4862 Tiara, Huntington Beach, California 92649, Huntington Beach, 92649 - 1 bed, 1 bath
Loading property details...
Huntington Beach, California 92649
This Coastal Penthouse Retreat is listed at $624,990, positioned competitively relative to its $601,534 Fair Market Value. The property offers a significant financial hedge through a rare assumable 2.65% FHA loan, providing substantial monthly savings in today's market. Boasting a Condition Rating of 3, the interior features vaulted cathedral ceilings, granite countertops, and newer laminate flooring. Located adjacent to the Bolsa Chica wetlands and within the 9/10 rated Marina High School boundary, this turnkey home is a premier choice for coastal lifestyle seekers or first-time buyers.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4862 Tiara Subject | $595,000* List Price | 1 | 1 | 762 | $724 | - |
A 4782 Tiara Dr. 104 Sold | $670,000 | 2 | 2 | 881 | $760 | 0.1 mi |
B 5176 107 Tortuga 107 Sold | $560,000 | 1 | 1 | 733 | $764 | 0.3 mi |
C 17151 Corbina Ln 206 Sold | $582,800 | 2 | 1 | 900 | $648 | 0.2 mi |
D 17202 Corbina 209 Sold | $581,000 | 1 | 1 | 750 | $775 | 0.2 mi |
E 4561 Warner 203 Sold | $675,000 | 2 | 2 | 1,031 | $655 | 0.3 mi |
F 4612 Via Vista Circle 5 Sold | $610,000 | 2 | 1 | 861 | $708 | 0.6 mi |
G 16408 Vista Roma Circle Ci116 Sold | $565,000 | 2 | 1 | 855 | $661 | 0.7 mi |
H 16395 Del Oro Circle Sold | $660,000 | 2 | 1 | 837 | $789 | 0.6 mi |
I 5146 Dorado Drive 106 Active | $590,000 List Price | 1 | 1 | 761 | $775 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
The property is move-in ready and features several modern updates that exceed its 1984 build year. The kitchen is equipped with stainless steel appliances, granite countertops, and a subway tile backsplash, while the bathroom has been updated with a contemporary double vanity and custom tile work in the shower. The interior shows well with newer wood laminate flooring, vaulted ceilings, and updated light fixtures throughout.
High School: Marina High School (9/10).
The rare opportunity to assume an existing FHA loan at a 2.65% interest rate provides a massive financial advantage and significant monthly savings in the current market.
As a corner penthouse unit, the home offers enhanced privacy, dramatic soaring cathedral ceilings, and the rare inclusion of a private enclosed garage.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 762, other record living area = 1038. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 1, other record bedroom count = 2.
At 762 square feet with only one bedroom, the property's utility is limited to individuals or couples, potentially narrowing the pool of future resale buyers.
The $495 monthly association fee represents a significant recurring carrying cost that may impact overall affordability for budget-conscious buyers.
Corner, penthouse, carriage unit has a HUGE en-suite bedroom and is beach close and gated. In addition to the dramatic soaring cathedral ceilings you'll enjoy a courtyard entrance, inside laundry, skylights, a cozy fireplace, a private enclosed garage and no neighbors above or below you! Featuring newer wood LVP flooring, stainless steel 5 burner gas stove, refrigerator & side by side washer/dryer which are all included. ADDITIONALLY...... as an owner occupant you may be able to assume the sellers crazy yet amazing interest rate of just 2.625% loan balance of approx. $375k, WHICH IS LIKE A TIME MACHINE?!? The community is also FHA and VA approved. A rare opportunity indeed! (restrictions apply). Tiara is located nearly adjacent to the Bolsa Chica wetlands, walking trails, Bolsa Chica State Beach and the Huntington Harbour. The community boasts a sparkling pool, relaxing spa, showers, clubhouse, BBQ's and has spectacular lush landscaping, graced with elegant European fountains. Whether as a rental, your first home or a second home at the beach you just can't go wrong. Seller is open to a LEASE WITH OPTION TO BUY a BUY DOWN OF THE BUYERS INTEREST RATE or ?
No exterior & parking available.
Grades K-5 • 0.6 mi
Grades 6-8 • 0.9 mi
Grades 9-12 • 1.6 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 1.0 | 2.0 |
| Baths | 1.0 | 2.0 |
| Square foot | 762 | 1,108 |
| Lot Size | 118,355 | 20,143.5 |
| Price | $595.0K | $731.7K |
| Price per sq ft | $781 | $682 |
| Built year | 1984 | 1980 |
| HOA | $495.0 | $595 |
| Days on market | 114 | 51 |
Jun 5, 2026
$595,000
$599,000
-1% Price Drop
Initial Listing
May 16, 2026
$599,000
$615,000
-3% Price Drop
Initial Listing
Apr 22, 2026
$615,000
$624,990
-2% Price Drop
Initial Listing
Mar 30, 2026
$624,990
Initial Listing