4856 Cardiff Bay Drive, Oceanside, California 92057, Oceanside, 92057 - 5 bed, 3 bath

4856 Cardiff Bay Drive
Oceanside, California 92057
Property Price
SUMMARY
Analysis of 4856 Cardiff Bay Drive, Oceanside, California 92057 reveals a property with a current list price of $1,175,000, which is 6% above the estimated $1,103,550 Fair Market Value. Buyers should carefully evaluate the pricing and consider negotiation opportunities. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Oceanside Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4856 Cardiff Bay Drive Subject | $1,175,000* List Price | 5 | 3 | 2,428 | $455 | - |
A 4851 Cardiff Bay Drive Sold | $1,035,000 | 4 | 2 | 2,576 | $402 | 0.0 mi |
B 871 Niguel Street Sold | $900,000 | 4 | 3 | 2,069 | $435 | 0.6 mi |
C 395 Pismo Bay Court Sold | $1,075,000 | 4 | 2 | 2,576 | $417 | 0.1 mi |
D 4801 Cardiff Bay Drive Sold | $915,000 | 5 | 3 | 2,428 | $377 | 0.2 mi |
E 871 Niguel St Sold | $900,000 | 4 | 3 | 2,069 | $435 | 0.6 mi |
F 4512 Glenview Sold | $977,000 | 4 | 3 | 2,002 | $488 | 0.9 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is move-in ready and features significant modern upgrades including paid solar, an EV charger, and a solar-heated saltwater pool. While built in 1997, the home has been extensively updated with porcelain tile and wood flooring, a primary suite steam shower, and a fully equipped outdoor kitchen. It is well-maintained with high-end features, though it does not meet the 'excellent' criteria of a full recent top-to-bottom renovation or new construction.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 12632, living area = 2428.
- Exceptional Outdoor Oasis
The property features a premium backyard setup including a solar-heated saltwater pool, a fully equipped outdoor kitchen with a new BBQ, and mature avocado trees on a generous 12,632 sqft lot, perfect for entertaining.
- Energy Efficiency & Modern Tech
Equipped with fully paid solar panels, an EV charger, and a whole-house fan, this home offers significant long-term utility savings and caters to modern, eco-conscious lifestyles.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =12632, other record lot size in square feet = 12948.
- Age of Core Systems
Built in 1997, while many cosmetic and energy upgrades have been made, original structural components or major mechanical systems may be approaching the end of their typical functional lifespan.
- Standard Neighborhood View
Despite the high-end amenities and proximity to the coast, the property offers a standard neighborhood view rather than the panoramic or ocean vistas often desired at this price point in Oceanside.
About 4856 Cardiff Bay Drive
Step inside a home that feels open, bright, and easy to live in from the moment you enter. The living spaces flow comfortably together, creating room for both everyday living and gathering with friends and family. The kitchen connects naturally to the main living areas, while porcelain tile flooring downstairs and wood flooring upstairs add warmth and durability throughout. Large windows bring in natural light and create a welcoming atmosphere, and the primary suite features a steam shower. Outside, the backyard features a saltwater pool with solar heating, covered patio, and outdoor kitchen area with new BBQ and outdoor range, offering a private setting with outdoor fire pit, perfect for relaxing or entertaining. Paid solar and a whole house fan enhance energy efficiency and comfort, and the home also includes an EV charger. Surround sound with Bose speakers in the family room and outside adds an elevated entertainment experience. The backyard includes mature avocado trees, perfect for enjoying avocados right from your own backyard. Located in Oceanside near shopping, dining, and coastal conveniences, this home offers comfort, space, and a lifestyle that’s easy to enjoy. Come see for yourself.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1997
- Lot Size
- 12,632.4 Sq. Ft.
Interior
- Total Bedrooms
- 5
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $68.0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 5.0 | 3.0 | 87% |
| Baths | 3.0 | 2.0 | 54% |
| Square foot | 2,428 | 1,620 | 75% |
| Lot Size | 12,632.4 | 5,422 | 88% |
| Price | $1.18M | $865.0K | 88% |
| Price per sq ft | $484 | $468 | 55% |
| Built year | 1997 | 1988 | 70% |
| HOA | $68.0 | $142 | 31% |
| Days on market | 9 | 164 | 2% |
Pricing History
Listed for Sale
Feb 26, 2026
$1,175,000
Initial Listing
Sold
Sep 3, 2004
$625,000
Public Record
Sold
Aug 22, 1997
$196,000
Public Record























