
Folsom, CA 95630
This Spacious Single-Family Residence is a Strong Value Opportunity, listed at $1,095,000—positioned slightly above the $1,082,329 Fair Market Value. While priced at market, the home offers significant long-term stability with NO HOA, NO Mello-Roos, and NO special assessments. Featuring a 3,360 sq. ft. layout, a private in-ground pool, and EV-ready garage, the property maintains a Condition Rating of 3. Located near top-rated schools like Folsom High (9/10), this home is an ideal sanctuary for growing families or discerning owner-occupants seeking a prime Prairie Oaks location.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 493 Williams Street Subject | $1,049,000* List Price | 5 | 4 | 3,360 | $317 | - |
A 580 Borges Court Sold | $1,082,500 | 4 | 3 | 3,154 | $343 | 0.4 mi |
B 919 Sterling Circle Sold | $1,075,000 | 5 | 3 | 3,014 | $357 | 0.8 mi |
C 301 Russi Court Sold | $965,000 | 4 | 3 | 2,719 | $355 | 1.0 mi |
D 112 Demurrage Way Sold | $930,650 | 5 | 3 | 2,968 | $314 | 0.9 mi |
E 113 Ballast Way Sold | $910,000 | 4 | 3 | 2,781 | $327 | 0.9 mi |
F 120 Conductor Way Sold | $825,000 | 4 | 3 | 2,479 | $333 | 0.8 mi |
G 122 Kennar Way Sold | $865,500 | 5 | 3 | 2,730 | $317 | 0.8 mi |
H 611 Willow Ridge Court Pending | $965,000 List Price | 5 | 4 | 2,946 | $328 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
Built in 1998, this one-owner home is in well-maintained, move-in ready condition. The kitchen and bathroom vanities have been updated (approx. 10-15 years ago) with granite countertops, stainless steel appliances, and vessel sinks. While some original 1990s elements remain—such as the gold-trimmed shower enclosures and white square tile—the addition of a 220V EV charging outlet and the pristine condition of the pool and flooring elevate it above the 'Fair' category.
Elementary School: Sandra J. Gallardo Elementary School (9/10). High School: Folsom High School (9/10).
The property offers a rare combination of no HOA fees, no Mello-Roos, and no special assessments, providing significant monthly savings and increased purchasing power for buyers.
With 3,360 sq. ft. of living space, five bedrooms, a loft, and a large bonus room, the floor plan is highly adaptable for multi-generational living, remote work, or large families.
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 5, other record bedroom count = 4.
The 7,000 sq. ft. lot is largely occupied by the substantial home footprint, in-ground pool, and RV access, which may result in limited traditional lawn or garden space.
Built in 1998 and maintained by a single owner, the interior may require modernizing updates to flooring, cabinetry, and fixtures to compete with newer luxury inventory in Folsom.
Welcome to this spacious home in Prairie Oaks, featuring 5 bedrooms, 4 full baths, and 3,360 sq. ft. of comfortable living space in a desirable cul-de-sac location. Offering a 3-car garage with a 220V outlet for EV charging, RV access, a versatile loft, and a large bonus room over the garage, this home provides plenty of room for everyday living, entertaining, and flexible use. The living room features a cozy gas fireplace, while the backyard is ready for year-round enjoyment with an inviting in-ground pool, space to relax or gather, and two storage sheds. The primary suite includes a well-appointed bath with a separate soaking tub and shower. Located near highly rated Folsom schools, this property also offers the added benefits of NO HOA, NO Mello-Roos, and NO special assessment! Having had only one owner, this is a wonderful opportunity in the sought-after Prairie Oaks neighborhood!
No exterior & parking available.
Grades K-5 • 0.3 mi
Grades K-5 • 1.5 mi
Grades K-5 • 1.6 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 5.0 | 0.0 |
| Baths | 4.0 | 0.0 |
| Square foot | 3,360 | - |
| Lot Size | 7,000 | - |
| Price | $1.05M | $777.5K |
| Price per sq ft | $312 | $378 |
| Built year | 1998 | 0 |
| HOA | $0 | $0 |
| Days on market | 35 | 39 |
Jul 12, 2026
$1,049,000
$1,095,000
-4% Price Drop
Initial Listing
Jun 17, 2026
$1,095,000
Initial Listing
Jan 29, 1999
$280,000
Public Record