476 Montclair Street, Chula Vista, California 91911, Chula Vista, 91911 - 5 bed, 3 bath
476 Montclair Street
Chula Vista, California 91911
Property Price
SUMMARY
Analysis of 476 Montclair Street, Chula Vista, California 91911 reveals a Prime Investment Opportunity with a current list price of $939,000—significantly undercutting the $992,823 Fair Market Value by 5%. This valuation gap indicates a +$53,823 Instant Equity potential for buyers. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Chula Vista Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 476 Montclair Street Subject | $939,000* List Price | 5 | 3 | 1,422 | $698 | - |
A 1158 Oasis Ave Sold | $900,000 | 4 | 2 | 1,176 | $765 | 0.2 mi |
B 1361 Monterey Court Sold | $890,000 | 4 | 2 | 1,284 | $693 | 0.9 mi |
C 1138 Napa Ave Sold | $1,095,000 | 3 | 2 | 1,601 | $684 | 0.4 mi |
D 491 Nanette Street Sold | $865,000 | 3 | 2 | 1,580 | $547 | 0.1 mi |
E 152 E Orlando Street Sold | $820,000 | 3 | 2 | 1,400 | $586 | 0.9 mi |
F 1115 Oasis Avenue Sold | $770,000 | 4 | 2 | 1,176 | $655 | 0.1 mi |
G 483 Quince St Pending | $1,195,000 List Price | 5 | 2 | 1,789 | $668 | 0.9 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Although originally built in 1960, the property is described as a fully renovated and upgraded home. It features modern high-value components including paid solar, a swimming pool, and additional structures for office or living space. The extensive renovation within the last 5 years, combined with the move-in ready status and updated systems, aligns with the criteria for excellent condition.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 7100, living area = 1422.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 5, other record bedroom count = 3.
About 476 Montclair Street
A real gem in the desirable Chula Vista neighborhood with no HOA and no Mello-Roos, conveniently located about 5 minutes from the I-805 freeway, Sharp Hospital, and nearby shopping centers. This home features 5 bedrooms and 2 full baths, a swimming pool, and two additional structures that may offer potential office or living space. The property also includes a lemon tree and some vegetables. Paid solar and a fully upgraded and renovated home. An occupant will remain in a private room during showings. Please respect their privacy and do not disturb. All measurements and property information are deemed reliable but not guaranteed. Permits are unknown. Buyer and buyer’s agent to verify all information prior to close of escrow.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1960
- Lot Size
- -
Interior
- Total Bedrooms
- 5
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Chula Vista Unified Schools
Rogers (Greg) Elementary School
Grades K-6 • 2.4 mi
Hilltop Middle School
Grades 7-8 • 1.6 mi
Hilltop Senior High School
Grades 9-12 • 1.5 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 5.0 | 4.0 | 86% |
| Baths | 3.0 | 2.0 | 70% |
| Square foot | 1,422 | 1,471 | 46% |
| Lot Size | - | 7,000 | 19% |
| Price | $939.0K | $815.0K | 81% |
| Price per sq ft | $660 | $561 | 78% |
| Built year | 1960 | 1965 | 34% |
| HOA | $0 | $0 | 50% |
| Days on market | 17 | 156 | 5% |
Pricing History
Listed for Sale
Feb 18, 2026
$939,000
Initial Listing
Sold
Aug 19, 2022
$835,000
Public Record
Sold
Mar 29, 2022
$650,000
Public Record