464 Linden Street, San Francisco, CA 94102, San Francisco, 94102 - 4 bed, 4 bath
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San Francisco, CA 94102
Analysis of 464 Linden Street, San Francisco, CA 94102 is currently available with a list price of $2,099,000. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the San Francisco Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Property is move-in ready.
The property is move-in ready and well-maintained, with three of the four units featuring recently renovated kitchens and bathrooms. Updates include stainless steel appliances, quartz or granite countertops, and modern cabinetry. The building also features a recently upgraded 400-amp electrical system and clean interior finishes like updated flooring and fresh paint. It falls into the 'Good' category as it is a well-maintained older structure with significant but not total renovation across all units.
The 4.5% interest-only assumable financing offers a significant competitive advantage in the current market, providing superior cash flow potential for investors with the required capital.
Situated in one of San Francisco's most desirable neighborhoods, the property benefits from exceptional walkability to Patricia's Green, boutique shopping, and major transit hubs like MUNI and BART.
With three out of four units recently renovated and a modernized 400-amp electrical system, the building minimizes immediate capital expenditure while commanding premium market rents.
The 50% down payment required to assume the favorable financing creates a high barrier to entry, limiting the pool of potential buyers to those with significant liquidity.
The building consists exclusively of studios and one-bedroom units on a small 0.04-acre lot, which may result in higher tenant turnover compared to properties with larger, family-sized units.
4.5% Interest-Only Assumable Financing Available with 50% down payment! Located in the heart of Hayes Valley, 464 Linden Street presents a rare opportunity to acquire a well-maintained four-unit apartment building in one of San Francisco's most sought-after neighborhoods. The property consists of two 1-bedroom/1-bath units and two studio units, offering an attractive unit mix with strong rental demand. The building has been thoughtfully updated, with units featuring granite or quartz countertops, stainless steel appliances, and modern finishes that complement the property's classic architecture. Three of the four units benefit from renovated kitchens and baths with clean, contemporary design, providing immediate upside and additional value-add potential. This wood-frame property spans approximately 2,950 square feet on a 0.04-acre lot and includes a recently upgraded 400-amp electrical system. Situated on a prime block just steps from Patricia's Green, boutique shopping, cafes, and acclaimed restaurants, the property enjoys exceptional walkability and access to MUNI, BART, and downtown San Francisco. With its combination of assumable low-cost financing, strong in-place income, modern upgrades, and premier location, 464 Linden Street represents an outstanding investment opportunity in the heart of Hayes Valley.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 2.0 | 67% |
| Baths | 4.0 | 0.0 | 67% |
| Square foot | 2,950 | 1,870 | 67% |
| Lot Size | 1,542.02 | 1,542.02 | 50% |
| Price | $2.10M | $1.44M | 67% |
| Price per sq ft | $712 | $749 | 33% |
| Built year | 0 | 1890 | 33% |
| HOA | $0 | $0 | 50% |
| Days on market | 85 | 210 | 33% |
Apr 11, 2026
$2,099,000
$2,200,000
-5% Price Drop
Initial Listing
Jan 27, 2026
$2,200,000
Initial Listing