4828 Cardiff Bay Drive, Oceanside, California 92057, Oceanside, 92057 - 4 bed, 3 bath
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Oceanside, California 92057
This Spacious Single Family Residence represents a Strong Value Opportunity, listed at $915,000—positioned above the $882,038 Fair Market Value by 3%. While priced slightly above market, the property offers significant upside through its 13,939 sqft lot and versatile floor plan, including a main-level bedroom and bath. With a Fair Condition Rating and recent interior updates, the home provides a clean slate for modernization. Its private, hillside setting and lack of rear neighbors make this an ideal acquisition for Owner-Occupants or Value-Add Investors.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4828 Cardiff Bay Drive Subject | $915,000* List Price | 4 | 3 | 2,149 | $410 | - |
A 4856 Cardiff Bay Drive Sold | $1,125,000 | 5 | 3 | 2,428 | $463 | 0.1 mi |
B 871 Niguel Street Sold | $900,000 | 4 | 3 | 2,069 | $435 | 0.7 mi |
C 4851 Cardiff Bay Drive Sold | $1,035,000 | 4 | 2 | 2,576 | $402 | 0.1 mi |
D 871 Niguel St Sold | $900,000 | 4 | 3 | 2,069 | $435 | 0.7 mi |
E 4745 Marblehead Bay Dr Sold | $1,075,000 | 4 | 3 | 2,396 | $449 | 0.3 mi |
F 5146 E Parker Sold | $645,000 | 4 | 2 | 1,352 | $477 | 0.9 mi |
G 5179 Via Mindanao Active | $990,000 List Price | 4 | 2 | 2,237 | $443 | 0.9 mi |
* Subject property listed price vs sold prices of comps.
Property is moderate renovation needed.
Built in 1995, the property is 29 years old, placing it in the 'Fair' category. While it features recent cosmetic improvements such as new luxury vinyl plank flooring, carpet, and fresh paint, the kitchen and bathrooms remain dated with original tile countertops and builder-grade cabinetry. Major systems like the HVAC are likely nearing the end of their functional lifespan, and the home requires modernization in key wet areas to move beyond its original 1990s condition.
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 13939, living area = 2149.
The inclusion of a full bedroom and bathroom on the main level is a high-demand feature that accommodates multigenerational living, guests, or a private home office.
Situated on an expansive 13,939 sqft lot with no neighbors directly behind, the property offers rare privacy and peaceful hillside views within a suburban community.
The large rear yard is described as ready for a 'personal vision,' implying it currently lacks professional landscaping and will require additional capital investment.
While the home has fresh cosmetic updates, the 1995 construction suggests that major systems or wet areas like the kitchen and baths may eventually require modernization to meet contemporary luxury standards.
Located in the sought-after community of The Crest at Whelan Ranch, this spacious 4-bedroom, 3-bath home offers a highly desirable floor plan with a full bedroom and bathroom downstairs — perfect for guests, multigenerational living, or a home office. Freshly updated with new carpet, luxury vinyl plank flooring, and fresh interior paint, the home is move-in ready with plenty of opportunity to make it your own. Multiple living spaces include a separate living room and family room with a cozy fireplace, and the kitchen opens to the family room and overlooks the expansive backyard, which is ready for your personal vision. Additional highlights include air conditioning, a 3-car garage with convenient backyard access, and a private rear setting with no neighbors behind you and peaceful hillside views.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 56% |
| Baths | 3.0 | 2.0 | 56% |
| Square foot | 2,149 | 1,629 | 67% |
| Lot Size | 13,939.2 | 5,923.5 | 90% |
| Price | $915.0K | $870.5K | 60% |
| Price per sq ft | $426 | $478 | 28% |
| Built year | 1995 | 1988 | 70% |
| HOA | $68.0 | $130 | 40% |
| Days on market | 9 | 137 | 7% |
May 28, 2026
$915,000
Initial Listing
Jan 8, 2001
$280,000
Public Record
Oct 8, 1997
$225,000
Public Record