4860 Rancho Verde Trail, San Diego, California 92130, San Diego, 92130 - 5 bed, 7 bath

4860 Rancho Verde Trail
San Diego, California 92130
Property Price
SUMMARY
Analysis of 4860 Rancho Verde Trail, San Diego, California 92130 reveals a Prime Investment Opportunity with a current list price of $6,749,000—significantly undercutting the $7,200,335 Fair Market Value by 6%. This valuation gap indicates a +$451,335 Instant Equity potential for buyers. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the San Diego Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4860 Rancho Verde Trail Subject | $6,749,000* List Price | 5 | 7 | 8,128 | $886 | - |
A 4695 Rancho Verde Trl Sold | $6,350,000 | 5 | 6 | 7,670 | $828 | 0.2 mi |
B 4945 Rancho Verde Trail Sold | $6,700,000 | 4 | 5 | 6,712 | $998 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
Built in 2006, this custom estate is in move-in ready condition and falls within the 10-20 year age bracket for the 'good' category. The property features high-end materials including pecan plank wood floors, travertine, and custom French Traditions cabinetry. While it includes modern functional updates like fully paid solar, a Lutron lighting system, and a new theater projector, the kitchen and bathroom aesthetics remain consistent with its original high-end 2006 construction rather than a recent full-scale modern renovation.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 39204, living area = 8128.
- Great Schools
Middle School: Pacific Trails Middle (10/10). High School: Torrey Pines High School (9/10).
- Prestigious Guard-Gated Location
Situated in the exclusive Rancho Pacifica community, this estate offers elite security and a prime West-side location with immediate access to One Paseo, top-rated schools, and coastal amenities.
CONSRISKS & DEFICIENCIES
- Dated Interior Elements
While high-quality, the 2006 construction features like travertine flooring and specific cabinetry styles may feel slightly dated to buyers seeking a strictly modern or contemporary aesthetic.
- High Carrying Costs
The combination of an $800 monthly association fee and significant property taxes on a $6.7M valuation results in high ongoing ownership expenses.
About 4860 Rancho Verde Trail
This stunning Greg Agee–built custom estate sits on an elevated lot in the guard-gated community of Rancho Pacifica, offering beautiful views, an A+ floor plan, and seamless indoor/outdoor living. The main level features a luxurious primary suite with spa-like bath, en-suite guest room, wood paneled office, climate-controlled wine cellar, home theater, gym/game room, and living/dining rooms with views of the resort-style backyard. The chef’s kitchen and great room open to a covered patio with fireplace, outdoor kitchen, and a gorgeous pool and spa, surrounded by lush landscaping, fruit trees, and a grassy area perfect for kids or pets. Interior highlights include French Traditions custom cabinetry throughout, pecan plank wood and travertine floors, and brand new laser jet theater projector, plus in-home speakers, fully paid solar, and Lutron lighting system. Residents love Rancho Pacifica’s highly sought-after West-side location, offering easy access to shopping or dining at One Paseo, top-rated schools, the beach, and major freeways—all while feeling exceptionally private and tucked away. This is luxury living at its finest in one of North County’s most prestigious communities.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2006
- Lot Size
- 39,204 Sq. Ft.
Interior
- Total Bedrooms
- 5
- Total Bathrooms
- 7 (7 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $800.0 / Month
Neighborhood Insights
San Diego Unified Schools
Solana Highlands Elementary School
Grades K-3 • 1.8 mi
Solana Santa Fe Elementary School
Grades K-6 • 2.3 mi
Pacific Trails Middle
Grades 7-8 • 1.9 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 5.0 | 4.0 | 56% |
| Baths | 7.0 | 4.0 | 95% |
| Square foot | 8,128 | 3,143.5 | 98% |
| Lot Size | 39,204 | 6,199 | 93% |
| Price | $6.75M | $2.40M | 99% |
| Price per sq ft | $830 | $810 | 56% |
| Built year | 2006 | 2001 | 69% |
| HOA | $800.0 | $139 | 94% |
| Days on market | 8 | 167 | 8% |
Pricing History
Listed for Sale
Feb 27, 2026
$6,749,000
Initial Listing
Sold
Aug 18, 2014
$4,175,000
Public Record
Sold
Jun 20, 2007
$4,650,000
Public Record






















