4856 Cardiff Bay Drive, Oceanside, California 92057, Oceanside, 92057 - 5 bed, 3 bath

4856 Cardiff Bay Drive, Oceanside, California 92057 home-pic-0

4856 Cardiff Bay Drive

Oceanside, California 92057

ACTIVE
CONDITION: GOOD
5Beds
3Baths
2,428Sq Ft
12,632.4Lot Size

Property Price

LIST PRICE$1,175,000
EST. MARKET VALUE
$1,103,550
6% AboveMARKET VALUE

SUMMARY

Analysis of 4856 Cardiff Bay Drive, Oceanside, California 92057 reveals a property with a current list price of $1,175,000, which is 6% above the estimated $1,103,550 Fair Market Value. Buyers should carefully evaluate the pricing and consider negotiation opportunities. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Oceanside Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Estimated Market Value

$1,103,550
Based on Realkey algorithm analyzing recent comparable sales in Oceanside.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
4856 Cardiff Bay Drive
Subject
$1,175,000*
List Price
532,428$455-
A
4851 Cardiff Bay Drive
Sold
$1,035,000422,576$4020.0 mi
B
871 Niguel Street
Sold
$900,000432,069$4350.6 mi
C
395 Pismo Bay Court
Sold
$1,075,000422,576$4170.1 mi
D
4801 Cardiff Bay Drive
Sold
$915,000532,428$3770.2 mi
E
871 Niguel St
Sold
$900,000432,069$4350.6 mi
F
4512 Glenview
Sold
$977,000432,002$4880.9 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Good
TeardownExcellent

Property is move-in ready.

The property is move-in ready and features significant modern upgrades including paid solar, an EV charger, and a solar-heated saltwater pool. While built in 1997, the home has been extensively updated with porcelain tile and wood flooring, a primary suite steam shower, and a fully equipped outdoor kitchen. It is well-maintained with high-end features, though it does not meet the 'excellent' criteria of a full recent top-to-bottom renovation or new construction.

PROSSTRENGTHS & OPPORTUNITIES

  • High Available Lot Utilization

    The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 12632, living area = 2428.

  • Exceptional Outdoor Oasis

    The property features a premium backyard setup including a solar-heated saltwater pool, a fully equipped outdoor kitchen with a new BBQ, and mature avocado trees on a generous 12,632 sqft lot, perfect for entertaining.

  • Energy Efficiency & Modern Tech

    Equipped with fully paid solar panels, an EV charger, and a whole-house fan, this home offers significant long-term utility savings and caters to modern, eco-conscious lifestyles.

CONSRISKS & DEFICIENCIES

  • MLS Listing Discrepancy

    Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =12632, other record lot size in square feet = 12948.

  • Age of Core Systems

    Built in 1997, while many cosmetic and energy upgrades have been made, original structural components or major mechanical systems may be approaching the end of their typical functional lifespan.

  • Standard Neighborhood View

    Despite the high-end amenities and proximity to the coast, the property offers a standard neighborhood view rather than the panoramic or ocean vistas often desired at this price point in Oceanside.

About 4856 Cardiff Bay Drive

Step inside a home that feels open, bright, and easy to live in from the moment you enter. The living spaces flow comfortably together, creating room for both everyday living and gathering with friends and family. The kitchen connects naturally to the main living areas, while porcelain tile flooring downstairs and wood flooring upstairs add warmth and durability throughout. Large windows bring in natural light and create a welcoming atmosphere, and the primary suite features a steam shower. Outside, the backyard features a saltwater pool with solar heating, covered patio, and outdoor kitchen area with new BBQ and outdoor range, offering a private setting with outdoor fire pit, perfect for relaxing or entertaining. Paid solar and a whole house fan enhance energy efficiency and comfort, and the home also includes an EV charger. Surround sound with Bose speakers in the family room and outside adds an elevated entertainment experience. The backyard includes mature avocado trees, perfect for enjoying avocados right from your own backyard. Located in Oceanside near shopping, dining, and coastal conveniences, this home offers comfort, space, and a lifestyle that’s easy to enjoy. Come see for yourself.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
1997
Lot Size
12,632.4 Sq. Ft.

Interior

Total Bedrooms
5
Total Bathrooms
3 (3 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$68.0 / Month

Neighborhood Insights

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds5.03.0
87%
Baths3.02.0
54%
Square foot2,4281,620
75%
Lot Size12,632.45,422
88%
Price$1.18M$865.0K
88%
Price per sq ft$484$468
55%
Built year19971988
70%
HOA$68.0$142
31%
Days on market9164
2%

Pricing History

Listed for Sale

Feb 26, 2026

$1,175,000

Initial Listing

Sold

Sep 3, 2004

$625,000

Public Record

Sold

Aug 22, 1997

$196,000

Public Record

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