464 Prospect St 101, La Jolla, California 92037, La Jolla, 92037 - 2 bed, 3 bath

464 Prospect St 101
La Jolla, California 92037
Property Price
SUMMARY
Analysis of 464 Prospect St 101, La Jolla, California 92037 is currently available with a list price of $3,999,999. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the La Jolla Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Built in 2003, this property has clearly undergone extensive, high-quality renovations, particularly in the kitchen and bathrooms. The kitchen features modern, light wood cabinetry, pristine white quartz countertops, and top-of-the-line stainless steel appliances (Wolf range, built-in refrigerator, double oven). Bathrooms are spa-inspired with large format tile, modern vanities, and luxurious fixtures, including a glass-enclosed shower and soaking tub in the primary suite. Flooring is a mix of contemporary wood-look tile, large format ceramic tile, and clean carpeting, all in excellent condition. Light fixtures are modern, and the overall aesthetic is fresh and updated, indicating minimal physical depreciation and meeting current quality standards.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: La Jolla Elementary School (9/10).
- Unrivaled Coastal Location
Situated in one of La Jolla's most prestigious historic addresses, offering direct access to an elevated coastal living experience.
- Sweeping White Water Ocean Views
The residence is framed by breathtaking, unobstructed white water ocean views, enhancing its appeal and intrinsic value.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =35851, other record lot size in square feet = 66042. Living area discrepancy between mls listing and other public or private record. mls listing living area = 3283, other record living area = 1874.
- Substantial Monthly HOA Dues
The association fee of $3,685.00 per month is exceptionally high, representing a significant ongoing cost of ownership.
- Recent Price Adjustment
A recent price reduction from $4.199M to $3.999999M may indicate market resistance or an initial overvaluation of the property.
About 464 Prospect St 101
Perched above the coastline in one of the La Jolla’s most prestigious historic addresses, this exceptional 2-bedroom, 2.5-bath residence offers a rare blend of timeless elegance and modern luxury—framed by sweeping white water ocean views. Designed for both refined living and effortless entertaining, the home features expansive living and dining areas bathed in natural light, seamlessly connecting to the ever-changing seascape beyond. The spa-inspired primary suite is a true sanctuary, complete with a lavish bath designed for relaxation and renewal. Residents enjoy access to an unmatched suite of amenities within this iconic building, including an elegant wine cellar with deeded wine storage, formal and casual dining spaces, a state-of-the-art fitness center, and a serene indoor pool. Sophisticated social lounges with panoramic ocean views provide the perfect setting for gatherings or quiet moments alike. Discretion and convenience are paramount, with 24-hour security, a full-service doorman, and secure underground parking offering direct elevator access to the residence. The home may be sold furnished, presenting a turnkey opportunity for effortless luxury living. This is coastal living at its most elevated—where history, service, and breathtaking views converge into a truly rare offering.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 2003
- Lot Size
- 35,851 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $3685.0 / Month
Neighborhood Insights
La Jolla Unified Schools
La Jolla Elementary School
Grades K-5 • 0.5 mi
Muirlands Middle School
Grades 6-8 • 0.9 mi
La Jolla High School
Grades 9-12 • 0.8 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 3.0 | 2.0 | 74% |
| Square foot | 3,283 | 1,209.5 | 98% |
| Lot Size | 35,851 | - | 69% |
| Price | $4.00M | $1.18M | 99% |
| Price per sq ft | $1.2K | $864 | 80% |
| Built year | 2003 | 1978 | 88% |
| HOA | $3685.0 | $630 | 99% |
| Days on market | 61 | 169 | 13% |
Pricing History
Listed for Sale
Feb 5, 2026
$3,999,999
$4,199,000
-5% Price Drop
Initial Listing
Price Change
Jan 5, 2026
$4,199,000
Initial Listing
Sold
Nov 14, 2023
$3,550,000
Public Record
Sold
Sep 28, 2020
$2,000,000
Public Record
Sold
Apr 3, 2020
$3,225,000
Public Record
Sold
Dec 31, 2008
$1,500,000
Public Record
Sold
Feb 19, 2002
$675,000
Public Record
































































