4650 Hilltop, San Diego, California 92102, San Diego, 92102 - 3 bed, 2 bath

4650 Hilltop, San Diego, California 92102 home-pic-0
ACTIVE$829,000$1,064/sqft
Est. Value: $804,679
-2%
FairlyEstimate
4650 Hilltop, San Diego, California 92102
3Beds
2Baths
1,064Sqft
Lot

Price Vs. Estimate

The estimated value ($804,679.385) is $24,320.615 (2%) lower than the list price ($829,000). This property may be overpriced.

Key pros and cons

Top Pros:
Income-Generating ADU: The property includes a newly built, attached one-bedroom, one-bathroom ADU with a private entrance, offering significant income potential or multi-generational living options.
Top Cons:
Recently Sold Property: The property was recently sold within the past year on 2025-07-31. The sold price is $450,000.00.

Compared to the nearby listings

Price:$829.0K vs avg $818.0K (+$11,000)55%
Size:1,064 sqft vs avg 1,300 sqft37%
Price/sqft:$779 vs avg $73259%

More Insights

Built in 1954 (72 years old).
Condition: The property, despite being built in 1954, has undergone a very recent and extensive renovation, as indicated by the description 'beautifully remodeled' and 'newly built, attached one-bedroom, one-bathroom ADU.' The images confirm this, showing kitchens with brand-new, modern gray shaker-style cabinets (some still with protective plastic wrap), new countertops, new white appliances, and modern fixtures. Bathrooms feature new vanities, modern fixtures, and new shower/tub surrounds. Throughout the living spaces, there is new wood-look laminate flooring, recessed lighting, and modern ceiling fans. Several rooms also feature new mini-split AC units. While the exterior and roof show some signs of the original structure's age, the interior living spaces, including the critical kitchen and bathrooms, are virtually new and meet current quality standards with no visible deferred maintenance or physical depreciation.
Year Built
1954
Close
-
List price
$829K
Original List price
$829K
Price/Sqft
$779
HOA
-
Days on market
-
Sold On
-
MLS number
250046235SD
Home ConditionExcellent
Features
View-

About this home

This beautifully remodeled three-bedroom, two-bathroom home features spacious front and side yards, along with a generous backyard that may be suitable for a future second Accessory Dwelling Unit (ADU). In addition to the main residence, the property includes a newly built, attached one-bedroom, one-bathroom ADU with its own private entrance. This unit can be rented separately, offering an excellent opportunity for additional income or extended family living. While the ADU conversion is not currently permitted, it brings the total estimated living area to approximately 1,664 square feet. This is a must-see property that offers exceptional flexibility and strong income potential—ideal for both investors and owner-occupants. Imagine living in the spacious main home while renting out the additional unit(s) to help offset your mortgage or generate extra income.

T
Thomas Garmo
Listing Agent

Price History

Date
Event
Price
07/31/25
Sold
$450,000
Condition Rating
Excellent

The property, despite being built in 1954, has undergone a very recent and extensive renovation, as indicated by the description 'beautifully remodeled' and 'newly built, attached one-bedroom, one-bathroom ADU.' The images confirm this, showing kitchens with brand-new, modern gray shaker-style cabinets (some still with protective plastic wrap), new countertops, new white appliances, and modern fixtures. Bathrooms feature new vanities, modern fixtures, and new shower/tub surrounds. Throughout the living spaces, there is new wood-look laminate flooring, recessed lighting, and modern ceiling fans. Several rooms also feature new mini-split AC units. While the exterior and roof show some signs of the original structure's age, the interior living spaces, including the critical kitchen and bathrooms, are virtually new and meet current quality standards with no visible deferred maintenance or physical depreciation.
Pros & Cons

Pros

Income-Generating ADU: The property includes a newly built, attached one-bedroom, one-bathroom ADU with a private entrance, offering significant income potential or multi-generational living options.
Remodeled Main Residence: The main three-bedroom, two-bathroom home has been beautifully remodeled, providing a modern and appealing living space.
Generous Outdoor Space: Features spacious front, side, and a generous backyard, enhancing curb appeal and outdoor living opportunities.
Future ADU Expansion Potential: The large backyard offers potential for the addition of a second Accessory Dwelling Unit, further increasing future value and income possibilities.
Versatile Investment Opportunity: Ideal for both investors seeking rental income and owner-occupants looking to offset mortgage costs or accommodate extended family.

Cons

Recently Sold Property: The property was recently sold within the past year on 2025-07-31. The sold price is $450,000.00.
Unpermitted ADU Status: The existing ADU conversion is not currently permitted, which could lead to legal complications, permitting challenges, or financing issues for a buyer.
Discrepancy in Permitted Square Footage: The total estimated living area includes an unpermitted ADU, meaning the listed square footage (1064 sqft for main house) does not reflect the full legal living space, requiring buyer due diligence.
Age of Original Structure: Built in 1954, the original structure, despite remodeling, may have older underlying infrastructure (e.g., plumbing, electrical) that could require future maintenance or upgrades.
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