4631 11th, Sacramento, CA 95820, Sacramento, 95820 - 3 bed, 2 bath
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Sacramento, CA 95820
This 1915 Value-Add Residential Asset is listed at $330,000, positioned near its $311,722 Fair Market Value. The property currently holds a Poor Condition Rating due to necessary termite repairs and structural updates, which limits financing to non-traditional products. Despite the deferred maintenance, the 1,321 sqft functional layout and 6,098 sqft lot—complete with a deck and patio—provide a solid foundation for forced appreciation through strategic renovation. With a seller-offered interest rate buydown, this property represents a strategic acquisition for Cash Buyers or Renovation-Loan Investors seeking to build equity in the Sacramento market.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4631 11th Subject | $303,500 | 3 | 2 | 1,321 | $236 | - |
A 4137 44th Street Sold | $265,000 | 3 | 1 | 1,088 | $244 | 0.4 mi |
B 4200 22nd Avenue Sold | $255,000 | 4 | 2 | 1,196 | $213 | 0.7 mi |
C 3809 San Carlos Way Sold | $340,000 | 2 | 1 | 1,224 | $278 | 0.5 mi |
D 4928 Roosevelt Avenue Sold | $300,000 | 2 | 1 | 960 | $313 | 0.7 mi |
E 5100 48th Street Sold | $285,000 | 2 | 1 | 1,046 | $272 | 0.9 mi |
F 3829 39th Street Sold | $300,000 | 2 | 1 | 1,126 | $266 | 0.6 mi |
G 4205 Sierra Vista Avenue Active | $379,000 List Price | 3 | 2 | 1,246 | $304 | 0.9 mi |
* Subject property listed price vs sold prices of comps.
Property is extensive renovation needed.
Built in 1915, the property requires substantial repairs and rehabilitation, including termite work, which prevents it from qualifying for FHA or VA financing. While the interior photos show a functional living space with laminate flooring, the listing's explicit mention of significant deferred maintenance and the need for renovation loans or cash buyers aligns with the 'poor' condition criteria.
Priced competitively for the Sacramento market, this property offers a significant opportunity for buyers to build sweat equity through strategic renovations and improvements.
The seller is offering a temporary interest rate buydown, providing a valuable financial incentive that can significantly reduce the buyer's monthly mortgage payments during the initial years of ownership.
The home features a well-proportioned 1,321 sqft layout with ample natural light and sits on a generous 6,098 sqft lot, offering plenty of space for outdoor living or future expansion.
Due to necessary repairs and termite work, the property does not qualify for FHA or VA financing, limiting the buyer pool to cash investors or those with renovation-specific loan products.
The property is being sold in its current state with known deferred maintenance, requiring the buyer to have additional capital on hand for immediate structural and cosmetic updates.
Welcome to 4631 11th Avenue! An affordable opportunity to enter the Sacramento market with room to build equity. This home offers a functional layout, natural light, and a generous lot, providing a solid foundation for buyers looking to personalize and improve over time. The property does require repairs and updates, including termite work, which is reflected in the price. As a result, the home will not qualify for FHA or VA financing at this time, making it best suited for cash buyers, renovation loans, or conventional buyers prepared to take on improvements. Seller is offering a temporary interest rate buydown with an acceptable offer, which may significantly reduce the buyer’s monthly payment in the first year(s). Buydown to be paid by seller at close. Terms and lender approval required. Conveniently located near local amenities, schools, medical centers, and major routes, this home presents long-term potential for owner-occupants or investors seeking value in an established neighborhood. Offered as-is.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 2.0 | 1.0 | 56% |
| Square foot | 1,321 | 1,072.5 | 76% |
| Lot Size | 6,098 | 5,663 | 55% |
| Price | $303.5K | $410.0K | 13% |
| Price per sq ft | $230 | $368 | 6% |
| Built year | 1915 | 1950 | 3% |
| HOA | $0 | $0 | 50% |
| Days on market | 94 | 182 | 19% |
Jan 18, 2026
$330,000
Initial Listing
Sep 28, 2018
$285,000
Public Record
Aug 16, 2017
$238,000
Public Record
Feb 13, 2009
$76,000
Public Record
Feb 10, 2005
$295,000
Public Record
Nov 5, 2004
$180,000
Public Record