4540 E Talmadge Drive, San Diego, California 92116, San Diego, 92116 - 3 bed, 3 bath

4540 E Talmadge Drive, San Diego, California 92116 home-pic-0

4540 E Talmadge Drive

San Diego, California 92116

ACTIVE
CONDITION: EXCELLENT
3Beds
3Baths
1,898Sq Ft
5,910Lot Size

Property Price

LIST PRICE$1,675,000
EST. MARKET VALUE
$1,694,542

SUMMARY

Analysis of 4540 E Talmadge Drive, San Diego, California 92116 reveals a Fairly Priced Property with a current list price of $1,675,000  aligned with the estimated $1,694,542 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the San Diego Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Estimated Market Value

$1,694,542
Based on Realkey algorithm analyzing recent comparable sales in San Diego.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
4540 E Talmadge Drive
Subject
$1,675,000*
List Price
331,898$893-
A
4354 N Talmadge Drive
Sold
$1,660,000321,624$1,0220.3 mi
B
5010 Bristol Rd
Sold
$1,749,000321,644$1,0640.7 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Excellent
TeardownExcellent

Property is new construction or fully renovated.

While originally built in 1949, the property has clearly undergone an extensive and high-quality renovation within the last 5 years. The interior features a fully modernized kitchen with premium stainless steel appliances, stone countertops, and white shaker cabinetry. The bathrooms have been completely updated with contemporary tile work, glass shower enclosures, and modern vanities. Throughout the home, there are refinished hardwood floors, recessed lighting, and updated fixtures, indicating that all major components meet current quality standards with no visible deferred maintenance.

PROSSTRENGTHS & OPPORTUNITIES

  • Prime Kensington Location

    Situated on the iconic Talmadge Loop, the property offers exceptional walkability to Kensington Village’s cafes and restaurants while maintaining a quiet, prestigious residential feel.

  • Dual Primary Suites

    The floorplan features two generously sized primary bedrooms with ensuite bathrooms, providing a rare and versatile layout ideal for multigenerational living or high-end guest hosting.

  • Elevated Corner Lot

    Positioned on a large corner lot and elevated above street level, the home provides enhanced privacy and a sense of separation from the street that is highly valued in urban neighborhoods.

CONSRISKS & DEFICIENCIES

  • MLS Listing Discrepancy

    Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 3, other record bedroom count = 4.

  • Mixed School Ratings

    The immediate assigned elementary and high schools carry lower ratings (4 and 5), which may be a drawback for families prioritizing top-tier public education proximity.

  • Vintage Infrastructure

    Built in 1949, the property may require ongoing maintenance or updates to its original systems to meet modern efficiency and performance standards.

About 4540 E Talmadge Drive

Set on the iconic Talmadge Loop in the heart of Kensington, this exceptional home captures the essence of one of San Diego’s most charming and sought-after neighborhoods. Just a short, enjoyable walk to Kensington Village, you’ll love being moments from local cafés, restaurants, wine bars, and neighborhood favorites while still enjoying a quiet, residential setting. The home offers a spacious and highly functional floorplan highlighted by two generously sized primary bedrooms, each with its own ensuite bathroom—an ideal setup for comfortable everyday living, hosting guests, or accommodating multigenerational needs. The expansive family room serves as the heart of the home and flows effortlessly into the dining area and kitchen, creating a warm and open environment perfect for both casual living and entertaining. Situated on a large corner lot, the home is elevated above street level, providing enhanced privacy and a sense of separation from the street. French doors off the living room invite natural light and open to a charming covered patio, conveniently located off one of the primary bedrooms—an ideal retreat for morning coffee, evening relaxation, or indoor-outdoor living year-round. With its premier location on the Talmadge Loop, this home embodies the true spirit of Kensington living—where timeless character, a strong sense of community, and everyday convenience come together seamlessly. Rarely does a home combine this level of space, privacy, and location, making this a special opportunity to own a home in one of San Diego’s most cherished and enduring neighborhoods.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
1949
Lot Size
5,910 Sq. Ft.

Interior

Total Bedrooms
3
Total Bathrooms
3 (3 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$0 / Month

Neighborhood Insights

San Diego Unified Schools

Franklin Elementary School

Grades K-5 • 0.2 mi

4/10

Central Elementary School

Grades K-5 • 0.7 mi

3/10

Normal Heights Elementary School

Grades K-5 • 0.7 mi

7/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds3.03.0
50%
Baths3.02.0
73%
Square foot1,8981,491
70%
Lot Size5,9105,070
57%
Price$1.68M$1.35M
79%
Price per sq ft$883$941
45%
Built year19491930
79%
HOA$0$0
50%
Days on market4165
4%

Pricing History

Listed for Sale

Mar 3, 2026

$1,675,000

Initial Listing

Sold

Jun 18, 2019

$950,000

Public Record

Sold

Mar 28, 2016

$730,000

Public Record

Sold

Nov 30, 2004

$699,000

Public Record

Sold

Sep 26, 2002

$570,000

Public Record

Browse Properties by State Browse housing market trends by state