, further elevates the lifestyle offering, creating a private retreat within the home. For those seeking flexibility, the existing structure also presents a compelling opportunity to remodel and capitalize on the location and views, making this an exceptional investment whether building new or enhancing what already exists. Approvals are secured. The path is clear. The vision is ready to be realized.
No exterior & parking available.
Grades 1-5 • 0.2 mi
Grades K-5 • 1.0 mi
Grades K-5 • 1.0 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 6.0 | 3.5 | 90% |
| Baths | 9.0 | 2.5 | 90% |
| Square foot | 10,285 | 2,269 | 90% |
| Lot Size | 5,185 | 3,040.965 | 80% |
| Price | $7.00M | $2.92M | 80% |
| Price per sq ft | $680 | $991 | 30% |
| Built year | 0 | 1912 | 20% |
| HOA | $0 | $200 | 50% |
| Days on market | 47 | 193 | 10% |
Apr 20, 2026
$6,998,000
Initial Listing
Oct 20, 2021
$3,750,000
Public Record