4651 Stern, Merced, California 95348, Merced, 95348 - 4 bed, 3 bath
4651 Stern
Merced, California 95348
Property Price
SUMMARY
Analysis of 4651 Stern, Merced, California 95348 reveals a property with a current list price of $469,000, which is 3% above the estimated $452,927 Fair Market Value. Buyers should carefully evaluate the pricing and consider negotiation opportunities. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Merced Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4651 Stern Subject | $469,000* List Price | 4 | 3 | 2,116 | $214 | - |
A 629 Marshall Lane 123 B2 Sold | $454,900 | 4 | 3 | 1,842 | $247 | 0.6 mi |
B 622 Marshall Lane 99 B2 Sold | $449,000 | 4 | 3 | 1,842 | $244 | 0.6 mi |
C 4723 Jema Way 8 B1 Sold | $470,000 | 4 | 3 | 1,842 | $255 | 0.5 mi |
D 4736 Beckman Sold | $485,000 | 3 | 3 | 2,094 | $232 | 0.1 mi |
E 4695 Jema Way 6 B1 Sold | $526,000 | 5 | 4 | 2,554 | $206 | 0.5 mi |
F 623 Marshall Lane 124 B2 Sold | $417,990 | 4 | 2 | 1,509 | $277 | 0.6 mi |
G 4315 Strathmore Pending | $435,000 List Price | 4 | 2 | 1,836 | $237 | 0.5 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
Built in 2006, this 18-year-old home falls within the 10-20 year age bracket for a 'good' rating. The property is move-in ready with recent maintenance and updates, including new interior paint, a new stove, and a brand-new rear porch. The inclusion of modern systems like a solar array and an electric vehicle charger indicates the home has been well-maintained and updated to meet current buyer expectations without requiring a full-scale renovation.
PROSSTRENGTHS & OPPORTUNITIES
- Energy Efficiency & Modern Tech
The property is equipped with a solar system featuring a low monthly payment of $147 and a built-in electric vehicle wall charger, providing significant utility savings and modern convenience.
- Exceptional Bedroom Capacity
While officially listed as a 4-bedroom, the addition of two extra rooms creates a 6-bedroom layout, offering rare versatility for large families or multi-generational living in this price bracket.
- Strategic North Merced Location
Situated in a prime residential area, the home is conveniently located within blocks of El Capitan High School, medical facilities, and major shopping centers, enhancing its long-term value.
CONSRISKS & DEFICIENCIES
- High Occupancy Density
Fitting six bedrooms into 2,116 square feet may result in smaller individual room dimensions and potentially cramped common areas when the home is at full capacity.
- Permit and Appraisal Risks
The discrepancy between the official 4-bedroom count and the 6-bedroom description suggests the additional rooms may not be permitted, which could complicate financing and future appraisals.
About 4651 Stern
One of a kind home, this home has many amenities. 4 bedroom 3 bath and 2 more rooms were added to make it a 6 bedroom home. This 2116 sq ft home is location in the prime are of north Merced a few blocks from El Capital High School, hospital and shopping centers. This home has an open concept layout, large kitchen with island counter, cozy fireplace, new stove and new interior paint, has a rear brand new porch with a nice back yard, also in the garage it has an electric car wall charger and Solar System with a payment of only $147.00 per month that can save you on your electricity bill....must see home today.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2006
- Lot Size
- 5,692 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 4.0 | 50% |
| Baths | 3.0 | 2.0 | 56% |
| Square foot | 2,116 | 1,752 | 80% |
| Lot Size | 5,692 | 6,144 | 33% |
| Price | $469.0K | $430.0K | 70% |
| Price per sq ft | $222 | $246 | 30% |
| Built year | 2006 | 2007 | 50% |
| HOA | $0 | $0 | 50% |
| Days on market | 40 | 160 | 3% |
Pricing History
Listed for Sale
Feb 28, 2026
$469,000
Initial Listing
Price Change
Jan 26, 2026
$479,000
Initial Listing
Sold
Jul 28, 2021
$428,000
Public Record
Sold
Jun 12, 2006
$419,000
Public Record