4650 Hilltop, San Diego, California 92102, San Diego, 92102 - 3 bed, 2 bath
ACTIVE$749,000$1,064/sqft
Est. Value: $734,700
-1%
FairlyEstimate
4650 Hilltop, San Diego, California 92102
3Beds
2Baths
1,064Sqft
Lot
Price Vs. Estimate
The estimated value ($734,699.67) is $14,300.33 (1%) lower than the list price ($749,000). This property may be overpriced.
Key pros and cons
Top Pros:
Significant Income Potential: The newly built, attached one-bedroom, one-bathroom ADU with its own private entrance offers a strong opportunity for rental income or multi-generational living, significantly offsetting mortgage costs.
Top Cons:
Recently Sold Property: The property was recently sold within the past year on 2025-07-31. The sold price is $450,000.00.
Compared to the nearby listings
Price:$749.0K vs avg $812.0K ($-63,000)39%
Size:1,064 sqft vs avg 1,300 sqft37%
Price/sqft:$704 vs avg $72349%
More Insights
Built in 1954 (72 years old).
Condition: Despite being built in 1954, the property has undergone extensive and very recent renovations, as evidenced by the 'beautifully remodeled' main home and 'newly built' ADU. The images show new kitchens with modern grey shaker cabinets (some still with protective plastic), new countertops, and new appliances. Bathrooms feature new vanities, fixtures, and tile work. New wood-look laminate and tile flooring are present throughout, along with modern recessed lighting and ceiling fans. Mini-split AC units indicate updated cooling/heating. All visible components appear new or virtually new, meeting current quality standards with no deferred maintenance.
Year Built
1954
Close
-
List price
$749K
Original List price
$749K
Price/Sqft
$704
HOA
-
Days on market
-
Sold On
-
MLS number
260001387SD
Home ConditionExcellent
Features
Patio
View-
About this home
This beautifully remodeled three-bedroom, two-bathroom home features spacious front and side yards, along with a generous backyard that may be suitable for a future second Accessory Dwelling Unit (ADU). In addition to the main residence, the property includes a newly built, attached one-bedroom, one-bathroom ADU with its own private entrance. This unit can be rented separately, offering an excellent opportunity for additional income or extended family living. While the ADU conversion is not currently permitted, it brings the total estimated living area to approximately 1,664 square feet. This is a must-see property that offers exceptional flexibility and strong income potential—ideal for both investors and owner-occupants. Imagine living in the spacious main home while renting out the additional unit(s) to help offset your mortgage or generate extra income.
T
Thomas Garmo
Listing Agent
Price History
Date
Event
Price
07/31/25
Sold
$450,000
Condition Rating
Excellent
Despite being built in 1954, the property has undergone extensive and very recent renovations, as evidenced by the 'beautifully remodeled' main home and 'newly built' ADU. The images show new kitchens with modern grey shaker cabinets (some still with protective plastic), new countertops, and new appliances. Bathrooms feature new vanities, fixtures, and tile work. New wood-look laminate and tile flooring are present throughout, along with modern recessed lighting and ceiling fans. Mini-split AC units indicate updated cooling/heating. All visible components appear new or virtually new, meeting current quality standards with no deferred maintenance.
Pros & Cons
Pros
Significant Income Potential: The newly built, attached one-bedroom, one-bathroom ADU with its own private entrance offers a strong opportunity for rental income or multi-generational living, significantly offsetting mortgage costs.
Beautifully Remodeled Main Home: The main residence has been 'beautifully remodeled,' suggesting modern aesthetics and functionality, making it move-in ready for prospective buyers.
Expansive Yard Space & Future ADU Potential: Generous front, side, and backyard areas provide ample outdoor living space and the potential for adding a second Accessory Dwelling Unit (ADU), enhancing future value and utility.
Versatile Investment/Owner-Occupant Appeal: The property's configuration with an ADU makes it highly attractive to both investors seeking rental income and owner-occupants looking for mortgage assistance or flexible living arrangements.
Desirable San Diego Location: Situated in San Diego (92102), the property benefits from a sought-after urban location with strong market demand and access to amenities.
Cons
Recently Sold Property: The property was recently sold within the past year on 2025-07-31. The sold price is $450,000.00.
Unpermitted ADU Status: The attached ADU, while newly built, is 'not currently permitted,' which presents a significant legal and financial hurdle for the buyer to legalize the structure and ensure compliance.
Original Construction Age (1954): Despite remodeling, the home's 1954 construction year implies that underlying systems (e.g., plumbing, electrical, foundation) may be original or require further inspection and potential updates.
Potential for Misleading Square Footage: The listed 'sqft' of 1064 pertains only to the main house, while the total estimated living area of 1664 sqft includes the unpermitted ADU, which could lead to confusion regarding the legally recognized habitable space.