4565 Narragansett Avenue, San Diego, California 92107, San Diego, 92107 - 1 bed, 1 bath
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4565 Narragansett Avenue
San Diego, California 92107
ACTIVE
CONDITION: GOOD
1Beds
1Baths
660Sq Ft
0Lot Size
Property Price
LIST PRICE$875,000
EST. MARKET VALUE
$863,690
SUMMARY
This Coastal Carriage-House Condo is a Strong Value Opportunity, listed at $875,000—positioned slightly above the $863,690 Fair Market Value. While the price reflects the premium for its unique No-HOA structure and Ocean Views, the property offers a Condition Rating of 3, ensuring a move-in ready experience. Featuring a Private Garage and Spacious Wood Deck, this home provides a rare, low-maintenance lifestyle near the 10/10 rated Ocean Beach Elementary. This is an ideal acquisition for first-time buyers or coastal lifestyle seekers.
Estimated Market Value
$863,690
Based on Realkey algorithm analyzing recent comparable sales in San Diego.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4565 Narragansett Avenue Subject 1 bd · 1 ba · 660 sqft · $1,309 | $875,000* List Price | 1 | 1 | 660 | $1,309 | - |
A 5015 Santa Cruz Ave 209 Sold 1 bd · 1 ba · 609 sqft · $1,445 · 0.6 mi | $880,077 | 1 | 1 | 609 | $1,445 | 0.6 mi |
B 5059 Niagara #5 Active 1 bd · 1 ba · 560 sqft · $1,357 · 0.6 mi | $759,900 List Price | 1 | 1 | 560 | $1,357 | 0.6 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Although built in 1964, the property is well-maintained and move-in ready. The interior features updated hardwood flooring and a clean mid-century aesthetic with vaulted wood-beam ceilings. The exterior stucco, private wood deck, and balcony appear to be in good condition, suggesting a renovation or significant maintenance within the last 5-15 years.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Ocean Beach Elementary School (10/10).
- Rare Ownership Structure
This unique carriage-house style condo features no neighbors above or below and, most notably, no monthly HOA dues, offering a level of privacy and financial freedom rarely found in the San Diego condominium market.
- Coastal Views & Outdoor Living
The property boasts exceptional outdoor amenities including a spacious wood deck and a private balcony that captures stunning coastline and ocean views, perfectly catering to the desirable Point Loma lifestyle.
CONSRISKS & DEFICIENCIES
- High Price per Square Foot
At a list price of $875,000 for 660 square feet, the property commands a significant premium that may challenge buyers focused on interior living space value.
- Limited Occupancy Appeal
The compact 1-bedroom, 1-bath configuration naturally restricts the potential buyer pool to single occupants or couples, limiting its versatility for families or those needing a home office.
About 4565 Narragansett Avenue
Welcome to coastal living in the heart of Point Loma! This charming 1-bedroom, 1-bath condo (carriage house) has no neighbors above or below! This hidden gem offers a rare combination of location, outdoor living, and NO HOA. Enjoy San Diego’s beautiful year-round weather from the spacious wood deck, perfect for entertaining, dining outdoors, or simply relaxing. Step onto the private balcony and take in the ocean views—a wonderful backdrop for morning coffee or evening sunsets. The property also includes a private one-car garage with laundry, offering the convenience of dedicated parking, additional storage, and your own laundry space. Also east alley access right to the garage. Ideally located in desirable Point Loma over looking Ocean Beach, with convenient access to the coast, beaches, dining, shopping, and everything San Diego has to offer. Whether you’re looking for a primary residence, coastal getaway, or investment opportunity, this is a unique opportunity to own in one of San Diego’s most sought-after neighborhoods—with no monthly HOA dues.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1964
- Lot Size
- -
Interior
- Total Bedrooms
- 1
- Total Bathrooms
- 1 (1 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
San Diego Unified Schools
Ocean Beach Elementary School
Grades K-4 • 0.3 mi
10/10
Silver Gate Elementary School
Grades K-4 • 0.5 mi
9/10
Sunset View Elementary School
Grades K-4 • 1.1 mi
9/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 1.0 | 2.0 |
| Baths | 1.0 | 2.0 |
| Square foot | 660 | 1,018.142 |
| Lot Size | - | 75,257.211 |
| Price | $875.0K | $598.4K |
| Price per sq ft | $1.3K | $607 |
| Built year | 1964 | 1986 |
| HOA | $0 | $536 |
| Days on market | 24 | 58 |
Pricing History
Listed for Sale
Oct 1, 2026
$875,000
Initial Listing
Sold
Sep 7, 2012
$363,000
Public Record