464 Linden Street, San Francisco, CA 94102, San Francisco, 94102 - 4 bed, 4 bath

464 Linden Street
San Francisco, CA 94102
Property Price
SUMMARY
Analysis of 464 Linden Street, San Francisco, CA 94102 is currently available with a list price of $2,200,000. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the San Francisco Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is move-in ready and well-maintained, with three of the four units featuring recently renovated kitchens and bathrooms, stainless steel appliances, and quartz or granite countertops. It also boasts an upgraded 400-amp electrical system and modern finishes throughout, though it retains its classic architectural structure.
PROSSTRENGTHS & OPPORTUNITIES
- Attractive Financing Options
The availability of 4.5% interest-only assumable financing provides a significant competitive advantage, offering buyers a way to bypass current high market interest rates.
- Premier Hayes Valley Location
Situated in one of San Francisco's most desirable neighborhoods, the property is steps from Patricia's Green and high-end boutiques, ensuring consistently high rental demand and long-term appreciation.
- Modernized Unit Mix
With three out of four units featuring renovated kitchens and baths, stainless steel appliances, and an upgraded 400-amp electrical system, the property offers immediate turnkey income with minimal initial capital expenditure.
CONSRISKS & DEFICIENCIES
- High Capital Requirement
The 50% down payment required for the assumable financing creates a high barrier to entry, limiting the pool of potential investors to those with significant liquid capital.
- Limited Lot and Amenities
The compact 0.04-acre lot size precludes on-site parking or significant private outdoor space, which may be a drawback for premium tenants in the San Francisco market.
About 464 Linden Street
4.5% Interest-Only Assumable Financing Available with 50% down payment! Located in the heart of Hayes Valley, 464 Linden Street presents a rare opportunity to acquire a well-maintained four-unit apartment building in one of San Francisco's most sought-after neighborhoods. The property consists of two 1-bedroom/1-bath units and two studio units, offering an attractive unit mix with strong rental demand. The building has been thoughtfully updated, with units featuring granite or quartz countertops, stainless steel appliances, and modern finishes that complement the property's classic architecture. Three of the four units benefit from renovated kitchens and baths with clean, contemporary design, providing immediate upside and additional value-add potential. This wood-frame property spans approximately 2,950 square feet on a 0.04-acre lot and includes a recently upgraded 400-amp electrical system. Situated on a prime block just steps from Patricia's Green, boutique shopping, cafes, and acclaimed restaurants, the property enjoys exceptional walkability and access to MUNI, BART, and downtown San Francisco. With its combination of assumable low-cost financing, strong in-place income, modern upgrades, and premier location, 464 Linden Street represents an outstanding investment opportunity in the heart of Hayes Valley.
Property Details
Public Facts
- Property Type
- Quadruplex
- Year Built
- -
- Lot Size
- 1,542.02 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 4 (4 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 2.0 | 67% |
| Baths | 4.0 | - | 67% |
| Square foot | 2,950 | 1,870 | 67% |
| Lot Size | 1,542.02 | 1,542.02 | 50% |
| Price | $2.20M | $1.44M | 67% |
| Price per sq ft | $746 | $749 | 33% |
| Built year | - | 1890 | 33% |
| HOA | $0 | $0 | 50% |
| Days on market | 39 | 164 | 33% |
Pricing History
Listed for Sale
Jan 27, 2026
$2,200,000
Initial Listing









