4920 Thurber Lane, Santa Cruz, California 95065, Santa Cruz, 95065 - 3 bed, 3 bath
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4920 Thurber Lane
Santa Cruz, California 95065
ACTIVE
CONDITION: EXCELLENT
3Beds
3Baths
1,743Sq Ft
7,013Lot Size
Property Price
LIST PRICE$1,325,000
EST. MARKET VALUE
$1,454,866
8% BelowMARKET VALUE
SUMMARY
This Turnkey Single Family Residence is a Strong Value Opportunity, listed at $1,325,000—positioned well below the $1,454,867 Fair Market Value by 8%. This valuation gap offers $129,867 in Instant Equity. Featuring a Condition Rating of 2, the home boasts Engineered French white oak floors, a Bosch-equipped kitchen, and a private backyard bordering open space. With its modern infrastructure and proximity to beaches, this property is an ideal sanctuary for Owner-Occupants or discerning professionals seeking a move-in ready lifestyle.
Estimated Market Value
$1,454,866+$129,866 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Santa Cruz.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4920 Thurber Lane Subject | $1,325,000* List Price | 3 | 3 | 1,743 | $835 | - |
A 5004 Thurber Lane Sold | $1,265,000 | 3 | 2 | 1,654 | $765 | 0.1 mi |
B 120 Corinne Ave Sold | $1,300,000 | 3 | 2 | 1,385 | $939 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
The property has been fully 'recreated' with high-end finishes including a modern kitchen with Bosch appliances and quartz countertops. All major systems have been recently updated, including the HVAC, electrical, PEX plumbing, and a tankless water heater, meeting the criteria for a comprehensive renovation under 5 years old.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 7013, living area = 1743.
- Comprehensive Modern Upgrades
The property features significant infrastructure improvements including a new HVAC system, tankless water heater, upgraded electrical, PEX plumbing, and double-pane windows, ensuring modern efficiency and reduced maintenance.
- Contemporary Design & Flow
The home boasts a sophisticated aesthetic with engineered French white oak floors and vaulted ceilings, complemented by a layout that seamlessly integrates indoor and outdoor living spaces.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Living area discrepancy between mls listing and other public or private record. mls listing living area = 1743, other record living area = 2223.
- 1970s Original Construction
Despite the extensive recreation and updates, the 1972 build date may still present architectural or structural limitations typical of that era compared to contemporary new construction.
- Premium Price per Square Foot
At a list price of $1.325M for 1,743 square feet, the property sits at a premium price point that may challenge buyers looking for more interior living space for their investment.
About 4920 Thurber Lane
Beautifully recreated 3 BD/2.5 BA home w/ a perfect balance of contemporary style & warmth & ideally situated on a sunny 7,013 parcel in the heart of Santa Cruz Gardens. Engineered French white oak floors flow beneath vaulted ceilings. Contemporary & recessed lighting, picturesque windows & abundant natural light create an airy, peaceful ambiance. Separate living & family rooms provide a natural sep of space while maintaining connection. Both open directly to the backyard creating an extension of the living space & the quintessential CA indoor/outdoor lifestyle. Timelessly updated kitchen designed for both everyday living & effortless entertaining, featuring quartz countertops, Bosch stainless steel appliances & induction range. Above the kitchen, a versatile loft offers the perfect flex space. Addtl updates include HVAC system, tankless water heater, upgraded electrical, PEX plumbing & double pane windows & sliders. The backyard sits next to open space offering privacy & connection to nature. Apple & lemon trees add a touch of charm. Community pool, highly regarded schools, nearby trails & just 10 mins from the beach. Ideal commute location. Every detail has been thoughtfully addressed. This home invites you to simply move in, relax, & enjoy the sunny side of life in SC Gardens.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1972
- Lot Size
- 7,013 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.0 |
| Baths | 3.0 | 2.3 |
| Square foot | 1,743 | 1,697.986 |
| Lot Size | 7,013 | 6,864.608 |
| Price | $1.32M | $1.63M |
| Price per sq ft | $760 | $940 |
| Built year | 1972 | 1973 |
| HOA | $0 | $352 |
| Days on market | 13 | 38 |
Pricing History
Listed for Sale
Aug 27, 2026
$1,325,000
Initial Listing
Sold
Mar 15, 2023
$1,050,000
Public Record