4863 Polk Ave., San Diego, California 92105, San Diego, 92105 - 3 bed, 2 bath
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San Diego, California 92105
This Versatile Multi-Generational Residence is a Strong Value Opportunity, listed at $649,000—positioned well below the $686,181 Fair Market Value by 5%. This valuation gap offers $37,181 in Instant Equity. Featuring a Condition Rating of 3, the home boasts a renovated kitchen, a private Patio, and a flexible split layout with separate entrances ideal for rental income. Located near Top-Rated Schools like McKinley Elementary (9/10), it combines major system upgrades with significant lifestyle flexibility. This is an ideal acquisition for Owner-Occupants seeking a house-hack or Buy-and-Hold Investors.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4863 Polk Ave. Subject | $649,000* List Price | 3 | 2 | 1,150 | $597 | - |
A 3270 Easy St Sold | $790,000 | 3 | 2 | 1,359 | $581 | 0.9 mi |
B 4888 Auburn Drive Sold | $720,000 | 2 | 2 | 1,000 | $720 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
The property is move-in ready and has undergone significant recent interior renovations. The kitchen is updated with modern white cabinetry, stone countertops, and stainless steel appliances, while the bathrooms feature contemporary tile work and updated fixtures. The home also benefits from modernized electrical and plumbing systems, new laminate flooring, and updated lighting. However, it does not reach the 'excellent' level due to the unfinished state of the backyard and the reliance on portable AC units rather than a fully integrated central climate control system.
Elementary School: McKinley Elementary School (9/10).
The versatile split layout with separate entrances provides a rare opportunity for rental income, a private home office, or a comfortable multigenerational living setup.
Key high-cost items have already been addressed, including a newer roof, updated plumbing, and modernized electrical systems, significantly reducing near-term maintenance concerns.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 1150, other record living area = 978. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 3, other record bedroom count = 4.
Fitting four bedrooms into 1,150 square feet results in a very high-density layout, which may lead to smaller individual bedroom sizes and limited storage space.
The private backyard is described as 'ready for your vision,' indicating that the buyer will likely need to invest additional capital to landscape and functionalize the outdoor space.
Welcome to 4863 Polk Avenue—a thoughtfully upgraded City Heights home that blends flexibility, function, and everyday comfort. This 4-bedroom, 2-bath residence offers 1,150 square feet of well-designed living space, ideal for today’s dynamic lifestyle. What truly sets this home apart is its versatile split layout with separate entrances—perfect for multigenerational living, rental income potential, or a seamless live/work setup. The front portion of the home provides a comfortable living retreat, while the rear bedrooms offer privacy for guests, office space, or additional income opportunities. At the heart of the home, an updated kitchen opens into a spacious bonus room—creating a natural gathering space for entertaining, relaxing, or bringing everyone together. Natural light fills the interior, giving the home a bright and welcoming feel throughout. Major upgrades have already been taken care of, including a newer roof, updated plumbing, and modernized electrical. Step outside to a private backyard space ready for your vision—whether it’s morning coffee in the sun, weekend gatherings, or creating your own outdoor oasis. Centrally located near schools, local dining, shopping, and public transit, this home offers both convenience and opportunity.
No exterior & parking available.
Grades K-5 • 0.1 mi
Grades K-5 • 0.2 mi
Grades K-5 • 0.4 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,150 | 1,270.5 | 40% |
| Lot Size | - | 5,285.5 | 32% |
| Price | $649.0K | $740.0K | 21% |
| Price per sq ft | $564 | $621 | 38% |
| Built year | 1942 | 1954 | 24% |
| HOA | $0 | $0 | 50% |
| Days on market | 25 | 137 | 7% |
Mar 28, 2026
$649,000
Initial Listing
Dec 14, 2020
$485,000
Public Record
Apr 21, 2010
$100,000
Public Record
Oct 29, 2004
$305,000
Public Record
Apr 5, 2002
$151,000
Public Record