47540 Via Montessa, La Quinta, California 92253, La Quinta, 92253 - 4 bed, 4 bath

47540 Via Montessa, La Quinta, California 92253 home-pic-0

47540 Via Montessa

La Quinta, California 92253

ACTIVE
CONDITION: GOOD
4Beds
4Baths
3,145Sq Ft
10,890Lot Size

Property Price

LIST PRICE$1,499,000
EST. MARKET VALUE
$1,602,528
6% BelowMARKET VALUE

SUMMARY

Analysis of 47540 Via Montessa, La Quinta, California 92253 reveals a Prime Investment Opportunity with a current list price of $1,499,000—significantly undercutting the $1,602,528 Fair Market Value by 6%. This valuation gap indicates a +$103,528 Instant Equity potential for buyers. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the La Quinta Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Estimated Market Value

$1,602,528 +$103,528 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in La Quinta.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
47540 Via Montessa
Subject
$1,499,000*
List Price
443,145$510-
A
78835 Descanso Lane
Sold
$1,640,000453,265$5020.3 mi
B
47445 Via Cordova
Sold
$1,780,000453,164$5630.1 mi
C
78975 Dulce Del Mar
Sold
$1,400,000332,810$4980.1 mi
D
47560 Via Montigo
Sold
$1,475,000333,102$4750.1 mi
E
48700 San Pedro Street
Sold
$1,560,000332,862$5450.9 mi
F
78665 Descanso Lane
Sold
$1,750,000453,373$5190.4 mi
G
47410 Via Cordova
Active Under Contract
$1,629,000
List Price
443,390$4810.1 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Good
TeardownExcellent

Property is move-in ready.

The property is move-in ready and appears well-maintained, featuring high-end amenities such as an infinity-edge pool, private dock, and a detached casita. While the 1998 build date puts it over the 20-year mark, the 'stunning' description and luxury waterfront features suggest a level of upkeep and partial updating consistent with a 'good' rating, though it lacks the comprehensive recent renovation necessary to be classified as 'excellent'.

PROSSTRENGTHS & OPPORTUNITIES

  • Waterfront Lifestyle

    The property features a private dock and includes an electric Duffy boat, offering a rare and immediate resort-style living experience on Lake La Quinta.

  • Detached Casita

    A separate guest house overlooking the infinity pool provides excellent privacy for visitors or a dedicated home office, a highly sought-after feature in this market.

  • Outdoor Entertainment

    The combination of an infinity-edge pool, expansive side yard, and built-in BBQ area creates a premium environment for hosting with stunning lake and mountain views.

CONSRISKS & DEFICIENCIES

  • MLS Listing Discrepancy

    Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =10890, other record lot size in square feet = 8276. Living area discrepancy between mls listing and other public or private record. mls listing living area = 3145, other record living area = 2468. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 4, other record bedroom count = 3.

  • Property Age

    Built in 1998, the home may require updates to major mechanical systems or cosmetic refreshments to align with the expectations of modern luxury buyers.

  • High Carrying Costs

    The $599 monthly HOA fee, combined with the maintenance requirements of a private dock, pool, and boat, results in substantial recurring ownership expenses.

About 47540 Via Montessa

Experience resort-style living in this stunning 4-bedroom, 4-bathroom lakefront residence in the prestigious community of Lake La Quinta. Boasting sweeping water views and your own private dock, this exceptional home also includes an electric Duffy boat--perfect for sunset cruises and tranquil evenings on the lake.The thoughtfully designed floor plan features three bedrooms in the main house, including two spacious ensuites, plus a detached casita (fourth bedroom) overlooking the infinity-edge pool and shimmering lake beyond--ideal for guests or a private retreat.Entertain effortlessly with an expansive side yard and outdoor BBQ area, all set against a breathtaking waterfront backdrop. Whether hosting gatherings or enjoying peaceful desert evenings on the water, this home delivers the ultimate blend of luxury, comfort, and lifestyle.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
1998
Lot Size
10,890 Sq. Ft.

Interior

Total Bedrooms
4
Total Bathrooms
4 (4 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$599.0 / Month

Neighborhood Insights

La Quinta Unified Schools

Harry S. Truman Elementary School

Grades K-5 • 1.2 mi

6/10

La Quinta Middle School

Grades 6-8 • 1.2 mi

5/10

La Quinta High School

Grades 9-12 • 0.8 mi

6/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds4.03.0
63%
Baths4.03.0
54%
Square foot3,1452,502
72%
Lot Size10,8909,148
69%
Price$1.50M$923.0K
71%
Price per sq ft$477$390
69%
Built year19982002
31%
HOA$599.0$533
71%
Days on market2161
0%

Pricing History

Listed for Sale

Mar 5, 2026

$1,499,000

Initial Listing

Sold

Aug 19, 2005

$739,000

Public Record

Sold

Jun 4, 2003

$360,000

Public Record

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