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47635 Soft Moonlight, La Quinta, California 92253, La Quinta, 92253 - 2 bed, 2 bath

47635 Soft Moonlight, La Quinta, California 92253 home-pic-0
ACTIVE UNDER CONTRACT$349,000
47635 Soft Moonlight, La Quinta, California 92253
2Beds
2Baths
1,231Sqft
0.06Lot
Year Built
2007
Close
-
List price
$349K
Original List price
$290K
Price/Sqft
$284
HOA
$304.2
Days on market
-
Sold On
-
MLS number
219135931DA
Home ConditionGood
Features
Good View:
Patio
View-

About this home

We found 3 Cons,5 Pros. Rank: price - $349.0K(2th), sqft - 1231(3th), beds - 2(7th), baths - 2(35th).

Discover Affordable 55+ Living at Watercolors in La Quinta. Looking for affordable housing in a well-maintained 55+ community? Watercolors, part of the La Quinta Housing Authority, may be the perfect fit. This home is classified as a 'moderate-income'. Total purchase price including silent second is $349,000 ($349,000 + Silent Second of $59,500) however, monthly payments are based on the $289,500 less their downpayment up to 20%. Prospective buyers must meet the income qualification guidelines set by the City of La Quinta and agree to purchase the property as their primary residence. Rentals and cash purchases are not permitted. Located across from the prestigious Rancho La Quinta Country Club, Watercolors offers a manicured setting with resort-style amenities, including a pool, spa, and clubhouse. HOA dues are approximately $304.20 per month. This single-story home features 2 bedrooms and 2 bathrooms, Tile flooring, a cozy fireplace, a Tankless water heater, an attached 2-car garage, and a thoughtful layout designed for comfort. Located near shopping, dining, and essential services, Watercolors offers a blend of convenience, affordability, and an active lifestyle.

Nearby schools

6/10
Harry S. Truman Elementary School
Public,•K-5•1.3mi
5/10
La Quinta Middle School
Public,•6-8•1.3mi
6/10
La Quinta High School
Public,•9-12•0.8mi

Price History

Date
Event
Price
12/03/25
Price Change
$349,000+20.6%
09/26/25
Listing
$289,500
Condition Rating
Good
The property, built in 2007 (17 years old), is well-maintained and move-in ready. The kitchen features functional white appliances and tile countertops, which, while clean and in good condition, reflect the original build era and are not contemporary. Bathrooms are similarly clean and functional with white cabinetry and countertops, also consistent with the property's age. Tile flooring throughout is in good condition. No immediate renovations are required, but aesthetic updates to the kitchen and bathrooms would enhance its appeal.
Pros & Cons

Pros

Affordable Entry Point: Positioned as 'moderate-income' housing with a lower effective purchase price for monthly payments ($289,500), making it an accessible option for qualified 55+ buyers.
Resort-Style Community Amenities: Offers a well-maintained setting with a pool, spa, and clubhouse, promoting an active and social 55+ lifestyle.
Prime La Quinta Location: Strategically located across from Rancho La Quinta Country Club and close to essential shopping, dining, and services, enhancing convenience and desirability.
Modern & Functional Home Features: Built in 2007, the single-story home includes practical amenities such as tile flooring, a fireplace, a tankless water heater, and an attached 2-car garage.
Dedicated 55+ Community: Caters specifically to the 55+ demographic, fostering a tailored environment and community spirit for active adults.

Cons

Significant Buyer Restrictions: Strict income qualification guidelines, primary residence requirement, and prohibitions on rentals and cash purchases severely limit the eligible buyer pool and future investment flexibility.
Complex Financing Structure: The inclusion of a 'silent second' mortgage complicates the total purchase price and financing process, potentially requiring specialized lending and understanding.
Limited Market Appeal (Age-Restricted): As a 55+ community, the property's resale market is inherently restricted to a smaller demographic, potentially impacting future appreciation and liquidity.

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