493 Williams Street, Folsom, CA 95630, Folsom, 95630 - 5 bed, 4 bath
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493 Williams Street
Folsom, CA 95630
ACTIVE
CONDITION: GOOD
5Beds
4Baths
3,360Sq Ft
7,000Lot Size
Property Price
LIST PRICE$995,950
EST. MARKET VALUE
$995,950
SUMMARY
This Spacious Single-Family Residence is a Strong Value Opportunity, listed at $1,095,000—positioned slightly above the $1,082,329 Fair Market Value. While priced at market, the home offers significant long-term stability with NO HOA, NO Mello-Roos, and NO special assessments. Featuring a 3,360 sq. ft. layout, a private in-ground pool, and EV-ready garage, the property maintains a Condition Rating of 3. Located near top-rated schools like Folsom High (9/10), this home is an ideal sanctuary for growing families or discerning owner-occupants seeking a prime Prairie Oaks location.
Estimated Market Value
$995,950
Based on Realkey algorithm analyzing recent comparable sales in Folsom.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 493 Williams Street Subject | $995,950* List Price | 5 | 4 | 3,360 | $296 | - |
A 396 SEATON Drive Sold | $865,000 | 6 | 3 | 3,227 | $268 | 0.6 mi |
B 600 Fisher Circle Sold | $799,500 | 4 | 3 | 2,478 | $323 | 0.3 mi |
C 580 Borges Court Sold | $1,082,500 | 4 | 3 | 3,154 | $343 | 0.4 mi |
D 708 Taylor Street Sold | $1,225,000 | 5 | 3 | 4,090 | $300 | 0.1 mi |
E 919 Sterling Circle Sold | $1,075,000 | 5 | 3 | 3,014 | $357 | 0.8 mi |
F 301 Russi Court Sold | $965,000 | 4 | 3 | 2,719 | $355 | 1.0 mi |
G 112 Demurrage Way Sold | $930,650 | 5 | 3 | 2,968 | $314 | 0.9 mi |
H 611 Willow Ridge Court Pending | $949,000 List Price | 5 | 4 | 2,946 | $322 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Built in 1998, this one-owner home is in well-maintained, move-in ready condition. The kitchen and bathroom vanities have been updated (approx. 10-15 years ago) with granite countertops, stainless steel appliances, and vessel sinks. While some original 1990s elements remain—such as the gold-trimmed shower enclosures and white square tile—the addition of a 220V EV charging outlet and the pristine condition of the pool and flooring elevate it above the 'Fair' category.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Sandra J. Gallardo Elementary School (9/10). High School: Folsom High School (9/10).
- Exceptional Financial Value
The property offers a rare combination of no HOA fees, no Mello-Roos, and no special assessments, providing significant monthly savings and increased purchasing power for buyers.
- Versatile and Spacious Layout
With 3,360 sq. ft. of living space, five bedrooms, a loft, and a large bonus room, the floor plan is highly adaptable for multi-generational living, remote work, or large families.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 5, other record bedroom count = 4.
- High Lot Coverage
The 7,000 sq. ft. lot is largely occupied by the substantial home footprint, in-ground pool, and RV access, which may result in limited traditional lawn or garden space.
- Potential for Cosmetic Updates
Built in 1998 and maintained by a single owner, the interior may require modernizing updates to flooring, cabinetry, and fixtures to compete with newer luxury inventory in Folsom.
About 493 Williams Street
Welcome to this spacious home in Prairie Oaks, featuring 5 bedrooms, 4 full baths, and 3,360 sq. ft. of comfortable living space in a desirable cul-de-sac location. Offering a 3-car garage with a 220V outlet for EV charging, RV access, a versatile loft, and a large bonus room over the garage, this home provides plenty of room for everyday living, entertaining, and flexible use. The living room features a cozy gas fireplace, while the backyard is ready for year-round enjoyment with an inviting in-ground pool, space to relax or gather, and two storage sheds. The primary suite includes a well-appointed bath with a separate soaking tub and shower. Located near highly rated Folsom schools, this property also offers the added benefits of NO HOA, NO Mello-Roos, and NO special assessment! Having had only one owner, this is a wonderful opportunity in the sought-after Prairie Oaks neighborhood!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1998
- Lot Size
- 7,000 Sq. Ft.
Interior
- Total Bedrooms
- 5
- Total Bathrooms
- 4 (4 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Folsom Unified Schools
Sandra J. Gallardo Elementary School
Grades K-5 • 0.3 mi
9/10
Theodore Judah Elementary School
Grades K-5 • 1.5 mi
6/10
Gold Ridge Elementary School
Grades K-5 • 1.6 mi
7/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 5.0 | 3.5 |
| Baths | 4.0 | 2.7 |
| Square foot | 3,360 | 2,083.849 |
| Lot Size | 7,000 | 6,955.675 |
| Price | $996.0K | $776.4K |
| Price per sq ft | $296 | $390 |
| Built year | 1998 | 2000 |
| HOA | $0 | $171 |
| Days on market | 84 | 46 |
Pricing History
Listed for Sale
Sep 4, 2026
$995,950
$1,035,000
-4% Price Drop
Initial Listing
Price Change
Aug 28, 2026
$1,035,000
$1,049,000
-1% Price Drop
Initial Listing
Price Change
Jul 12, 2026
$1,049,000
$1,095,000
-4% Price Drop
Initial Listing
Price Change
Jun 17, 2026
$1,095,000
Initial Listing
Sold
Jan 29, 1999
$280,000
Public Record