4545 Golden Ridge Dr, Oceanside, California 92056, Oceanside, 92056 - 2 bed, 1 bath
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Oceanside, California 92056
This Turnkey Single-Story Residence is a Prime Investment Opportunity, listed at $545,000—positioned well below the $560,663 Fair Market Value by 2%. This valuation gap offers $15,663 in Instant Equity for the buyer. Featuring a Condition Rating of 3, the home includes recent luxury vinyl flooring and fresh paint. With a low $125 annual HOA and a private patio with city light views, this property is an ideal fit for Buy-and-Hold Investors or Owner-Occupants seeking a low-maintenance coastal lifestyle.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4545 Golden Ridge Dr Subject | $545,000* List Price | 2 | 1 | 873 | $642 | - |
A 4535 Golden Ridge Drive Sold | $575,000 | 2 | 1 | 834 | $689 | 0.0 mi |
B 4723 Rim Rock Road Sold | $607,000 | 2 | 1 | 934 | $650 | 0.3 mi |
C 4558 Golden Ridge Dr. Sold | $520,000 | 2 | 1 | 873 | $596 | 0.0 mi |
D 4719 Mystik Rd Sold | $585,000 | 2 | 1 | 843 | $694 | 0.6 mi |
E 1413 Panorama Ridge Road Sold | $600,000 | 2 | 1 | 944 | $636 | 0.5 mi |
F 1523 Temple Heights Drive Sold | $524,000 | 2 | 1 | 834 | $628 | 0.5 mi |
G 4574 Sunrise Active | $539,000 List Price | 2 | 1 | 873 | $617 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
While built in 1980, the property is well-maintained and move-in ready with significant recent cosmetic updates including new luxury vinyl flooring and fresh paint (2026). The kitchen features updated stainless steel appliances and stone countertops, and the overall condition reflects a home that has been refreshed within the 5-15 year renovation window.
The property features an incredibly low HOA fee of just $125 per year, offering significant long-term savings and financial predictability for residents on a fixed income.
With brand-new luxury vinyl flooring and fresh interior paint completed in May 2026, this move-in-ready home allows buyers to avoid immediate renovation costs.
Situated just eight miles from the ocean and close to golf courses and medical facilities, the home offers a prime location for active adults seeking a coastal lifestyle.
The single-bathroom configuration may be a drawback for two-person households or those who frequently host overnight guests.
At only 873 square feet, the compact interior may feel restrictive for buyers downsizing from larger homes who require more storage or living space.
Welcome to this charming single story home in the desirable Peacock Hills 55+ community, featuring a low HOA of just $125 per year. This move-in ready property showcases new luxury vinyl flooring and fresh interior paint completed in May 2026. One bedroom has been thoughtfully converted into a home office with a built-in desk, while still offering ample space for a bed if desired. Step outside to a beautifully landscaped, low maintenance backyard complete with shrubs, a patio cover and relaxing views of the neighborhood and city lights. Conveniently located just approximately eight miles to the ocean and close to shopping, restaurants, golf courses, hospitals and medical offices. Don't miss this wonderful opportunity to enjoy comfort, convenience and coastal living.
No exterior & parking available.
Grades K-5 • 0.5 mi
Grades K-5 • 0.8 mi
Grades 6-8 • 1.4 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 25% |
| Baths | 1.0 | 3.0 | 8% |
| Square foot | 873 | 1,742 | 6% |
| Lot Size | 4,115 | 5,616 | 22% |
| Price | $545.0K | $950.0K | 4% |
| Price per sq ft | $624 | $561 | 70% |
| Built year | 1980 | 1988 | 32% |
| HOA | $125.0 | $99 | 52% |
| Days on market | 13 | 129 | 5% |
Jun 5, 2026
$545,000
Initial Listing
Jun 24, 2016
$292,000
Public Record
Jul 18, 2007
$225,000
Public Record